Your credit score is the single biggest factor that lenders use in determining your interest rate when you apply for a mortgage. Yet most people don't
even know what a credit score is, let alone whether they have a high score or a low one. The sad truth is if your score is unnecessarily low--due to errors
or lack of professional advice--you could end up paying thousands of dollars extra over the life of your mortgage! Here's the shocking truth about how your credit score is calculated and more importantly, how to improve it almost overnight... If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Have you checked your mailbox yet today? How many credit card offers do you think you received? Each one is a new opportunity to get farther into debt, hand over HUGE interest payments, and never get any closer to financial security. Instead of being flattered every time you're offered a PRE-APPROVED PLATINUM card, it's time you learned the truth behind credit card offers.Discover what your credit card company doesn't want you to know... If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

As you know, there are loads of credit card options out there. Credit cards that let you earn travel miles, merchandise or cash back can be a good deal. However, to get the most out of a rewards credit card, you have to be strategic. Here are 5 ways to make your rewards credit cards more rewarding… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Ok, today we are going to talk about how to buy a home, even if you have bad credit… Obviously, if you have good credit, it’s easier to qualify for a mortgage. But that doesn’t mean home ownership is out of reach if you have bruised credit. Here are 5 ways to qualify for a mortgage (even if you have less than perfect credit)… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Ok, today we are going to talk about everything you need to know about closing costs…Buying a home involves more expenses than just the price of the property itself. One category of expenses that most people forget to budget for is closing costs. Here are 8 closing costs every home buyer needs to know… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Ok, today we are going to talk about 5 ways to pay for home improvements…Have you been considering a home improvement project lately? Maybe you’d like to add an extra room, more floor space to your home, or simply update your kitchen and bathroom.Whatever your plans, you first have to decide how you’re going to pay for it. Here are 5 ways to fund your next renovation or home improvement project… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

It sounds crazy, doesn’t it?Negative interest rates. You put money in the bank and instead of earning interest, you have to PAY the bank for keeping your money safe! In essence, that’s what negative interest rates are. Here’s what every homeowner needs to know about so-called “negative interest rates”. If you're looking for a top-notch mortgage broker in Sarasota, call us at (341) 587-1517.

Ok, today we are going to talk about 4 ways to sell your house quick, without compromising on a fair price…In most markets, spring is the #1 time of year for selling homes and fall comes in at #2. But no matter when you’re planning to sell your home, don’t despair! Here are 4 ways to sell your house quickly…If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Ever notice how some people seem to have all the luck? They marry well, get promotions, have lots of friends and make lots of money.Is their good fortune the result of just pure luck or is there science behind it? Recent research reveals that our personality and behavior have a huge impact on how lucky or unlucky we are. Here are 3 keys to creating your own luck…If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

It’s easy for some people to be pessimistic about retirement.With kids to put through school, a mortgage to pay off, the rising cost of everything and growing credit card debt, many people ignore retirement planning and hope for the best.Even if you’ve already started saving, it’s hard to be confident
when stock markets are volatile and interest rates are low.But believe it or not, there’s a large group of retirees who are feeling fine about retirement. Here are 5 habits of confident retirees... If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Ok, today we are going to talk about 4 home improvement jobs that are difficult to do yourself…Doing home improvement projects yourself can save a lot of money and provide a sense of accomplishment. But some DIY projects can go terribly wrong, leading to wasted time, extra expenses, and friction between loved ones. Here are 4 home improvement projects that are risky to take on yourself… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Ok, today we are going to talk about a rather yucky but important topic -- how to prepare for a natural disaster, when it comes to your mortgage. Let’s face it: with wildfires, hurricanes, floods and tornadoes on the increase, almost all of us will be at risk some day. Talking to your insurance company in advance is essential—but don’t forget your mortgage. Here is what every homeowner needs to know about how your mortgage can be impacted by a natural disaster. If you're looking for a top-notch mortgage broker in Sarasota, call us at (341) 587-1517.

When you buy a home, you’ll probably be asked if you’d like mortgage insurance. But if you already have life insurance, do you really need mortgage insurance too? Well, it depends. Here are some factors to consider. If you're looking for a top-notch mortgage broker in Sarasota, call us at (341) 587-1517.

Here’s a special resource for you – or anyone you know – who is planning on moving house in the next 6 months. If you're looking for a top-notch mortgage broker in Sarasota, call us at (341) 587-1517.

Most people have regular checkups for their health, car and investment portfolio. But when’s the last time you had a checkup for your mortgage? Here's why it's so important. If you're looking for a top-notch mortgage broker in Sarasota, call us at (341) 587-1517.

Let’s say you’ve got a big expense coming up and need to save $1,000 in the next 30 days.While this may sound like an impossible goal, it’s not. All you have to do is put your mind to it, start immediately and adopt some of these proven money-saving tips. Here are 6 ways to help you save $1,000 in one month. If you're looking for a top-notch mortgage broker in Sarasota, call us at (341) 587-1517.

OK, today we’re going shatter a few MONEY MYTHS. Ever since we were children, we’ve heard and repeated familiar sayings about money. One favorite of parents everywhere is, “Money doesn’t grow on trees.” But what if it turned out that most of the conventional wisdom about money wasn’t true, or at least wasn’t helpful? For instance, while it’s literally true that money doesn’t grow on trees, that saying can lead us to believe in scarcity rather than abundance—so scarcity is what we end up with! Here are 3 three other equally destructive money myths to avoid. If you're looking for a top-notch mortgage broker in Sarasota, call us at (341) 587-1517.

If you haven't noticed by now, money is one of the biggest sources of conflict in relationships. Here's how avoid conflict and build connection. If you're looking for a top-notch mortgage broker in Sarasota, call us at (341) 587-1517.

Ok, today we are going to talk about how millennials are changing the real estate landscape. As millennials become the largest adult generation, it’s no surprise that they’re becoming a major force in home buying. According to Zillow, a US-based online real estate marketplace, millennials now make up 42% of all homebuyers. Here’s how millennial buyers and sellers differ from previous generations. If you're looking for a top-notch mortgage broker in Sarasota, call us at (341) 587-1517.

Ok, today we’re going to talk about the importance of the home appraisal in nailing down a deal. In every real estate transaction, there’s the price the seller would like to receive and the price the buyer would like to pay. But there’s one other price that can overrule both those prices: the lender’s appraisal. Here are 4 ways to protect yourself from a low appraisal. If you're looking for a top-notch mortgage broker in Sarasota, call us at (341) 587-1517.