OK, today we’re going to talk about the importance of getting – and keeping – an emergency fund. Of course, the first consideration is, do you have an emergency fund? The second is, how do you avoid the temptation of dipping into for non-emergencies. Here are 3 things you need to know to get (and keep) an emergency fund. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Are you considering buying a new home or investment property in the near future? If so, saving a down payment can be a challenge. But think of it this way: if you can discipline yourself to regularly set aside funds until you have a down payment, you’ll probably have no trouble making your mortgage payments. Here’s how to get started. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Buying a house involves purchasing the services of several professionals. For example: a lawyer, Realtor, appraiser, mover, etc. So the last thing you may want to do is hire another professional. However, hiring a home inspector is absolutely essential if you want to make sure you’re getting a quality home that won’t constantly surprise you with ongoing repair costs. In making an offer on a house, most Realtors will recommend that you make the deal conditional on a home inspection. Here are 2 Reasons Why SMART Homebuyers Hire Home Inspectors. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going to talk about habits that build happiness. Happiness can be broken down into the pursuit of three things: pleasure, engagement and meaning. It turns out the pursuit of pleasure contributes the least to happiness. Most of our happiness comes from engagement with people and activities, and from personal and spiritual growth that provide meaning. Here are 14 habits that build happiness. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

We’ve all heard about the power of positive thinking. But did you know that positive thinking is so powerful, it can actually help you reach your financial goals? Here are 5 ways to grow rich with right-thinking. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

When choosing a mortgage, most Canadians choose a 5-year fixed-rate. But just because fixed-rate mortgages are most popular, doesn’t mean they’re necessarily a good fit for you. Here are a few things you need to know about fixed-rate mortgages. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

To ensure your long-term financial security, it's essential to develop an effective financial plan, retirement strategy and investment portfolio. Since most people don't have the skills required to do this, here are 7 tips for choosing the right financial planner. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about what you should and should not fight the buyer on after your home inspection. Buying a home involves a lot of give and take. Sometimes, though, buyers are tempted to insist that minor inspection findings be addressed. Unfortunately, this can be a bad idea both for the deal and your future satisfaction. Here’s what NOT to fight for after your home inspection. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we're going to talk about habits that hinder your success. To achieve our dreams of wealth and fulfillment, we need to learn all sorts of new skills. But even with those new skills, we still may not succeed if we have a bunch of bad habits holding us back. Here are 5 Evil Habits That Can Kill Your Wealth. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

If you know anyone who is currently going through a divorce, please share this important email with them. They'll be glad you did. :) After all, deciding on how to deal with the break-up of the family home can be the most intimidating and potentially devastating part of ending a marriage. What is needed most during this uncertain and confusing time is some unemotional, straightforward information and advice. Here's what you need to know before you sell your home. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, here's what you need to know about dividend stocks. When a corporation earns a profit, that money can either be re-invested in the business or paid to shareholders as a dividend. Many corporations keep a portion of their earnings and pay the rest as a dividend. Since dividend stocks offer regular dividends as well as long-term equity growth, are they a better investment? Like so many questions related to investing, the answer is "yes" and "no". Here are some factors to consider. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going to do something a little different. Regardless of what you want to accomplish in life, there is ONE critical ingredient to your success that you can’t ignore. In fact, it’s the “secret sauce” that separates the world’s GREAT ACHIEVERS from all the rest. Here’s the critical ingredient to your success. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about when and how it might make sense to responsibly charge your home renovation project to your credit card. According to a recent report, about one third of homeowners charge at least part of their home renovations to a credit card. In some instances, this can be a good option. Here are a few important tips to consider before using your credit card to pay for a home reno. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

If you have kids and/or nephews or nieces, today's video is especially for you. According to MoneySense magazine, experts forecast that the cost of a four-year university education in Canada, including tuition and accommodation, will run upwards of $130,000 by the time today's toddlers graduate from high school. But if you start planning while your kids are young, the costs can still be affordable. Plus, you'll save them from being burdened with thousands of dollars in student loan debt! Here are a few ways to start saving. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

As you may know, credit reporting agencies collect all the data on your loans, lines of credit and credit cards to create your credit report and calculate your credit score. This information is then used by lenders—including mortgage lenders—to determine whether you’re a good credit risk. What many people don’t realize is that cellphone bill payments can also have an effect on credit rating. Here's how your cell phone impacts your credit. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going to talk about how to achieve your goals. Any chump can set a goal. But it takes a champ to achieve it! So, what separates the champs from all the rest? I’m glad you asked. Here are 5 simple steps to achieve any goal. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about how you can spice up and add value to your kitchen without doing a complete renovation. Here are 6 simple, low-cost ways to add new vitality and style to your kitchen. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

You’ve found the ideal place. The whole family loves it. But before you seal the deal, make sure you or your home inspector checks for these potentially expensive deal breakers. Here are 6 important things you need to look for before you buy a home. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about buying a home at an auction. Auctions aren’t just for rich people. When houses are sold at auction, the prices can be downright cheap. Here’s how to save BIG by buying a home at an auction. If you're looking for a top-notch mortgage advisor in Valparaiso, call us at (219) 286-2211.

OK, we’re going to talk about a simple – yet profound – principle that can transform your health and your wealth over time. It’s called the “apple-a-day” principle. Here’s how it works. If you're looking for a top-notch mortgage advisor in Valparaiso, call us at (219) 286-2211.