Ok, today we are going to talk about 5 things you need to know about foreclosures… Heaven forbid, you get several months late on mortgage payments, your lender’s last resort is to initiate foreclosure. This is a lengthy and expensive process for your lender, but its impact on you can be even more negative. Here’s 5 facts you need to know about the foreclosure process… If you are looking for a top-notch loan advisor in Spring Branch, call us at 210-317-6514.

Ok, today we are going to talk about why it’s important to price your house right. When you list your house, you want it to sell fast and at a high price. In order for that to happen, it needs to be priced right. But this is where it gets tricky. Price it too low, and it may sell quickly but you’ll leave money on the table. Price it too high, and it may take months and several price reductions to sell. Here are 5 reasons why it’s important to price your house right… If you are looking for a top-notch loan advisor in Spring Branch, call us at 210-317-6514.

Ok, today we are going to talk about 4 ways to improve technology throughout your home… With growing numbers of us working and learning from home, it’s more essential now than ever before that our homes can accommodate modern technologies. Whether you’re looking to update your home, or on the market for a new home, there are a few things to do and look for to update your home. Here are 4 ways to give your home a tech tune up… If you are looking for a top-notch loan advisor in Spring Branch, call us at 210-317-6514.

Ok, today we are going to talk about how to start investing… Obviously, there are several things to take care of before you can start investing. You need to cover rent or mortgage payments, monthly bills, groceries, etc., and you also need some money set aside for emergencies. But once you’ve accomplished that, it’s time to start investing for the future. Here are 5 steps to help you start investing… If you are looking for a top-notch loan advisor in Spring Branch, call us at 210-317-6514.

Ok, today we are going to talk ways to access the home equity… If you’re equity rich and cash poor, it might make sense to draw equity from your home. Here are 3 ways to access the equity in your home… If you are looking for a top-notch loan advisor in Spring Branch, call us at 210-317-6514.

Ok, today we are going to talk about rent to own deals… If you can’t qualify for a mortgage, or maybe don’t have funds for a down payment, there’s another way to achieve home ownership. Instead of buying, consider renting to own. Before entering into a rent to own deal, here are some questions to ask… If you are looking for a top-notch mortgage consultant in Sherman Oaks call us at, 818-334-7374

Ok, today we are going to talk about when the best time to do certain updates on your home is… Timing renovations can be tricky. The sooner you remodel, the longer you have to enjoy your beautiful new home. But if you remodel too far in advance of selling, everything’s going to look outdated by the time you list your home. Here’s a yearly schedule broken down that will help you know when to update what… If you are looking for a top-notch mortgage consultant in Sherman Oaks call us at, 818-334-7374

Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know… If you are looking for a top-notch mortgage consultant in Sherman Oaks call us at, 818-334-7374

Ok, today we are going to talk about how you can save time and money paying your utility bills on your home… Monthly bills are inevitable and predictable. But for some people, bills come as a surprise just when they can least afford them. Here’s 6 tips to save you time and money paying your utility bills… If you are looking for a top-notch mortgage consultant in Sherman Oaks call us at, 818-334-7374

Ok, today we are going to talk about 10 factors that determine your home’s value… Coming up with the right price for your home is a science. It’s not based on how much you love your home or how much money you need to get out of it. It’s based on what a potential buyer is willing to pay for a home like yours in the current market. Here are 10 factors that determine your home’s worth… If you are looking for a top-notch mortgage consultant in Sherman Oaks call us at, 818-334-7374

Ok, today we are going to talk about how to make a long-distance move stress free… Major life changes are always stressful. And moving from one city or region to another is definitely a major change. Here are 5 steps you can take to help eliminate the stress of moving… If you are looking for a top-notch mortgage consultant in Sherman Oaks call us at, 818-334-7374

Ok, today we are going to talk about 4 risks of home equity loans… A home equity loan lets you borrow some of the equity you’ve built up in your home. For most people home equity loans are a convenient, affordable way to access extra cash. But they’re not without risk. Here are 4 things to consider before applying for a home equity loan… If you are looking for a top-notch mortgage consultant in Sherman Oaks call us at, 818-334-7374

Ok, today we are going to review everything you need to know about second mortgages… What is a second mortgage? A second mortgage is an additional loan taken out on a property that’s already mortgaged. Second mortgages are riskier for lenders than first mortgages because they’re in second position on your property's title. As a result, the interest rate on second mortgages is higher. Here’s what you need to know about second mortgages… If you are looking for a top-notch mortgage consultant in Sherman Oaks call us at, 818-334-7374

Ok, today we are going to talk about a decade-by-decade retirement plan… Saving for retirement is a challenging but essential goal. Government pensions likely won’t be enough to live on, so it’s up to you to provide a comfortable retirement income. Here is a retirement plan broken down for you, decade by decade… If you are looking for a top-notch mortgage consultant in Sherman Oaks call us at, 818-334-7374

Ok, today we are going to talk about basic home maintenance you should be doing yearly, every 5-10 years and onward… Ongoing expenses like mortgage payments, property taxes and insurance are an expected part of homeownership. But there’s an additional ongoing expense you also need to budget for… And that is regular homeownership maintenance expenditures. On average, annual maintenance will cost 1% - 3% of your home’s purchase price. However, this can be reduced by maintaining regular preventative maintenance. Here’s your complete maintenance checklist… If you are looking for a top-notch mortgage consultant in Sherman Oaks call us at, 818-334-7374

Ok, today we are going to talk about how to prepare your finances for a natural disaster or pandemic… The thing about crisis situations is that you never know when to expect them. The only way to cope is by being prepared. Here are 4 ways to prepare your finances to help you make it through challenging times… If you are looking for a top-notch mortgage consultant in Sherman Oaks call us at, 818-334-7374

Ok, today we are going to talk about the expense of hiring a real estate agent and if it’s really worth it to you… When you’re selling a home, so much money is at stake, you can’t afford to make a mistake. That’s why over 90% of buyers and sellers work with a Realtor. But let’s face it, Real estate commissions are expensive. Are Realtors really worth it? Here’s what good Realtors do to earn every penny of their commissions… If you are looking for a top-notch mortgage consultant in Sherman Oaks call us at, 818-334-7374

Ok, today we are going to talk about when it is smart to pay off your mortgage early… Being mortgage-free sounds wonderful. But as with most financial choices, there are pros and cons. Before using an inheritance, a raise or savings to pay off your mortgage early, there are some important things to consider. Here’s 7 things to consider if you want to pay your mortgage off early… If you are looking for a top-notch mortgage consultant in Sherman Oaks call us at, 818-334-7374

Ok, today we are going to talk about 6 things you need to examine closely in a home inspection… Buying a home is a huge investment, and unfortunately, we’re not all qualified to judge whether a home is worth the money. That’s why it’s essential to hire a professional home inspector. Here are 6 things to pay extra attention to in any home inspection… If you are looking for a top-notch mortgage consultant in Sherman Oaks call us at, 818-334-7374

Ok, today we are going to talk about how to create or update your home office space… The COVID pandemic introduced many of us to working from home. And regardless of being in a pandemic or not, many of us will continue to and have been working from home already. So now’s the time to make your home office as efficient, comfortable and uplifting as possible. Here are 6 ways to make your home office work better… If you are looking for a top-notch mortgage consultant in Sherman Oaks call us at, 818-334-7374