Deciding when to refinance your mortgage can be a tricky decision. Is now a good time to refinance? Unfortunately, there’s no easy answer to that question. Here are a few important factors to consider BEFORE you refinance. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Most people assume they’d have a lot less debt if only they made more money. But in reality, debt isn’t an income problem, it’s a spending problem. You could be making $100,000 a year, but if you’re trying to maintain a $150,000 lifestyle, you’re going to end up with massive debt. On the other hand, if you make $80,000 a year and live a $65,000 lifestyle, you’ll end up with no debt and a bright financial future! The kind of people who manage to live debt-free aren’t necessarily high-earners, but they have certain characteristics and beliefs in common. Here are 5 characteristics of debt-free people. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

How's this for a new perspective. Rather than seeing your debts as a problem, what if they could be an opportunity? With a little knowledge, ingenuity and discipline you can transform those debts into wealth! Here are 6 Tips to Shift from Debt to Financial Freedom. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Did you know there are ways you can cut down the cost of your mortgage when buying your next home? Here are 3 ways to cut mortgage costs. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Ok, today we are going to talk about 4 home improvement jobs that are difficult to do yourself. Doing home improvement projects yourself can save a lot of money and provide a sense of accomplishment. But some DIY projects can go terribly wrong, leading to wasted time, extra expenses, and friction between loved ones. Here are 4 home improvement projects that are risky to take on yourself. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

If money's a bit tight right now, here are six tips for empowering yourself to create a breakthrough. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Ok, today we are going to talk about how to buy a home, even if you have bad credit. Obviously, if you have good credit, it’s easier to qualify for a mortgage. But that doesn’t mean home ownership is out of reach if you have bruised credit. Here are 5 ways to qualify for a mortgage (even if you have less than perfect credit). If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Ok, today we are going to talk about everything you need to know about closing costs. Buying a home involves more expenses than just the price of the property itself. One category of expenses that most people forget to budget for is closing costs. Here are 8 closing costs every homebuyer needs to know. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Have you checked your mailbox yet today? How many credit card offers do you think you received? Each one is a new opportunity to get farther into debt, hand over HUGE interest payments, and never get any closer to financial security. Instead of being flattered every time you're offered a PRE-APPROVED PLATINUM card, it's time you learned the truth behind credit card offers. Discover what your credit card company doesn't want you to know. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Your credit score is the single biggest factor that lenders use in determining your interest rate when you apply for a mortgage. Yet most people don't even know what a credit score is, let alone whether they have a high score or a low one. The sad truth is if your score is unnecessarily low--due to errors or lack of professional advice--you could end up paying thousands of dollars extra over the life of your mortgage! Here's the shocking truth about how your credit score is calculated and more importantly, how to improve it almost overnight. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Ok, today we are going to talk about 4 ways to sell your house quick, without compromising on a fair price. In most markets, spring is the #1 time of year for selling homes and fall comes in at #2. But no matter when you’re planning to sell your home, don’t despair! Here are 4 ways to sell your house quickly. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

We’ve all heard the stories of massive cost overruns, missed deadlines, shoddy work. No wonder so many people are afraid of renovations. But avoiding such nightmares isn’t difficult. All you have to do is some upfront legwork. Here are 4 things you can do to avoid renovation nightmares. If you're looking for a top-notch loan officer in Lynwood, call us at (520) 245-2366.

OK, we’re going to talk about a simple – yet profound – principle that can transform your health and your wealth over time. It’s called the “apple-a-day” principle. Here’s how it works. If you're looking for a top-notch loan officer in Lynwood, call us at (520) 245-2366.

As any good real estate professional will tell you,setting the right price for a home is a mix of technical knowledge and intuition. Realtors have to rely on their experience, knowledge and feel for the market. But there’s more to it than that. Here are 4 factors that smart Realtors rely on to set the right listing price. If you're looking for a top-notch loan officer in Lynwood, call us at (520) 245-2366.

OK, today we’re going to talk about how to get SMART with MONEY. If you’re like most people, you spend a lot of time worrying about money. But worry only makes things worse. Here are 4 common money challenges (and ways to take the worry out of them). If you're looking for a top-notch loan officer in Lynwood, call us at (520) 245-2366.

Have you ever heard someone say I run my business
"By Referral ONLY"? Well, today's controversial message
will reveal why that is the absolute worst strategy for
building a stable business with a rock-solid income stream!

Don't believe me? Take a moment and watch to today's
video and you'll discover the key to consistently
growing your income -- even in a down market...

In next week's 14th secret, you'll learn why most
real estate advertising doesn't work and how superstar
Realtors get 200-1000% higher response rates than
average Realtors.

Tune in to this upcoming video and learn the secrets
to improving your return on your ad dollars.

Stay tuned...

For more information, please call us at (805) 796-5626 or visit www.AlenderMortgage.com

OK, today we’re going to talk about the BIG “A” word… AMORTIZATION that is! The length of time it takes you to pay off your entire mortgage is called the amortization. But don’t fall prey to the misconception that a longer amortization is better. In most cases, the opposite is true. Here’s what every homeowner needs to know. If you're looking for a top-notch mortgage professional in Westlake Village, call us at (805) 796-5626.

Ok, today we are going to talk about when an all-cash offer is the right move. Surprisingly, lots of people make all-cash offers on houses.According to one study, up to 29% of single-family home and condo purchases in 2017 were all-cash. Here are the advantages and disadvantages to purchasing a home with all cash. If you're looking for a top-notch mortgage professional in Westlake Village, call us at (805) 796-5626.

OK, today we’re going to talk about how to get SMART with MONEY. If you’re like most people, you spend a lot of time worrying about money. But worry only makes things worse. Here are 4 common money challenges (and ways to take the worry out of them). If you're looking for a top-notch mortgage professional in Westlake Village, call us at (805) 796-5626.

Ok, today we are going to talk about 3 important steps every borrower should know (and take) before applying for a mortgage. Buying a home and applying for a mortgage—especially if you’ve never done it before—can be scary and complicated. There are so many things to consider. Here are 3 important steps to take when applying for a mortgage…If you're looking for a top-notch mortgage professional in Westlake Village, call us at (805) 796-5626.