When you buy a home, you’ll probably be asked if you’d like mortgage insurance. But if you already have life insurance, do you really need mortgage insurance too? Well, it depends. Here are some factors to consider... If you are looking for mortgage specialist in Edmonton call us at, 780-935-8888.

Ok, today we are going to talk about how to protect yourself from real estate scams… According to the FBI, from 2015 to 2017 cybercrime targeting real estate transactions rose by over 1,100%, and the amount of money lost rose by almost 2,200%! The most common way for scammers to attack is by hacking into a buyer’s email and monitoring messages between the buyer and Realtor. Here are 6 ways to protect yourself from real estate scams… If you are looking for mortgage specialist in Edmonton call us at, 780-935-8888.

Ok, today we are going to talk about avoiding probate conflicts by setting up a living trust. Wills and living trusts are legal documents that distribute property. Both are useful estate planning tools, but there are important differences. Here’s what every homeowner needs to know about living trusts…. If you are looking for mortgage specialist in Edmonton call us at, 780-935-8888.

Ok, today we are going to talk about a rather yucky but important topic -- how to prepare for a natural disaster, when it comes to your mortgage. Let’s face it: with wildfires, hurricanes, floods and tornadoes on the increase, almost all of us will be at risk some day. Talking to your insurance company in advance is essential—but don’t forget your mortgage. Here is what every homeowner needs to know about how your mortgage can be impacted by a natural disaster… If you are looking for mortgage specialist in Edmonton call us at, 780-935-8888.

OK, today we’re going to have some REAL TALK about credit cards… Yes, they’re convenient. Yes, they’re sometimes necessary. However, with the average household debt growing year after year (with no end in sight), it’s mission critical that we manage our credit cards effectively. Easier said than done. Here’s the truth about credit cards every homeowner needs to know… If you are looking for mortgage specialist in Edmonton call us at, 780-935-8888.

Buying a home in a new real estate development can be exciting! However, there are important things to be aware of before you sign the contract. There’s nothing like turning the key on a brand-new home that’s never been lived in. But buying in new a real estate development isn’t the same as buying an existing house. Here are 5 tips for buying in new real estate development… If you are looking for mortgage specialist in Edmonton call us at, 780-935-8888.

Ok, today we are going to talk about how to profit the most from your tax refund… Like millions of other taxpayers, you may have received a refund this year. So what now? How will you spend that money? Here are a few SMART ways to use your tax refund… If you are looking for mortgage specialist in Edmonton call us at, 780-935-8888.

Ok, today we are going to talk about refinancing your mortgage and how you can speed up the process… Whether you’re refinancing to access extra cash or lock in a rate before they rise further, you want things to happen quickly. Here are 6 steps to refinancing (and how to speed up the process)… If you are looking for mortgage specialist in Edmonton call us at, 780-935-8888.

As any good real estate professional will tell you, setting the right price for a home is a mix of technical knowledge and intuition. Realtors have to rely on their experience, knowledge and feel for the market. But there’s more to it than that. Here are 4 factors that smart Realtors rely on to set the right listing price… If you are looking for mortgage specialist in Edmonton call us at, 780-935-8888.

Ok, today we are going to talk about how small investments you make today, can lead to major retirement savings in the long run… You don’t have to have a lot of money to start investing. When it comes to investing, how much you invest isn’t as important as when you start, how often you do it and which investments you choose. Of course, the time to start is now! Here are 5 ways to invest small now to build major retirement savings… If you are looking for mortgage specialist in Edmonton call us at, 780-935-8888.

To ensure your long-term financial security, it's essential to develop an effective financial plan, retirement strategy and investment portfolio. Since most people don't have the skills required to do this, here are 7 tips for choosing the right financial planner... If you are looking for mortgage specialist in Edmonton call us at, 780-935-8888.

Ok, today we are going to talk about 5 reasons why you should NOT get a mortgage online… Online transactions have become so fast, reliable and convenient, we do almost everything online—from buying groceries to banking, paying bills and shopping. So why not get a mortgage online too? After all, mortgage sites promise choice, simplicity and approval within minutes. But should we really feel secure borrowing hundreds of thousands of dollars with a click of a button on a laptop or smartphone, without professional assistance? Here are 5 reasons why it’s NOT a good idea to get a mortgage online… If you are looking for mortgage specialist in Edmonton call us at, 780-935-8888.

Ok, today we are going to talk about 4 accounts you need to secure your financial security. Before we can move the exotics, like buying revenue properties or doing your own trades on the stock market, we must first master the basics. Here are 4 basic accounts you need to secure financial freedom… If you are looking for mortgage specialist in Edmonton call us at, 780-935-8888.

Ok, today we are going to talk about 10 factors that determine your home’s value… Coming up with the right price for your home is a science. It’s not based on how much you love your home or how much money you need to get out of it. It’s based on what a potential buyer is willing to pay for a home like yours in the current market. Here are 10 factors that determine your home’s worth… If you are looking for mortgage specialist in Edmonton call us at, 780-935-8888.

Ok, today we’re going to talk about the importance of the home appraisal in nailing down a deal… In every real estate transaction, there’s the price the seller would like to receive and the price the buyer would like to pay. But there’s one other price that can overrule both those prices: the lender’s appraisal. Here are 4 ways to protect yourself from a low appraisal… If you are looking for mortgage specialist in Edmonton call us at, 780-935-8888.

Have you ever wondered when the best time of the year is to do home renovations? Deciding when to start a remodeling project may simply depend on when you need it finished. But if you have a little leeway, here are some considerations that can make the process easier and more affordable… If you are looking for mortgage specialist in Edmonton call us at, 780-935-8888.

Question for you: Is your Financial Planner a Professional, Entrepreneur or Self-employed? That may sound like a funny question. After all, what difference does the job status of your financial planner make? Actually, it can make a big difference to the advice and investment knowledge you’re receiving. Here’s what you need to know about choosing the right Financial Planner… If you are looking for mortgage specialist in Edmonton call us at, 780-935-8888.

OK, today we’re going shatter a few MONEY MYTHS… Ever since we were children, we’ve heard and repeated familiar sayings about money. One favorite of parents everywhere is, “Money doesn’t grow on trees.” But what if it turned out that most of the conventional wisdom about money wasn’t true, or at least wasn’t helpful? For instance, while it’s literally true that money doesn’t grow on trees, that saying can lead us to believe in scarcity rather than abundance—so scarcity is what we end up with! Here are 3 three other equally destructive money myths to avoid… OK, today we’re going shatter a few MONEY MYTHS… Ever since we were children, we’ve heard and repeated familiar sayings about money. One favorite of parents everywhere is, “Money doesn’t grow on trees.” But what if it turned out that most of the conventional wisdom about money wasn’t true, or at least wasn’t helpful? For instance, while it’s literally true that money doesn’t grow on trees, that saying can lead us to believe in scarcity rather than abundance—so scarcity is what we end up with! Here are 3 three other equally destructive money myths to avoid…If you are looking for mortgage specialist in Edmonton call us at, 780-935-8888.

Ralph Waldo Emerson wrote that each person is compensated in like manner for that which he or she has contributed. This is often referred to as the Law of Compensation or the Law of Cause and Effect. Basically, it's saying that you get back what you give, whether that's a lot or a little. If you want to increase how much you earn, watch this video: If you are looking for mortgage specialist in Edmonton call us at, 780-935-8888.

Ok, today we're going to talk about what NOT do to when selling your home. When you moved in, your home’s decor may have been the height of fashion. But fashions change. You may still love your home just the way it is, but that doesn’t mean today’s buyers will. If you want to ensure a quick sale for top dollar… Here are 8 things that could make your home harder to sell… If you are looking for mortgage specialist in Edmonton call us at, 780-935-8888.