Most people assume they’d have a lot less debt if only they made more money. But in reality, debt isn’t an income problem, it’s a spending problem. You could be making $100,000 a year, but if you’re trying to maintain a $150,000 lifestyle, you’re going to end up with massive debt. On the other hand, if you make $80,000 a year and live a $65,000 lifestyle, you’ll end up with no debt and a bright financial future! The kind of people who manage to live debt-free aren’t necessarily high-earners, but they have certain characteristics and beliefs in common. Here are 5 characteristics of debt-free people. If you're looking for a top-notch mortgage loan originator in Newport Beach, call us at (844) 846-6688.

Ok, today we’re going to talk about how to keep
your kids’ out of debt…The last time I checked, the average student’s debt is currently almost $30,000, and it’ll be even higher by the time your kids graduate!The truth is most young people—and often their parents—can’t afford that kind of debt, so it ends up damaging their credit rating and ability to buy a house and raise a family. Of course, the best way to prevent such problems is to avoid massive student debt in the first place. Here are 5 tips to avoid student loan debt… If you are looking for a top-notch loan specialist in Anaheim, call us at (714) 293-7860

OK, let's talk about your retirement for a moment...It’s easy to assume there’s an endless list of things standing between you and a secure retirement, including volatile stock markets, stagnant household income, adult children living at home, etc.But in reality, none of those things are as destructive to your retirement savings as what I'm about to show you next. Here are 3 threats to a secure retirement... If you are looking for a top-notch loan specialist in Anaheim, call us at (714) 293-7860

Ok, today we are going to talk about how Airbnb income will help you qualify for mortgage refinancing…Are you renting your home through Airbnb? Or ever thought about it? You might after you read about some of the perks you can get when it comes to refinancing or qualifying for a second mortgage. Here are 7 tips for using Airbnb income when applying for a mortgage… If you are looking for a top-notch loan specialist in Anaheim, call us at (714) 293-7860

OK, today we’re going to talk about how to get SMART with MONEY...If you’re like most people, you spend a lot of time worrying about money. But worry only makes things worse. Here are 4 common money challenges (and ways to take the worry out of them)… If you are looking for a top-notch loan specialist in Anaheim, call us at (714) 293-7860

OK, we’re going to talk about a simple – yet profound – principle that can transform your health and your wealth over time…It’s called the “apple-a-day” principle. Here’s how it works… If you are looking for a top-notch loan specialist in Anaheim, call us at (714) 293-7860

We’ve all heard the stories of massive cost overruns, missed deadlines, shoddy work. No wonder so many people are afraid of renovations. But avoiding such nightmares isn’t difficult. All you have to do is some upfront legwork. Here are 4 things you can do to avoid renovation nightmares… If you are looking for a top-notch loan specialist in Anaheim, call us at (714) 293-7860

Buying your first home isn’t as simple as visiting a few realtor open houses. What you do before you start shopping can help ensure you make a decision you can comfortably live with for years! Here are 3 essential steps to take before going home shopping… If you are looking for a top-notch loan specialist in Anaheim, call us at (714) 293-7860

Please forward this to anyone you care aboutwho has filed for bankruptcy...Many Canadians find themselves bogged down with a bad credit rating for the wrong reason -- illness, losing a job, or simply not understanding consumer credit. Sometimes bad financial situations happen to good people and bankruptcy is the only way out. But it's not all doom and gloom -- there are a number of strategies for putting your credit back on track and getting approved for a mortgage, even after bankruptcy. Going from one financial institution to the next, only to be declined again and again can be very frustrating, which is where an experienced mortgage consultant on your side can make all the difference. Here are 10 factors to consider... If you are looking for a top-notch loan specialist in Anaheim, call us at (714) 293-7860

Ok, today we are going to talk about 3 things you should never do if you want a good credit score…No matter how high your credit score is, you can always benefit by helping it get higher. The trouble is some of the things people do to raise their score can actually lower it. Here are 3 major DON’Ts… If you are looking for a top-notch loan specialist in Anaheim, call us at (714) 293-7860

OK, today we’re going to talk about the BIG “A” word… AMORTIZATION that is! The length of time it takes you to pay off your entire mortgage is called the amortization. But don’t fall prey to the misconception that a longer amortization is better. In most cases, the opposite is true. Here’s what every homeowner needs to know…. If you are looking for a top-notch loan specialist in Anaheim, call us at (714) 293-7860

OK, today we're going to talk about how to get ahead financially...With the volatility in today’s markets and the huge number of choices available in equities and mutual funds, it’s almost impossible for us to securely and profitably manage our own investments. But choosing the right financial advisor isn’t easy either. Here are 3 questions to help you make the right choice... If you are looking for a top-notch loan specialist in Anaheim, call us at (714) 293-7860

Ok, today we are going to talk about the added costs that most homebuyers don’t realize when purchasing a home.Your home is probably the biggest purchase you’ll ever make. But the expenses don’t stop with the price. Here are some additional costs you need to budget for… If you are looking for a top-notch loan specialist in Anaheim, call us at (714) 293-7860

OK, today we’re going to talk about how to achieve your goals…Any chump can set a goal. But it takes a champ to achieve it!So, what separates the champs from all the rest? I’m glad you asked. Here are 5 simple steps to achieve any goal… If you are looking for a top-notch loan specialist in Anaheim, call us at (714) 293-7860

Ok, today we are going to talk about a few ways to save money in under 30 minutes. After all, saving money doesn’t have to be time-consuming. Here are 5 quick and easy ways to start saving right now… If you are looking for a top-notch loan specialist in Anaheim, call us at (714) 293-7860

Renovating your home can be an effective way to increase its resale value. But not all renovations are created equal—and none are guaranteed to repay 100% of their cost. However, by renovating strategically, you can increase your selling price enough that a significant portion of the renovation costs are passed on to the future owner. Here are the Top 10 renovation projects, ranked by
average payback as a percentage of cost... If you are looking for a top-notch loan specialist in Anaheim, call us at (714) 293-7860

Renovating your home can be an effective way to increase its resale value. But not all renovations are created equal—and none are guaranteed to repay 100% of their cost. However, by renovating strategically, you can increase your selling price enough that a significant portion of the renovation costs are passed on to the future owner. Here are the Top 10 renovation projects, ranked by average payback as a percentage of cost. If you're looking for a top-notch mortgage advisor in Seal Beach, call us at (714) 335-4655.

Before you consider refinancing your existing mortgage, it's important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through lower monthly payments. The answer to this question depends on multiple factors. See the factors here. If you're looking for a top-notch mortgage advisor in New Jersey, call us at (732) 722-5819.

Ok, today we are going to talk about how to buy a home, even if you have bad credit. Obviously, if you have good credit, it’s easier to qualify for a mortgage. But that doesn’t mean home ownership is out of reach if you have bruised credit. Here are 5 ways to qualify for a mortgage (even if you have less than perfect credit). If you're looking for a top-notch mortgage advisor in New Jersey, call us at (732) 722-5819.

Ok, today we are going to talk about the most common questions homebuyers ask about mortgages. For most of us, shopping for our dream home is the fun part. So what’s the not-so-fun part? It’s usually when things get complicated trying to arrange financing. (After all, it can be confusing!). Here are answers to 5 of the most common mortgage questions. If you're looking for a top-notch mortgage advisor in New Jersey, call us at (732) 722-5819.