Ok, today we are going to talk about 3 important steps every borrower should know (and take) before applying for a mortgage… Buying a home and applying for a mortgage—especially if you’ve never done it before—can be scary and complicated. There are so many things to consider. Here are 3 important steps to take when applying for a mortgage… If you are looking for a top-notch mortgage agent in Mississauga, call us at 647-273-0555.

Ok, today we are going to talk about 3 important steps every borrower should know (and take) before applying for a mortgage. Buying a home and applying for a mortgage—especially if you’ve never done it before—can be scary and complicated. There are so many things to consider. Here are 3 important steps to take when applying for a mortgage. If you are looking for a top-notch mortgage agent in Windsor, call us at 519-967-1422

Knowing how much your home is really worth can be confusing. Between the market and assessed values, how do you know what it’s really worth? Whether you’re calculating your net worth or just thinking about selling, it’s important to know the value of your home. But which value should you pay attention to: market value or assessed value? Here’s the difference between the market and assessed value and how they are calculated. If you are looking for a top-notch loan originator in Marshfield, call us at (508) 240-4418.

Contrary to popular belief, creating financial freedom is not about how much you make, it's about how much you keep—and invest! Instead of working harder for your money, make your money work harder for you. Here are 5 tips to help you make it happen. If you are looking for a top-notch loan originator in Marshfield, call us at (508) 240-4418.

Ok, today we are going to talk about how to make and accept an offer on a house. Whether you’re buying or selling a property, getting to the purchase offer is the first goal. Unfortunately, many challenges can stand in the way. Buyers have to decide what they can afford, what the seller is likely to accept, and what competing buyers may be willing to pay. And sellers not only have to aim for the highest price, they also have to consider terms and conditions that could make the offer less likely to close. Here’s what every homebuyer and seller needs to know. If you are looking for a top-notch loan originator in Marshfield, call us at (508) 240-4418.

Ok, today we’re going to talk about the importance of the home appraisal in nailing down a deal. In every real estate transaction, there’s the price the seller would like to receive and the price the buyer would like to pay. But there’s one other price that can overrule both those prices: the lender’s appraisal. Here are 4 ways to protect yourself from a low appraisal. If you are looking for a top-notch loan originator in Marshfield, call us at (508) 240-4418.

When choosing a mortgage, most Americans choose a fixed-rate. But just because fixed-rate mortgages are most popular, doesn’t mean they’re necessarily a good fit for you. Here are a few things you need to know about fixed-rate mortgages. If you're looking for a top-notch Loan Originator in Newport Beach, call us at (844) 846-6688).

To ensure your long-term financial security, it's essential to develop an effective financial plan, retirement strategy and investment portfolio. Since most people don't have the skills required to do this, here are 7 tips for choosing the right financial planner. If you're looking for a top-notch Loan Originator in Newport Beach, call us at (844) 846-6688).

I know it doesn't happen as often as we'd like but once in a while we get some extra cash from raises, bonuses, inheritances, etc. Most people blow any extra dough on doodads that depreciate in value, like a new car, big screen TV, etc. But smart people invest it in assets that create financial freedom. Here are 5 smart ways to use your extra cash to achieve financial freedom faster. If you're looking for a top-notch Loan Originator in Newport Beach, call us at (844) 846-6688).

Ok, today we are going to talk about what you should and should not fight the buyer on after your home inspection. Buying a home involves a lot of give and take. Sometimes, though, buyers are tempted to insist that minor inspection findings be addressed. Unfortunately, this can be a bad idea both for the deal and your future satisfaction. Here’s what NOT to fight for after your home inspection. If you're looking for a top-notch Loan Originator in Newport Beach, call us at (844) 846-6688).

With few exceptions, some of the first words we learn
as kids are “Please” and “Thank you”. As parents, we're
constantly reminding our kids to say these words
because as a culture, we tend to be repelled by people
who lack social graces.

If showing appreciation is such an integral part of human
interaction, how might you use appreciation to differentiate
yourself and improve your marketing results?

Here's how...

For more information, please call us at (416) 427-4391 or visit www.vincesavoia.ca.

Ok, today we are going to talk about how to throw the perfect backyard party this summer. Having the party in the backyard will simplify house cleaning and menu planning. Here’s how to pull it all together in 10 simple steps. If you're looking for a top-notch mortgage broker in Barrie, call us at (416) 427-4391.

Ok, today we’re going to talk about how to keep your kids’ out of debt. The last time I checked, the average student’s debt is currently almost $30,000, and it’ll be even higher by the time your kids graduate! The truth is most young people—and often their parents—can’t afford that kind of debt, so it ends up damaging their credit rating and ability to buy a house and raise a family. Of course, the best way to prevent such problems is to avoid massive student debt in the first place. Here are 5 tips to avoid student loan debt. If you're looking for a top-notch mortgage broker in Barrie, call us at (416) 427-4391.

Ok, today we are going to talk about the pros and cons of house flipping. It’s possible to make a lot of money by flipping properties. But it’s not as easy as it sounds, and there are just as many pitfalls as there are rewards. Here are 4 pros and cons of house flipping. If you're looking for a top-notch mortgage broker in Barrie, call us at (416) 427-4391.

Ok, today we are going to talk about 4 home improvement jobs that are difficult to do yourself. Doing home improvement projects yourself can save a lot of money and provide a sense of accomplishment. But some DIY projects can go terribly wrong, leading to wasted time, extra expenses, and friction between loved ones. Here are 4 home improvement projects that are risky to take on yourself. If you're looking for a top-notch mortgage broker in Barrie, call us at (416) 427-4391.

Ok, today we are going to talk about what you need to know before buying a home with a guesthouse. A guesthouse is a small, self-contained secondary home on the same lot as the main house. Also known as accessory dwelling units (ADUs) or secondary suites, they’re often in high demand as a way to earn revenue from your home. But there are potential pitfalls. Here are 5 things to consider before buying a home with a guesthouse. If you're looking for a top notch mortgage broker in Toms River, call us at (732) 904-7856.

Buying a house involves purchasing the services of several professionals. For example: a lawyer, Realtor, appraiser, mover, etc. So the last thing you may want to do is hire another professional. However, hiring a home inspector is absolutely essential if you want to make sure you’re getting a quality home that won’t constantly surprise you with ongoing repair costs. In making an offer on a house, most Realtors will recommend that you make the deal conditional on a home inspection. Here are 2 Reasons Why SMART Homebuyers Hire Home Inspectors. If you're looking for a top notch mortgage broker in Toms River, call us at (732) 904-7856.

Ok, today we are going to talk about 6 ways your family can save money, but still have fun. Making the most of time as a family doesn’t have to mean spending a bunch of money. In fact, you could be earning some! Here are 6 ways to save money and stay social. If you're looking for a top notch mortgage broker in Toms River, call us at (732) 904-7856.

Ok, today we are going to talk about some important things to consider before downsizing your home. In 1950, the average single-family home in the US was 1,000 square feet, and today it’s 2,600 square feet. The difference is even more dramatic when you consider how much larger families were in the 1950s! Some find themselves living in unnecessarily large homes, which leaves room for downsizing and saving. But before you rush in to selling and buying small, here are 5 things to consider before downsizing. If you're looking for a top notch mortgage broker in Toms River, call us at (732) 904-7856.

Have you ever wondered if it’s better to pay off your credit card debt instead of building your savings account? Regardless of your current circumstances, here are a few things to consider. If you're looking for a top-notch loan officer in Houston, call us at (713) 961-5363 or visit www.thespiegelgroup.net.