
Tom Gasparec Axiom Mortgage Solutions
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According to a recent survey, out of 100 people who start working at the age of 25, by the age 65:
1% Will be considered wealthy
4% Have adequate capital stowed away for retirement
3% Will still be working
63% Are dependant on the fed, friends, relatives or charity
29% Are dead
Sad but true. How about you? Have you ever wondered how much money you need to retire
comfortably? Are you concerned about your financial future? If so, I totally understand. It's not your fault. You've probably heard a million opinions and got free advice (usually worth about what you pay for it) and you're more confused than ever. That's OK. Help is on the way. With the right plan and the right advisors, you can position yourself, and your family, on the path to financial security. Here's how to do it. If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Are you -- or someone you know -- planning on selling your home any time soon? If so, today's tip is for you. Since your home is one of your largest assets, selling it is probably one of the most important decisions you will make in your life. And once you've made that decision, you'll want to sell your home for the highest price in the shortest time possible, without compromising your sanity. To accomplish this, it’s important that you do your research so you don’t fall victim to costly mistakes. With that in mind. Here's how to sell your home faster for top dollar. If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we are going to talk about when and how it might make sense to responsibly charge your home renovation project to your credit card. According to a recent report, about one third of homeowners charge at least part of their home renovations to a credit card. In some instances, this can be a good option. Here are a few important tips to consider before using your credit card to pay for a home reno. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.
Ok, today we are going to talk about how to get your home, specifically your living room, ready to
show potential buyers. If your home has curb appeal and many features high in demand, you’re well on your way to attracting serious buyers. But when potential buyers walk through your home, there is one room that can make or break the deal. The living room! The living room is one of the first rooms a buyer will see. Here are 7 living room deal breakers to avoid. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.
OK, today we’re going to talk about a great book worth reading...“The Millionaire Next Door” by Tom Stanley and William Dankoprovides insights into the beliefs, habits and behaviors of wealthy people.It offers tips on how to become wealthy and reminds us that wealth isn’t about what we spend but what we accumulate.Here are6 common traits of millionaires... If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we are going to talk about how to rebuild your finances if you’ve suffered from financial abuse… Being in an unhealthy relationship could be emotionally, physically, or even financially damaging. And according to recent statistics, 99% of domestic violence also includes financial abuse. Here’s what to do if you’re in a financially abusive situation, or if you’re recovering from one… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Let’s say you’ve got a big expense coming up and need to save $1,000 in the next 30 days. While this may sound like an impossible goal, it’s not. All you have to do is put your mind to it, start immediately and adopt some of these proven money-saving tips… Here are 6 ways to help you save $1,000 in one month… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we are going to talk about how to protect yourself from real estate scams… According to the FBI, from 2015 to 2017 cybercrime targeting real estate transactions rose by over 1,100%, and the amount of money lost rose by almost 2,200%! The most common way for scammers to attack is by hacking into a buyer’s email and monitoring messages between the buyer and Realtor. Here are 6 ways to protect yourself from real estate scams… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we are going to talk about how you can spice up and add value to your kitchen without doing a complete renovation… Here are 6 simple, low-cost ways to add new vitality and style to your kitchen… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
With house prices still rising, sometimes the only home you can afford is a fixer upper. If you've been considering buying a place that needs a little TLC... Here's the easiest way to get financing for your reno...If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Having a positive self-image means you feel good about who you are, even though you’re not perfect. On the other hand, having a negative self-image means you obsess about imperfections—like weight and physical appearance—and constantly compare yourself to others. Fortunately or unfortunately, how you view yourself can have a BIG IMPACT on your level of results in life. The better your self-image, the better your results. Here are 7 tips for improving your self-image… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
OK, today we’re going to talk about how to achieve your goals… Any chump can set a goal. But it takes a champ to achieve it! So, what separates the champs from all the rest? I’m glad you asked. Here are 5 simple steps to achieve any goal… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Do you or anyone you know have mounting high-interest debt? There are few things in life that can cause more stress and strife than debt -- especially if you don't see a way out! In today's video, you'll learn how to escape debt prison... FAST. If you have $10K+ in consumer debt, this video is for you... If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we're going to talk about what NOT do to when selling your home. When you moved in, your home’s decor may have been the height of fashion. But fashions change. You may still love your home just the way it is, but that doesn’t mean today’s buyers will. If you want to ensure a quick sale for top dollar… Here are 8 things that could make your home harder to sell… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we are going to talk about how much down payment you need to buy a house… A down payment is the money you pay upfront when you make a large purchase, like a house. It represents your initial ownership stake in the home, while the lender provides the rest of the money. Generally, making a larger down payment results in a lower interest rate, lower fees, lower monthly payments, and more equity in your home from the start. But with today’s real estate prices, down payments can be expensive. Here are some of your down payment options… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we are going to talk about 4 ways to improve technology throughout your home… With growing numbers of us working and learning from home, it’s more essential now than ever before that our homes can accommodate modern technologies. Whether you’re looking to update your home, or on the market for a new home, there are a few things to do and look for to update your home. Here are 4 ways to give your home a tech tune up…If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Many of the world’s wealthiest people got that way by investing in real estate. But it’s difficult to come up with the hefty 20% down payment required to buy an investment property. Here are 6 ways to make investing in real estate more affordable… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ok, today we are going to talk about how to make a successful offer in a seller’s market… Buying a home in a seller’s market isn’t easy. Selection is limited, prices are high and competition is fierce. But it’s still possible to get the home you want at a price you can afford. Here are 5 tips for making a successful offer in a seller’s market… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Have you ever wondered when the best time of the year, month and week is, to list and sell your home – FAST! – for top dollar? Watch this short video to find out…If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.
Ontario Mortgage Professional reveals 6 things to know when getting a mortgage on a rental property…
Ok, today we are going to talk about getting a mortgage on a rental property… Owning a rental property can be a great way to increase your income. And if you can lock in a low enough interest rate, your monthly rental income can easily cover your mortgage payment. However, mortgages for rental properties have different qualification requirements than regular mortgages. Here are 6 things to know when getting a mortgage on a rental property… If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.