⁣Ok, today we are going to talk about when the best time to do certain updates on your home is… Timing renovations can be tricky. The sooner you remodel, the longer you have to enjoy your beautiful new home. But if you remodel too far in advance of selling, everything’s going to look outdated by the time you list your home. Here’s a yearly schedule broken down that will help you know when to update what… ⁣If you are looking
for a top-notch mortgage loan originator in Lakewood Ranch call us at,
941-313-2350

⁣Ok, today we are going to talk about rent to own deals… If you can’t qualify for a mortgage, or maybe don’t have funds for a down payment, there’s another way to achieve home ownership. Instead of buying, consider renting to own. Before entering into a rent to own deal, here are some questions to ask… ⁣If you are looking
for a top-notch mortgage loan originator in Lakewood Ranch call us at,
941-313-2350

⁣Ok, today we are going to talk about a decade-by-decade retirement plan… Saving for retirement is a challenging but essential goal. Government pensions likely won’t be enough to live on, so it’s up to you to provide a comfortable retirement income. Here is a retirement plan broken down for you, decade by decade… ⁣If you are looking
for a top-notch mortgage loan originator in Lakewood Ranch call us at,
941-313-2350

⁣Ok, today we are going to talk about how your student loans can affect the home buying process.
If you’re a first-time buyer, chances are you may have student loan debt. But that doesn’t mean you can’t qualify for a mortgage. Student loans don’t affect your ability to get a mortgage any more than credit card debt or a car loan. Here’s what you need to know. ⁣If you are looking for a top-notch marketing director in Greenville call us at 866-282-0460.

⁣Ok, today we are going to talk about how to calculate how much house you can afford. Before starting to look for that perfect home, take a close look at your finances. The reality is your dream home will remain a dream if you can’t afford it. Here’s 6 steps to calculate how much house you can afford. ⁣If you are looking for a top-notch marketing director in Greenville call us at 866-282-0460.

⁣Ok, today we are going to talk key things to know about buying a new construction home. Buying a new construction home offers many advantages: customization, energy efficiency, no worn-out systems to replace. But sometimes it’s not as simple as buying an existing home. Here are 7 things you need to know about buying a new construction home. ⁣If you are looking for a top-notch marketing director in Greenville call us at 866-282-0460.

⁣Ok, today we are going to talk about how to buy a house in a seller’s market. In a seller’s market—when there are more buyers than homes for sale—it’s not easy to get your offer accepted. Sellers may have so many options that they prefer to accept only uncon ditional offers that eliminate delays or possible hiccups. Here are 9 tips to make your offer stand out. ⁣If you are looking for a top-notch marketing director in Greenville call us at 866-282-0460.

⁣Ok, today we are going to talk about 5 financial tips for after you purchase your first home. Home ownership can be a huge step toward financial security. But it’s not the ONLY step. All the budgeting and financial planning you did to buy your first home are essential life skills that will help you achieve other equally portant goals. Here are 5 tips to help first-time buyers keep overall finances on track. ⁣If you are looking for a top-notch marketing director in Greenville call us at 866-282-0460.

⁣Ok, today we are going to talk about 5 advantages of making a 20% down payment. With houses being so expensive, coming up with a 20% down payment isn’t easy. Some buyers consider making a 20% or more down payment in order to avoid paying for mortgage insurance, which increases monthly payments. Here are 5 excellent reasons to pay 20% down (if possible). ⁣⁣If you are looking for a top-notch marketing director in Greenville call us at 866-282-0460.

⁣Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know… ⁣If you are looking
for a top-notch mortgage loan originator in Lakewood Ranch call us at,
941-313-2350

⁣Ok, today we are going to review everything you need to know about second mortgages… What is a second mortgage? A second mortgage is an additional loan taken out on a property that’s already mortgaged. Second mortgages are riskier for lenders than first mortgages because they’re in second position on your property's title. As a result, the interest rate on second mortgages is higher. Here’s what you need to know about second mortgages… ⁣If you are looking
for a top-notch mortgage loan originator in Lakewood Ranch call us at,
941-313-2350

⁣Ok, today we are going to talk about how you can save time and money paying your utility bills on your home… Monthly bills are inevitable and predictable. But for some people, bills come as a surprise just when they can least afford them. Here’s 6 tips to save you time and money paying your utility bills… ⁣If you are looking
for a top-notch mortgage loan originator in Lakewood Ranch call us at,
941-313-2350

⁣Ok, today we are going to talk about why you need homeowner’s insurance and how it keeps you protected… Homeowner’s insurance is an important and required part of home ownership. Here are the 3 main reasons why you need homeowner’s insurance… ⁣If you are looking
for a top-notch mortgage loan originator in Lakewood Ranch call us at,
941-313-2350

⁣Ok, today we are going to talk about how to prepare your finances for a natural disaster or pandemic… The thing about crisis situations is that you never know when to expect them. The only way to cope is by being prepared. Here are 4 ways to prepare your finances to help you make it through challenging times… ⁣If you are looking
for a top-notch mortgage loan originator in Lakewood Ranch call us at,
941-313-2350

⁣Ok, today we are going to talk about the expense of hiring a real estate agent and if it’s really worth it to you… When you’re selling a home, so much money is at stake, you can’t afford to make a mistake. That’s why over 90% of buyers and sellers work with a Realtor. But let’s face it, Real estate commissions are expensive. Are Realtors really worth it? Here’s what good Realtors do to earn every penny of their commissions… ⁣If you are looking
for a top-notch mortgage loan originator in Lakewood Ranch call us at,
941-313-2350

⁣Ok, today we are going to talk about when it is smart to pay off your mortgage early… Being mortgage-free sounds wonderful. But as with most financial choices, there are pros and cons. Before using an inheritance, a raise or savings to pay off your mortgage early, there are some important things to consider. Here’s 7 things to consider if you want to pay your mortgage off early… ⁣If you are looking
for a top-notch mortgage loan originator in Lakewood Ranch call us at,
941-313-2350

⁣Ok, today we are going to talk about how to manage your finances during a recession… Nobody welcomes a recession. But if you’re among the fortunate majority that still has an income and a home, a recession can actually be a time of valuable learning and growth. Here are 5 ways to manage your finances during a recession… ⁣If you are looking
for a top-notch mortgage loan originator in Lakewood Ranch call us at,
941-313-2350

⁣Ok, today we are going to talk about 6 things you need to examine closely in a home inspection… Buying a home is a huge investment, and unfortunately, we’re not all qualified to judge whether a home is worth the money. That’s why it’s essential to hire a professional home inspector. Here are 6 things to pay extra attention to in any home inspection… ⁣If you are looking
for a top-notch mortgage loan originator in Lakewood Ranch call us at,
941-313-2350

⁣Ok, today we are going to talk about how to create or update your home office space… The COVID pandemic introduced many of us to working from home. And regardless of being in a pandemic or not, many of us will continue to and have been working from home already. So now’s the time to make your home office as efficient, comfortable and uplifting as possible. Here are 6 ways to make your home office work better… ⁣If you are looking
for a top-notch mortgage loan originator in Lakewood Ranch call us at,
941-313-2350

⁣Ok, today we are going to talk about how to rebuild your finances if you’ve suffered from financial abuse… Being in an unhealthy relationship could be emotionally, physically, or even financially damaging. And according to recent statistics, 99% of domestic violence also includes financial abuse. Here’s what to do if you’re in a financially abusive situation, or if you’re recovering from one… ⁣If you are looking
for a top-notch mortgage loan originator in Lakewood Ranch call us at,
941-313-2350