Ok, today we are going to talk about your retirement plan and how to make sure you have enough in savings to retire the way you want. Even if your employer offers a pension plan, it may not provide all the retirement income you’re hoping for. But there are ways to supplement a less-than-adequate pension. Here are 3 ways to supplement your pension plan. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Ok, today we are going to talk about how to buy a second home by refinancing your existing mortgage. Let’s say you’re considering buying an investment property, vacation home or student condo. You could apply for a separate mortgage. But in many cases, it’s easier and more affordable to refinance your existing mortgage to help pay for the second property. Here’s what you should know and consider. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Ok, today we are going to talk about one reason why housing prices can be so high. Everybody has a theory for why home prices rise. One reason is that builders aren’t building enough new homes because zoning and building regulations are too restrictive. In reality, house prices rise when demand is high. Here’s where the demand is coming from. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

There's a reason why investing in Real Estate is the #1 millionaire-maker in the world... IT WORKS! Sure, real estate is a big investment. But remember it IS an investment. In fact, if you purchase a property strategically, it can help you generate income, tax savings and capital appreciation. Here are six proven strategies to make money with real estate. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Ok, today we are going to talk about how to protect yourself from real estate scams. According to the FBI, from 2015 to 2017 cybercrime targeting real estate transactions rose by over 1,100%, and the amount of money lost rose by almost 2,200%! The most common way for scammers to attack is by hacking into a buyer’s email and monitoring messages between the buyer and Realtor. Here are 6 ways to protect yourself from real estate scams. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Ok, today we are going to talk about 7 things every real estate agent should be doing to sell your home. Using a real estate agent helps you get a higher price and faster sale. But not all agents are the same. It’s essential to find one who will really earn their fee. Here are 7 things every good real estate agent should be doing for you. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

As you know, there are lots of ways to "skin the cat" when it comes to building wealth. Frankly, it can get downright overwhelming when you start to think about all the options available. Let's cut through the clutter and keep it simple. Here's the #1 wealth-building habit. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Today we are going to talk about how to pay off your mortgage sooner (without breaking the bank). Getting a mortgage may seem like a life sentence. You’ll be chipping away at it for decades to come—and there’s no time off for good behavior! But in reality, there are some relatively painless things you can do to pay off your mortgage sooner and save interest! Here are 4 tips for paying off your mortgage sooner. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

When housing prices start to rise, buyers get nervous and start to question the worth of the home and if they are paying too much for it. Because the last thing you want to do is make an offer on a house priced too high! In some competitive markets, sellers think the sky is the limit when setting an asking price. So as a buyer, you have to take several factors into account in order to determine whether a home is actually worth the asking price. Here are 4 ways to know if a house is overpriced. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Ok, today we are going to talk about 5 reasons why you should NOT get a mortgage online. Online transactions have become so fast, reliable and convenient, we do almost everything online—from buying groceries to banking, paying bills and shopping. So why not get a mortgage online too? After all, mortgage sites promise choice, simplicity and approval within minutes. But should we really feel secure borrowing hundreds of thousands of dollars with a click of a button on a laptop or smartphone, without professional assistance? Here are 5 reasons why it’s NOT a good idea to get a mortgage online. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

It sounds crazy, doesn’t it?Negative interest rates. You put money in the bank and instead of earning interest, you have to PAY the bank for keeping your money safe! In essence, that’s what negative interest rates are. Here’s what every homeowner needs to know about so-called “negative interest rates”. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Ok, today we are going to talk about a rather yucky but important topic -- how to prepare for a natural disaster, when it comes to your mortgage. Let’s face it: with wildfires, hurricanes, floods and tornadoes on the increase, almost all of us will be at risk some day. Talking to your insurance company in advance is essential—but don’t forget your mortgage. Here is what every homeowner needs to know about how your mortgage can be impacted by a natural disaster. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

When you buy a home, you’ll probably be asked if you’d like mortgage insurance. But if you already have life insurance, do you really need mortgage insurance too? Well, it depends. Here are some factors to consider. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Here’s a special resource for you – or anyone you know - who is planning on moving house in the next 6 months. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Most people have regular checkups for their health, car and investment portfolio. But when’s the last time you had a checkup for your mortgage? Here's why it's so important. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Let’s say you’ve got a big expense coming up and need to save $1,000 in the next 30 days.While this may sound like an impossible goal, it’s not. All you have to do is put your mind to it, start immediately and adopt some of these proven money-saving tips. Here are 6 ways to help you save $1,000 in one month. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

OK, today we’re going shatter a few MONEY MYTHS. Ever since we were children, we’ve heard and repeated familiar sayings about money. One favorite of parents everywhere is, “Money doesn’t grow on trees.” But what if it turned out that most of the conventional wisdom about money wasn’t true, or at least wasn’t helpful? For instance, while it’s literally true that money doesn’t grow on trees, that saying can lead us to believe in scarcity rather than abundance—so scarcity is what we end up with! Here are 3 three other equally destructive money myths to avoid. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

If you haven't noticed by now, money is one of the biggest sources of conflict in relationships. Here's how avoid conflict and build connection.
If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Ok, today we are going to talk about how millennials are changing the real estate landscape. As millennials become the largest adult generation, it’s no surprise that they’re becoming a major force in home buying. According to Zillow, a US-based online real estate marketplace, millennials now make up 42% of all homebuyers. Here’s how millennial buyers and sellers differ from previous generations. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Ok, today we’re going to talk about the importance of the home appraisal in nailing down a deal. In every real estate transaction, there’s the price the seller would like to receive and the price the buyer would like to pay. But there’s one other price that can overrule both those prices: the lender’s appraisal. Here are 4 ways to protect yourself from a low appraisal. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.