When housing prices start to rise, buyers get nervous and start to question the worth of the home and if they are paying too much for it. Because the last thing you want to do is make an offer on a house priced too high! In some competitive markets, sellers think the sky is the limit when setting an asking price. So as a buyer, you have to take several factors into account in order to determine whether a home is actually worth the asking price. Here are 4 ways to know if a house is overpriced. If you're looking for a top-notch Mortgage Agent in Toronto, call us at (647) 830-7150.

Ok, today we are going to talk about 5 reasons why you should NOT get a mortgage online. Online transactions have become so fast, reliable and convenient, we do almost everything online—from buying groceries to banking, paying bills and shopping. So why not get a mortgage online too? After all, mortgage sites promise choice, simplicity and approval within minutes. But should we really feel secure borrowing hundreds of thousands of dollars with a click of a button on a laptop or smartphone, without professional assistance? Here are 5 reasons why it’s NOT a good idea to get a mortgage online. If you're looking for a top-notch Mortgage Agent in Toronto, call us at (647) 830-7150.

It sounds crazy, doesn’t it?Negative interest rates. You put money in the bank and instead of earning interest, you have to PAY the bank for keeping your money safe! In essence, that’s what negative interest rates are. Here’s what every homeowner needs to know about so-called “negative interest rates”. If you're looking for a top-notch Mortgage Agent in Toronto, call us at (647) 830-7150.

Ok, today we are going to talk about a rather yucky but important topic -- how to prepare for a natural disaster, when it comes to your mortgage. Let’s face it: with wildfires, hurricanes, floods and tornadoes on the increase, almost all of us will be at risk some day. Talking to your insurance company in advance is essential—but don’t forget your mortgage. Here is what every homeowner needs to know about how your mortgage can be impacted by a natural disaster. If you're looking for a top-notch Mortgage Agent in Toronto, call us at (647) 830-7150.

When you buy a home, you’ll probably be asked if you’d like mortgage insurance. But if you already have life insurance, do you really need mortgage insurance too? Well, it depends. Here are some factors to consider. If you're looking for a top-notch Mortgage Agent in Toronto, call us at (647) 830-7150.

Here’s a special resource for you – or anyone you know – who is planning on moving house in the next 6 months. If you're looking for a top-notch Mortgage Agent in Toronto, call us at (647) 830-7150.

Most people have regular checkups for their health, car and investment portfolio. But when’s the last time you had a checkup for your mortgage? Here's why it's so important. If you're looking for a top-notch Mortgage Agent in Toronto, call us at (647) 830-7150.

Let’s say you’ve got a big expense coming up and need to save $1,000 in the next 30 days.While this may sound like an impossible goal, it’s not. All you have to do is put your mind to it, start immediately and adopt some of these proven money-saving tips. Here are 6 ways to help you save $1,000 in one month. If you're looking for a top-notch Mortgage Agent in Toronto, call us at (647) 830-7150.

OK, today we’re going shatter a few MONEY MYTHS. Ever since we were children, we’ve heard and repeated familiar sayings about money. One favorite of parents everywhere is, “Money doesn’t grow on trees.” But what if it turned out that most of the conventional wisdom about money wasn’t true, or at least wasn’t helpful? For instance, while it’s literally true that money doesn’t grow on trees, that saying can lead us to believe in scarcity rather than abundance—so scarcity is what we end up with! Here are 3 three other equally destructive money myths to avoid. If you're looking for a top-notch Mortgage Agent in Toronto, call us at (647) 830-7150.

If you haven't noticed by now, money is one of the biggest sources of conflict in relationships. Here's how avoid conflict and build connection. If you're looking for a top-notch Mortgage Agent in Toronto, call us at (647) 830-7150.

Ok, today we are going to talk about how millennials are changing the real estate landscape. As millennials become the largest adult generation, it’s no surprise that they’re becoming a major force in home buying. According to Zillow, a US-based online real estate marketplace, millennials now make up 42% of all homebuyers. Here’s how millennial buyers and sellers differ from previous generations. If you're looking for a top-notch Mortgage Agent in Toronto, call us at (647) 830-7150.

Ok, today we’re going to talk about the importance of the home appraisal in nailing down a deal. In every real estate transaction, there’s the price the seller would like to receive and the price the buyer would like to pay. But there’s one other price that can overrule both those prices: the lender’s appraisal. Here are 4 ways to protect yourself from a low appraisal. If you're looking for a top-notch Mortgage Agent in Toronto, call us at (647) 830-7150.

Ok, today we are going to talk about avoiding probate conflicts by setting up a living trust. Wills and living trusts are legal documents that distribute property. Both are useful estate planning tools, but there are important differences. Here’s what every homeowner needs to know about living trusts. If you're looking for a top-notch Mortgage Agent in Toronto, call us at (647) 830-7150.

Ralph Waldo Emerson wrote that each person is compensated in like manner for that which he or she has contributed. This is often referred to as the Law of Compensation or the Law of Cause and Effect. Basically, it's saying that you get back what you give, whether that's a lot or a little. If you want to increase how much you earn, watch this video. If you're looking for a top-notch Mortgage Agent in Toronto, call us at (647) 830-7150.

Ok, today we are going to talk about how the internet has impacted home searching, buying and selling. We’re so used to shopping online, we sometimes forget how technology has transformed the home buying process. Websites, social media, mobile apps, messaging and other platforms help make shopping for and finding a home faster, easier, more efficient, and less frustrating. Here are 5 online capabilities that today’s prospective homebuyers could never live without. If you're looking for a top-notch Mortgage Agent in Toronto, call us at (647) 830-7150.

Ok, today we are going to talk about buying a home at an auction. Auctions aren’t just for rich people. When houses are sold at auction, the prices can be downright cheap. Here’s how to save BIG by buying a home at an auction. If you're looking for a top-notch Mortgage Agent in Toronto, Call us at 647.830.7150

Here's an interesting question for you....

What’s the #1 factor that separates Top-Producers from
the mediocre majority?

Chances are you already intuitively know the answer.
It's all about how they invest their time!

You see, everyone has 24 hours per day. The difference between
the top achievers and all the rest is how they use it.

Here's how Top-Producers use their time...

For more information, please call us at (907) 360-3560 or visit https://www.ravenmortgage.net/brittany/

With few exceptions, some of the first words we learn
as kids are “Please” and “Thank you”. As parents, we're
constantly reminding our kids to say these words
because as a culture, we tend to be repelled by people
who lack social graces.

If showing appreciation is such an integral part of human
interaction, how might you use appreciation to differentiate
yourself and improve your marketing results?

Here's how...

For more information, please call us at (907) 360-3560 or visit https://www.ravenmortgage.net/brittany/

Have you ever wondered why some Realtors® quickly
skyrocket to success while the majority continues to
struggle just to eke out a meager existence?

We all know everyone has access to the same MLS
marketing tools, so why such a disparity in results?
Is the difference found in their education, intelligence,
skills, timing, work habits, contacts or luck? The answer
to this mystery is actually no mystery at all.

If you dig down to the root cause of their success, you’ll
invariably find that the common denominator of success
in each and every Top Producer lies in their MINDSET or
their UNIQUE WAY OF THINKING.

Here are ten ways Top-Producers think differently than
all the rest…

For more information, please call us at (907) 360-3560 or visit https://www.ravenmortgage.net/brittany/

Before we get into today's tip, let me ask you a couple questions...
Do ever feel AWKWARD when trying to ask for referrals? Do you
think you might ask for referrals more CONSISTENTLY if you had a
more elegant, graceful and effective way of going about it? What
if I could provide you with the exact same script that helped a
financial planner in the little obscure town of Weirton, West Virginia,
build a multi-million dollar business?

Here's the million dollar referral script...

For more information, please call us at (907) 360-3560 or visit https://www.ravenmortgage.net/brittany/