Have you ever wondered when the best time of the year is to do home renovations? Deciding when to start a remodeling project may simply depend on when you need it finished. But if you have a little leeway, here are some considerations that can make the process easier and more affordable.

Have you ever wondered when the best time of the year, month and week is, to list and sell your home – FAST! – for top dollar? Watch this short video to find out. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

If and when you decide to sell your home, pricing it right is always a key factor to selling it fast for top dollar. Today we’re going to talk about when it might make sense to lower your listing price. Here are 3 factors to consider before you drop your asking price. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Question for you. Are you curious what your home is worth in today’s market? Here’s the most accurate way to find out. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Thanks to aging Baby Boomers, the market for vacation properties is hotter than ever. But before you start shopping, here are some things to consider. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Ok, today we are going to talk about alternative lending and how it can help people who normally wouldn’t qualify for a mortgage. According to a recent study, up to 20% more borrowers are being rejected by traditional lenders since the Government of Canada introduced its new mortgage stress tests. Here’s what every borrower needs to know about alternative lending. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

OK, today we’re going to have some REAL TALK about credit cards. Yes, they’re convenient. Yes, they’re sometimes necessary. However, with the average household debt growing year after year (with no end in sight), it’s mission critical that we manage our credit cards effectively. Easier said than done. Here’s the truth about credit cards every homeowner needs to know. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

OK, today we’re going to talk about the amazing philosophy of ants. Yeah, that’s right ants. Ants are amazing creatures. For instance, some ants can carry 50 times their own weight! Even more amazing: ants are experts in philosophy. While the great ant philosophers didn’t write any books, we can still learn about their wisdom by observing their actions. Here are 4 ant philosophies that can help us succeed in life. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

OK, today we’re going to talk about why most people stay stuck in debt. Being deep in debt can make your life a nightmare, put your family at risk and make your future look hopeless. So why do so many people stay in debt when there are proven ways to put yourself back on a firm financial footing? Here are the Top 5 reasons. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Do you have any friends who could afford to own but for some reason, are still renting? If so, share the LOVE and pass them this video. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Ok, today we are going to talk about how to profit the most from your tax refund. Like millions of other taxpayers, you may have received a refund this year. So what now? How will you spend that money? Here are a few SMART ways to use your tax refund. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Ok, today we are going to talk about how small investments you make today, can lead to major retirement savings in the long run. You don’t have to have a lot of money to start investing. When it comes to investing, how much you invest isn’t as important as when you start, how often you do it and which investments you choose. Of course, the time to start is now! Here are 5 ways to invest small now to build major retirement savings. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Ok, today we are going to talk about 4 accounts you need to secure your financial security. Before we can move the exotics, like buying revenue properties or doing your own trades on the stock market, we must first master the basics. Here are 4 basic accounts you need to secure financial freedom. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Ok, today we are going to talk about your retirement plan and how to make sure you have enough in savings to retire the way you want. Even if your employer offers a pension plan, it may not provide all the retirement income you’re hoping for. But there are ways to supplement a less-than-adequate pension. Here are 3 ways to supplement your pension plan. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Ok, today we are going to talk about how to buy a second home by refinancing your existing mortgage. Let’s say you’re considering buying an investment property, vacation home or student condo. You could apply for a separate mortgage. But in many cases, it’s easier and more affordable to refinance your existing mortgage to help pay for the second property. Here’s what you should know and consider. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Ok, today we are going to talk about one reason why housing prices can be so high. Everybody has a theory for why home prices rise. One reason is that builders aren’t building enough new homes because zoning and building regulations are too restrictive. In reality, house prices rise when demand is high. Here’s where the demand is coming from. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

There's a reason why investing in Real Estate is the #1 millionaire-maker in the world... IT WORKS! Sure, real estate is a big investment. But remember it IS an investment. In fact, if you purchase a property strategically, it can help you generate income, tax savings and capital appreciation. Here are six proven strategies to make money with real estate. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Ok, today we are going to talk about how to protect yourself from real estate scams. According to the FBI, from 2015 to 2017 cybercrime targeting real estate transactions rose by over 1,100%, and the amount of money lost rose by almost 2,200%! The most common way for scammers to attack is by hacking into a buyer’s email and monitoring messages between the buyer and Realtor. Here are 6 ways to protect yourself from real estate scams. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Ok, today we are going to talk about 7 things every real estate agent should be doing to sell your home. Using a real estate agent helps you get a higher price and faster sale. But not all agents are the same. It’s essential to find one who will really earn their fee. Here are 7 things every good real estate agent should be doing for you. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

As you know, there are lots of ways to "skin the cat" when it comes to building wealth. Frankly, it can get downright overwhelming when you start to think about all the options available. Let's cut through the clutter and keep it simple. Here's the #1 wealth-building habit. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.