Ok, today we are going to talk about how you can use your cell phone bill to increase your credit score. As with most credit contracts, your monthly cellphone bill can show up on your credit report. Here are 3 steps to using your cell phone bill to get a higher credit score.If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

As you may know, credit reporting agencies collect all the data on your loans, lines of credit and credit cards to create your credit report and calculate your credit score. This information is then used by lenders—including mortgage lenders—to determine whether you’re a good credit risk. What many people don’t realize is that cellphone bill payments can also have an effect on credit rating. Here's how your cell phone impacts your credit. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Robert Kiyosaki is an American multi-millionaire investor who made his fortune through something he calls the Cash Flow Quadrant. Have you ever noticed that in today’s economy, while the middle class is struggling in a tough job market, some entrepreneurs just keep getting richer? Here’s how the Cash Flow Quadrant explains that situation. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Buying a home in a new real estate development can be exciting! However, there are important things to be aware of before you sign the contract. There’s nothing like turning the key on a brand-new home that’s never been lived in. But buying in new a real estate development isn’t the same as buying an existing house. Here are 5 tips for buying in new real estate development. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Are you considering buying a new home or investment property in the near future? Buying a home is a major investment no matter how you look at it. But for many homebuyers, it's even more complicated and costly than it needs to be because of blind spots where they are lacking critical information--information that can literally make or break their chances of buying their dream home or add tens of thousands of dollars in unnecessary costs or countless hours wasted in fruitless activity. It's crazy! Homebuyers are, in many cases, making the biggest investment of their lives without any step-by-step roadmap for success. In response to this obvious need, we've decided to create a brand new homebuyer guide titled, "15 Homebuyer Mistakes And How To Avoid Them". We don't have time to get into all fifteen of them now, but here's one BIG mistake you MUST avoid. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Ok, today we are going to talk about how to buy a home, even if you have bad credit. Obviously, if you have good credit, it’s easier to qualify for a mortgage. But that doesn’t mean home ownership is out of reach if you have bruised credit. Here are 5 ways to qualify for a mortgage (even if you have less than perfect credit). If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Ok, today we are going to talk about everything you need to know about closing costs. Buying a home involves more expenses than just the price of the property itself. One category of expenses that most people forget to budget for is closing costs. Here are 8 closing costs every homebuyer needs to know. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

It’s no coincidence that most wealthy people got rich by owning real estate. After all, real estate is the #1 millionaire-maker in the world! Here are 7 ways to create wealth with real estate. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Ok, today we are going to talk about how you can protect your home while you are away on a vacation. At this point, you’ve made your plans, booked your trip and are looking forward to a week or two away from work. But while you’re thinking about what to pack, give some thought to home security. Is your home protected while you are away? Do you have a security camera or neighbors looking out for you? Here are 7 steps to protect your home while you are away. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Ok, today we are going to talk about how to get your home, specifically your living room, ready to show potential buyers. If your home has curb appeal and many features high in demand, you’re well on your way to attracting serious buyers. But when potential buyers walk through your home, there is one room that can make or break the deal. The living room! The living room is one of the first rooms a buyer will see. Here are 7 living room deal breakers to avoid. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Ok, today we are going to talk about 4 ways to sell your house quick, without compromising on a fair price. In most markets, spring is the #1 time of year for selling homes and fall comes in at #2. But no matter when you’re planning to sell your home, don’t despair! Here are 4 ways to sell your house quickly. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Ok, today we are going to talk about 4 home improvement jobs that are difficult to do yourself. Doing home improvement projects yourself can save a lot of money and provide a sense of accomplishment. But some DIY projects can go terribly wrong, leading to wasted time, extra expenses, and friction between loved ones. Here are 4 home improvement projects that are risky to take on yourself. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Ok, today we are going to talk about 3 important steps every borrower should know (and take) before applying for a mortgage. Buying a home and applying for a mortgage—especially if you’ve never done it before—can be scary and complicated. There are so many things to consider. Here are 3 important steps to take when applying for a mortgage. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we’re going to talk about how to get SMART with MONEY. If you’re like most people, you spend a lot of time worrying about money. But worry only makes things worse. Here are 4 common money challenges (and ways to take the worry out of them). If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Emergencies come in all shapes and sizes, from a hurricane to furnace failure. But no matter how big the emergency, they’re always expensive because they’re serious and rarely happen during regular business hours. Here are 5 ways to help pay for emergency home repairs. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Buying a foreclosed house can be a great way to save money. However, achieving those savings takes a lot of preparation, and willingness to do some extra work. Here are 3 tips for buying a foreclosure. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

OK, today we are going to talk about the pros and cons of house flipping.It’s possible to make a lot of money by flipping properties. But it’s not as easy as it sounds, and there are just as many pitfalls as there are rewards. Here are 4 pros and cons of house flipping. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

As any good real estate professional will tell you, setting the right price for a home is a mix of technical knowledge and intuition.Realtors have to rely on their experience, knowledge and feel for the market. But there’s more to it than that. Here are 4 factors that smart Realtors rely on to set the right listing price. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Real estate investing can be a great way to your build assets and achieve financial security. However, in order to be profitable, you need to the many landmines that kill your profits. Here are 7 costly real estate investing mistakes to avoid. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Have you ever wondered how some people can have big incomes but they still stay stuck in the rat race with little money left over at the end of the month?Yes, chances are they have a spending problem. But there's something even deeper at play that most people don't realize. Here's one of the many important financial lessons we should be taught in school but aren't. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.