Buying your first home isn’t as simple as visiting a few realtor open houses. What you do before you start shopping can help ensure you make a decision you can comfortably live with for years! Here are 3 essential steps to take before going home shopping. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Ok, today we are going to talk about saving for a down payment and how to know when you can afford to buy a home. Experts say the cheapest, most efficient way to buy a house is to make a 20% down payment. But today, that’s a huge amount of money! Here are 4 factors to consider when determining if you can afford to buy. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

OK, today we’re going to talk about the BIG “A” word… AMORTIZATION that is! The length of time it takes you to pay off your entire mortgage is called the amortization. But don’t fall prey to the misconception that a longer amortization is better. In most cases, the opposite is true.Here’s what every homeowner needs to know. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

OK, we’re going to talk about a simple – yet profound – principle that can transform your health and your wealth over time. It’s called the “apple-a-day” principle.Here’s how it works. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Ok, today we are going to talk about 4 ways to get the lowest possible refinance rate. If you’re thinking about refinancing, there are ways to make your rate even lower than you think.Here are 4 ways to make sure you get the lowest possible refinance rate. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

OK, today we're going to talk about how to get ahead financially. With the volatility in today’s markets and the huge number of choices available in equities and mutual funds, it’s almost impossible for us to securely and profitably manage our own investments. But choosing the right financial advisor isn’t easy either.Here are 3 questions to help you make the right choice. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Today we're going to talk about how to save for a down payment. Back in the day, you could buy a big house for $100,000. But now it seems like that’s just the price for the down payment. Most of the time, your down payment will be 20%. So on a $500,000 house, that’s $100,000 down! Even a $300,000 condo would require a $60,000 down payment.Here are 5 ways to save for a down payment. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

OK, today we’re going to talk about how to get SMART with MONEY. If you’re like most people, you spend a lot of time worrying about money. But worry only makes things worse.Here are 4 common money challenges (and ways to take the worry out of them). If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Ok, today we are going to talk about a few ways to save money in under 30 minutes. After all, saving money doesn’t have to be time-consuming.Here are 5 quick and easy ways to start saving right now. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

We’ve all heard the stories of massive cost overruns, missed deadlines, shoddy work. No wonder so many people are afraid of renovations. But avoiding such nightmares isn’t difficult. All you have to do is some upfront legwork.Here are 4 things you can do to avoid renovation nightmares. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

OK, today we’re going to talk about how to achieve your goals. Any chump can set a goal. But it takes a champ to achieve it! So, what separates the champs from all the rest? I’m glad you asked.Here are 5 simple steps to achieve any goal. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Before you consider refinancing your existing mortgage, it's important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through lower monthly payments. The answer to this question depends on multiple factors.See the factors here. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Have you ever wondered if the way you habitually think is helping or hindering your ability to attract wealth and prosperity? Well, recent studies indicate that we can actually unwittingly sabotage our ability to achieve financial security.Here are 5 wealth-repelling attitudes to steer clear of. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Retirement may be years or decades away. But the only way to ensure a comfortable retirement is to start planning today.Here are 5 steps to a comfortable retirement. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Ok, today we are going to talk about the added costs that most homebuyers don’t realize when purchasing a home. Your home is probably the biggest purchase you’ll ever make. But the expenses don’t stop with the price. Here are some additional costs you need to budget for. If you're looking for a top-notch mortgage agent in Kitchener, call us at (519) 590-5555.

OK, today we’re going to talk about how to achieve your goals. Any chump can set a goal. But it takes a champ to achieve it! So, what separates the champs from all the rest? I’m glad you asked. Here are 5 simple steps to achieve any goal. If you're looking for a top-notch mortgage agent in Kitchener, call us at (519) 590-5555.

Ok, today we are going to talk about a few ways to save money in under 30 minutes. After all, saving money doesn’t have to be time-consuming. Here are 5 quick and easy ways to start saving right now. If you're looking for a top-notch mortgage agent in Kitchener, call us at (519) 590-5555.

Renovating your home can be an effective way to increase its resale value. But not all renovations are created equal—and none are guaranteed to repay 100% of their cost. However, by renovating strategically, you can increase your selling price enough that a significant portion of the renovation costs are passed on to the future owner. Here are the Top 10 renovation projects, ranked by average payback as a percentage of cost. If you're looking for a top-notch mortgage agent in Kitchener, call us at (519) 590-5555.

Ok, today we are going to talk about when an all-cash offer is the right move. Surprisingly, lots of people make all-cash offers on houses.According to one study, up to 29% of single-family home and condo purchases in 2017 were all-cash. Here are the advantages and disadvantages to purchasing a home with all cash. If you're looking for a top-notch loan officer in Salem, call us at (503) 910-4976.

Ok, today we are going to talk about how Airbnb income will help you qualify for mortgage refinancing. Are you renting your home through Airbnb? Or ever thought about it? You might after you read about some of the perks you can get when it comes to refinancing or getting a second mortgage. Here are 6 tips for using Airbnb income when applying for a mortgage. If you're looking for a top-notch loan officer in Salem, call us at (503) 910-4976.