It sounds crazy, doesn’t it?Negative interest rates. You put money in the bank and instead of earning interest, you have to PAY the bank for keeping your money safe! In essence, that’s what negative interest rates are. Here’s what every homeowner needs to know about so-called “negative interest rates”.

Do you have any friends who could afford to own but for some reason, are still renting? If so, share the LOVE and pass them this video. If you are looking for a top-notch loan originator in Rochester, call us at 585-733-3889.

Today we are going to talk about how to pay off your mortgage sooner (without breaking the bank). Getting a mortgage may seem like a life sentence. You’ll be chipping away at it for decades to come—and there’s no time off for good behavior! But in reality, there are some relatively painless things you can do to pay off your mortgage sooner and save interest! Here are 4 tips for paying off your mortgage sooner. If you are looking for a top-notch loan originator in Rochester, call us at 585-733-3889.

Ok, today we're going to talk about what NOT do to when selling your home. When you moved in, your home’s decor may have been the height of fashion. But fashions change. You may still love your home just the way it is, but that doesn’t mean today’s buyers will. If you want to ensure a quick sale for top dollar. Here are 8 things that could make your home harder to sell. If you are looking for a top-notch loan originator in Rochester, call us at 585-733-3889.

When housing prices start to rise, buyers get nervous and start to question the worth of the home and if they are paying too much for it. Because the last thing you want to do is make an offer on a house priced too high! In some competitive markets, sellers think the sky is the limit when setting an asking price. So as a buyer, you have to take several factors into account in order to determine whether a home is actually worth the asking price. Here are 4 ways to know if a house is overpriced. If you are looking for a top-notch loan originator in Rochester, call us at 585-733-3889.

Ok, today we are going to talk about 10 factors that determine your home’s value. Coming up with the right price for your home is a science.It’s not based on how much you love your home or how much money you need to get out of it. It’s based on what a potential buyer is willing to pay for a home like yours in the current market. Here are 10 factors that determine your home’s worth. If you are looking for a top-notch loan originator in Rochester, call us at 585-733-3889.

Ok, today we are going to talk about buying a home at an auction. Auctions aren’t just for rich people. When houses are sold at auction, the prices can be downright cheap.
Here’s how to save BIG by buying a home at an auction. If you are looking for a top-notch loan originator in Rochester, call us at 585-733-3889.

Question for you: Is your Financial Planner a Professional, Entrepreneur or Self-employed? That may sound like a funny question. After all, what difference does the job status of your financial planner make? Actually, it can make a big difference to the advice and investment knowledge you’re receiving. Here’s what you need to know about choosing the right Financial Planner. If you are looking for a top-notch loan originator in Rochester, call us at 585-733-3889.

If and when you decide to sell your home, pricing it right is always a key factor to selling it fast for top dollar. Today we’re going to talk about when it might make sense to lower your listing price. Here are 3 factors to consider before you drop your asking price… If you are looking for a top-notch loan originator in Rochester, call us at 585-733-3889.

Ok, today we are going to talk about 5 ways you can win the bidding war… If you’re house shopping in a competitive market, you’re likely to encounter a bidding war. Unfortunately, bidding wars can be frustrating, expensive and time consuming. However, it’s still possible to get the house you want. Here are 5 ways to win a bidding war… If you are looking for a top-notch loan originator in Rochester, call us at 585-733-3889.

Have you ever wondered when the best time of the year is to do home renovations? Deciding when to start a remodeling project may simply depend on when you need it finished. But if you have a little leeway, here are some considerations that can make the process easier and more affordable… If you are looking for a top-notch loan originator in Rochester, call us at 585-733-3889.

Thanks to aging Baby Boomers, the market for vacation properties is hotter than ever. But before you start shopping, here are some things to consider... If you are looking for a top-notch loan originator in Rochester, call us at 585-733-3889.

Have you ever wondered when the best time of the year, month and week is, to list and sell your home – FAST! – for top dollar? Watch this short video to find out… If you are looking for a top-notch loan originator in Rochester, call us at 585-733-3889.

Question for you...Are you curious what your home is worth in today’s market? Here’s the most accurate way to find out… If you are looking for a top-notch loan originator in Rochester, call us at 585-733-3889.

OK, today we’re going to talk about the amazing philosophy of ants…Yeah, that’s right ants. Ants are amazing creatures. For instance, some ants can carry 50 times their own weight! Even more amazing: ants are experts in philosophy. While the great ant philosophers didn’t write any books, we can still learn about their wisdom by observing their actions. Here are 4 ant philosophies that can help us succeed in life… If you are looking for a top-notch loan originator in Rochester, call us at 585-733-3889.

OK, today we’re going to have some REAL TALK about credit cards…Yes, they’re convenient. Yes, they’re sometimes necessary. However, with the average household debt growing year after year (with no end in sight), it’s mission critical that we manage our credit cards effectively. Easier said than done. Here’s the truth about credit cards every homeowner needs to know… If you are looking for a top-notch loan originator in Rochester, call us at 585-733-3889.

OK, today we’re going to talk about why most people stay stuck in debt… Being deep in debt can make your life a nightmare, put your family at risk and make your future look hopeless. So why do so many people stay in debt when there are proven ways to put yourself back on a firm financial footing? Here are the Top 5 reasons… If you are looking for a top-notch loan originator in Rochester, call us at 585-733-3889.

Ok, today we are going to talk about how to profit the most from your tax refund… Like millions of other taxpayers, you may have received a refund this year. So what now? How will you spend that money? Here are a few SMART ways to use your tax refund… If you are looking for a top-notch loan originator in Rochester, call us at 585-733-3889.

Ok, today we are going to talk about one reason why housing prices can be so high… Everybody has a theory for why home prices rise. One reason is that builders aren’t building enough new homes because zoning and building regulations are too restrictive. In reality, house prices rise when demand is high. Here’s where the demand is coming from… If you are looking for a top-notch loan originator in Rochester, call us at 585-733-3889.

Ok, today we are going to talk about how small investments you make today, can lead to major retirement savings in the long run… You don’t have to have a lot of money to start investing. When it comes to investing, how much you invest isn’t as important as when you start, how often you do it and which investments you choose. Of course, the time to start is now! Here are 5 ways to invest small now to build major retirement savings… If you are looking for a top-notch loan originator in Rochester, call us at 585-733-3889.