OK, let's talk about your retirement for a moment... It’s easy to assume there’s an endless list of things standing between you and a secure retirement, including volatile stock markets, stagnant household income, adult children living at home, etc. But in reality, none of those things are as destructive to your retirement savings as what I'm about to show you next... Here are 3 threats to a secure retirement... If you are looking for a top-notch mortgage broker in Red Deer, call us at 403-358-4855.

Ok, today we are going to talk about when an all-cash offer is the right move… Surprisingly, lots of people make all-cash offers on houses. According to one study, up to 29% of single-family home and condo purchases in 2017 were all-cash. Here are the advantages and disadvantages to purchasing a home with all cash… If you are looking for a top-notch mortgage broker in Red Deer, call us at 403-358-4855.

Please forward this to anyone you care about who has filed for bankruptcy... Many Canadians find themselves bogged down with a bad credit rating for the wrong reason -- illness, losing a job, or simply not understanding consumer credit. Sometimes bad financial situations happen to good people and bankruptcy is the only way out. But it's not all doom and gloom -- there are a number of strategies for putting your credit back on track and getting approved for a mortgage, even after bankruptcy. Going from one financial institution to the next, only to be declined again and again can be very frustrating, which is where an experienced mortgage consultant on your side can make all the difference. Here are 10 factors to consider... If you are looking for a top-notch mortgage broker in Red Deer, call us at 403-358-4855.

Ok, today we are going to talk about how Airbnb income will help you qualify for mortgage refinancing… Are you renting your home through Airbnb? Or ever thought about it? You might after you read about some of the perks you can get when it comes to refinancing or qualifying for a second mortgage. Here are 7 tips for using Airbnb income when applying for a mortgage… If you are looking for a top-notch mortgage broker in Red Deer, call us at 403-358-4855.

Buying your first home isn’t as simple as visiting a few realtor open houses. What you do before you start shopping can help ensure you make a decision you can comfortably live with for years! Here are 3 essential steps to take before going home shopping… If you are looking for a top-notch mortgage broker in Red Deer, call us at 403-358-4855.

Ok, today we are going to talk about three easy, but crucial repairs you must make before selling your home. Making your house as presentable as possible is the best way to achieve a quick and profitable sale. However, you don’t have to make expensive repairs that will force you to raise your asking price. Often, inexpensive but highly-noticeable improvements—combined with good staging—will get you the buyers and sale you want. Here are the 3 most important things to fix before listing your home… If you are looking for a top-notch mortgage broker in Red Deer, call us at 403-358-4855.

Ok, today we are going to talk about saving for a down payment and how to know when you can afford to buy a home. Experts say the cheapest, most efficient way to buy a house is to make a 20% down payment. But today, that’s a huge amount of money! Here are 4 factors to consider when determining if you can afford to buy… If you are looking for a top-notch mortgage broker in Red Deer, call us at 403-358-4855.

Ok, today we are going to talk about 3 things you should never do if you want a good credit score… No matter how high your credit score is, you can always benefit by helping it get higher. The trouble is some of the things people do to raise their score can actually lower it. Here are 3 major DON’Ts… If you are looking for a top-notch mortgage broker in Red Deer, call us at 403-358-4855.

Many of the world’s wealthiest people got that way by investing in real estate. But it’s difficult to come up with the hefty 20% down payment required to buy an investment property. Here are 6 ways to make investing in real estate more affordable… If you are looking for a top-notch mortgage broker in Red Deer, call us at 403-358-4855.

OK, today we're going to talk about how to get ahead financially... With the volatility in today’s markets and the huge number of choices available in equities and mutual funds, it’s almost impossible for us to securely and profitably manage our own investments. But choosing the right financial advisor isn’t easy either. Here are 3 questions to help you make the right choice... If you are looking for a top-notch mortgage broker in Red Deer, call us at 403-358-4855.

Ok, today we are going to talk about the added costs that most homebuyers don’t realize when purchasing a home. Your home is probably the biggest purchase you’ll ever make. But the expenses don’t stop with the price. Here are some additional costs you need to budget for… If you are looking for a top-notch mortgage broker in Red Deer, call us at 403-358-4855.

OK, today we’re going to talk about how to achieve your goals… Any chump can set a goal. But it takes a champ to achieve it! So, what separates the champs from all the rest? I’m glad you asked. Here are 5 simple steps to achieve any goal… If you are looking for a top-notch mortgage broker in Red Deer, call us at 403-358-4855.

Ok, today we are going to talk about a few ways to save money in under 30 minutes. After all, saving money doesn’t have to be time-consuming. Here are 5 quick and easy ways to start saving right now… If you are looking for a top-notch mortgage broker in Red Deer, call us at 403-358-4855.

Renovating your home can be an effective way to increase its resale value. But not all renovations are created equal—and none are guaranteed to repay 100% of their cost. However, by renovating strategically, you can increase your selling price enough that a significant portion of the renovation costs are passed on to the future owner. Here are the Top 10 renovation projects, ranked by average payback as a percentage of cost... If you are looking for a top-notch mortgage broker in Red Deer, call us at 403-358-4855.

Welcome to the 4th secret of Superstar Realtors. In today's secret I unlock the mystery to creating a constant stream of qualified leads that come to you instead of the other way around. All the Superstar Realtors I know use this tactic and you should too. Click here to listen to the fourth secret...
In the upcoming 5th secret you'll learn why Superstar Realtors can charge higher fees than all their competitors and still have clients lined up around the block to use their services. Stay tuned... For more information, call us at 503-310-9452 or visit www.mikedepinnamortgage.com

Renovating your home can be an effective way to increase its resale value. But not all renovations are created equal—and none are guaranteed to repay 100% of their cost. However, by renovating strategically, you can increase your selling price enough that a significant portion of the renovation costs are passed on to the future owner. Here are the Top 10 renovation projects, ranked by average payback as a percentage of cost... If you are looking for a top-notch mortgage broker in Portland, call us at 503-310-9452.

Ok, today we are going to talk about a few ways to save money in under 30 minutes. After all, saving money doesn’t have to be time-consuming. Here are 5 quick and easy ways to start saving right now… If you are looking for a top-notch mortgage broker in Portland, call us at 503-310-9452.

OK, today we’re going to talk about how to achieve your goals… Any chump can set a goal. But it takes a champ to achieve it! So, what separates the champs from all the rest? I’m glad you asked. Here are 5 simple steps to achieve any goal… If you are looking for a top-notch mortgage broker in Portland, call us at 503-310-9452.

Ok, today we are going to talk about the added costs that most homebuyers don’t realize when purchasing a home. Your home is probably the biggest purchase you’ll ever make. But the expenses don’t stop with the price. Here are some additional costs you need to budget for… If you are looking for a top-notch mortgage broker in Portland, call us at 503-310-9452.

OK, today we're going to talk about habits that hinder your success. To achieve our dreams of wealth and fulfillment, we need to learn all sorts of new skills. But even with those new skills, we still may not succeed if we have a bunch of bad habits holding us back. Here are 5 Evil Habits That Can Kill Your Wealth. If you're looking for a top-notch Loan Originator in Newport Beach, call us at (844) 846-6688).