Mortgage
Buying a foreclosed house can be a great way to save money. However, achieving those savings takes a lot of preparation, and willingness to do some extra work. Here are 3 tips for buying a foreclosure... If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.
As you may know, credit reporting agencies collect all the data on your loans, lines of credit and credit cards to create your credit report and calculate your credit score. This information is then used by lenders—including mortgage lenders—to determine whether you’re a good credit risk. What many people don’t realize is that cellphone bill payments can also have an effect on credit rating. Here's how your cell phone impacts your credit.. If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.
Before you consider refinancing your existing mortgage, it’s important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through lower monthly payments. The answer to this question depends on multiple factors. Here's what you need to know before refinancing... If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.
Are you considering buying a new home or investment property in the near future? Buying a home is a major investment no matter how you look at it. But for many home buyers, it's even more complicated and costly than it needs to be because of blind spots where they are lacking critical information--information that can literally make or break their chances of buying their dream home or add tens of thousands of dollars in unnecessary costs or countless hours wasted in fruitless activity. It's crazy! Home buyers are, in many cases, making the biggest investment of their lives without any step-by-step road map for success. In response to this obvious need, we've decided to create a brand new home buyer guide titled, "15 Home buyer Mistakes And How To Avoid Them". We don't have time to get into all fifteen of them now, but here's one BIG mistake you MUST avoid... If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.
Have you ever wondered how some people can have big incomes but they still stay stuck in the rat race with little money left over at the end of the month? Yes, chances are they have a spending problem. But there's something even deeper at play that most people don't realize. Here's one of the many important financial lessons we should be taught in school but aren't... If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.
Ok, today we’re going to talk about what you need to know BEFORE you break out of your mortgage. If you’ve been considering breaking out of your mortgage early, here are few things you need to consider… If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.
We’ve all heard about the wealth accumulation rule called “pay yourself first”.But billionaire Sir John Templeton had an even more powerful idea called the 50/50 rule. Here's the Billionaire Wealth Secret... If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.
You may wonder how relevant “billionaire advice" is when you’re working hard just to cover the bills. But the truth is many rich people started out poor, and the financial skills they learned along the way helped them achieve great wealth. Here are 7 billionaire tips you can take to the bank… If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.
Have you ever wondered if it’s better to pay off your credit card debt instead of building your savings account? Regardless of your current circumstances, here are a few things to consider… If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.
Please forward this to anyone you care about who has filed for bankruptcy... Many Canadians find themselves bogged down with a bad credit rating for the wrong reason -- illness, losing a job, or simply not understanding consumer credit. Sometimes bad financial situations happen to good people and bankruptcy is the only way out. But it's not all doom and gloom -- there are a number of strategies for putting your credit back on track and getting approved for a mortgage, even after bankruptcy. Going from one financial institution to the next, only to be declined again and again can be very frustrating, which is where an experienced mortgage consultant on your side can make all the difference. Here are 10 factors to consider... If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.
OK, we’re going to talk about a simple – yet profound – principle that can transform your health and your wealth over time… It’s called the “apple-a-day” principle. Here’s how it works… If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.
Ok, today we’re going to talk about how to keep your kids’ out of debt… The last time I checked, the average student’s debt is currently almost $30,000, and it’ll be even higher by the time your kids graduate! The truth is most young people—and often their parents —can’t afford that kind of debt, so it ends up damaging their credit rating and ability to buy a house and raise a family. Of course, the best way to prevent such problems is to avoid massive student debt in the first place. Here are 5 tips to avoid student loan debt… If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.
I'm not a financial advisor, nor am I an expert in investing, but in these turbulent economic times it's more important than ever to discuss this important and controversial topic... Even today, both mutual funds and real estate still offer investment potential. Wondering which is better? Here are a few things to consider.... If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.
Ok, today we are going to venture beyond the usual “money” topic, and talk about your health… Did you know that just 20-30 minutes aerobic exercise a day actually increases brain health and function? Regular aerobic exercise—like walking—is a proven way to increase cardiovascular health. There’s evidence that walking may also reduce symptoms of mild cognitive impairment, sometimes called vascular dementia. Here’s how to walk your way to a better brain… If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.
If you've ever struggled to keep up with all those darn payments-including the credit card and car payments-you'll definitely want to tune in to this important video. Check it out… If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.
Before you consider refinancing your existing mortgage, it's important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through lower monthly payments. The answer to this question depends on multiple factors. See the factors here: If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.
Let’s face it, debt isn’t a financial problem, it’s a behavior problem. So becoming debt-free takes more than sound financial strategies, it takes a mindset shift that establishes new wealth-building habits. Here’s the fastest, easiest way to become debt free… If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.
Choosing the best mortgage from all the available lenders out there can be complicated. There are so many terms, features, restrictions and potential penalties to keep in mind. But at least mortgage rates are easy to compare—all you have to do is choose the lowest one, right? Think again! Choosing the lowest rate is only straightforward if all the rates are stated the same way and include the same things. Here are a few "insider secrets" you need to be aware of... If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.
It’s no coincidence that most wealthy people got rich by owning real estate. After all, real estate is the #1 millionaire-maker in the world! Here are 7 ways to create wealth with real estate... If you're looking for a top-notch Mortgage Broker in Greater Vancouver, Fraser Valley and Whistler, BC/Canada, call us at (778) 878-5350.
Ok, today we are going to talk about one reason why housing prices can be so high. Everybody has a theory for why home prices rise. One reason is that builders aren’t building enough new homes because zoning and building regulations are too restrictive. In reality, house prices rise when demand is high. Here’s where the demand is coming from. If you're looking for a top-notch Mortgage Broker in Surrey, call us at (778) 878-5350.