We’ve all heard about the wealth accumulation rule called “pay yourself first”. But billionaire Sir John Templeton had an even more powerful idea called the 50/50 rule. Here's the Billionaire Wealth Secret... If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Before you consider refinancing your existing mortgage, it’s important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through lower monthly payments. The answer to this question depends on multiple factors. Here's what you need to know before refinancing... If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

You’ve found the ideal place. The whole family loves it. But before you seal the deal, make sure you or your home inspector checks for these potentially expensive deal breakers. Here are 6 important things you need to look for before you buy a home… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

OK, let’s talk about rates… Let’s face it, when it comes to getting a mortgage, everyone wants the “lowest rate”. I mean, why not save a few pennies, right? Sure, a low rate is important, but choosing your mortgage and lender based on rate alone can be a BIG mistake. With that in mind…Here are 4 factors to look for beyond a “good rate”… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

You may wonder how relevant “billionaire advice" is when you’re working hard just to cover the bills. But the truth is many rich people started out poor, and the financial skills they learned along the way helped them achieve great wealth. Here are 7 billionaire tips you can take to the bank… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Today we're going to talk about how to save for a down payment. Back in the day, you could buy a big house for $100,000. But now it seems like that’s just the price for the down payment. Most of the time, your down payment will be 20%. So on a $500,000 house, that’s $100,000 down! Even a $300,000 condo would require a $60,000 down payment. Here are 5 ways to save for a down payment… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Have you ever wondered if the way you habitually think is helping or hindering your ability to attract wealth and prosperity? Well, recent studies indicate that we can actually unwittingly sabotage our ability to achieve financial security. Here are 5 wealth-repelling attitudes to steer clear of... If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Have you ever wondered if it’s better to pay off your credit card debt instead of building your savings account? Regardless of your current circumstances, here are a few things to consider… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Ok, today we are going to talk about 5 ways to pay for home improvements… Have you been considering a home improvement project lately? Maybe you’d like to add an extra room, more floorspace to your home, or simply update your kitchen and bathroom. Whatever your plans, you first have to decide how you’re going to pay for it. Here are 5 ways to fund your next renovation or home improvement project… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Emergencies come in all shapes and sizes, from a hurricane to furnace failure. But no matter how big the emergency, they’re always expensive because they’re serious and rarely happen during regular business hours. Here are 5 ways to help pay for emergency home repairs… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Ok, today we are going to venture beyond the usual “money” topic, and talk about your health… Did you know that just 20-30 minutes aerobic exercise a day actually increases brain health and function? Regular aerobic exercise—like walking—is a proven way to increase cardiovascular health.There’s evidence that walking may also reduce symptoms of mild cognitive impairment, sometimes called vascular dementia. Here’s how to walk your way to a better brain… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

I'm not a financial advisor, nor am I an expert in investing, but in these turbulent economic times it's more important than ever to discuss this important and controversial topic... Even today, both mutual funds and real estate still offer investment potential. Wondering which is better? Here are a few things to consider.... If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Retirement may be years or decades away. But the only way to ensure a comfortable retirement is to start planning today. Here are 5 steps to a comfortable retirement… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

OK, today we’re going to talk about 5 ways to be broke even if you’re earning six figures… Sounds impossible, right? How can you earn over $100,000 a year and still not have enough to cover your bills? It’s actually much easier—and more common—than you’d think. Here are 5 common wealth-killing mistakes high earners make… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Ok, today we are going to talk about the most common questions homebuyers ask about mortgages… For most of us, shopping for our dream home is the fun part. So what’s the not-so-fun part? It’s usually when things get complicated trying to arrange financing. (After all, it can be confusing!) Here are answers to 5 of the most common mortgage questions… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Let’s face it, debt isn’t a financial problem, it’s a behavior problem. So becoming debt-free takes more than sound financial strategies, it takes a mindset shift that establishes new wealth-building habits. Here’s the fastest, easiest way to become debt free… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Ok, today we are going to talk about 5 mistakes to avoid when buying a home… Buying a home can be exciting, stressful, easy or difficult depending on the market, time of year, etc. But no matter when or where you buy, you can still encounter challenges if you’re not prepared. Here are 5 common mistakes to avoid when buying a home… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Before you consider refinancing your existing mortgage, it's important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through lower monthly payments. The answer to this question depends on multiple factors. See the factors here: If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Ok, today we are going to talk about 4 ways to sell your house quick, without compromising on a fair price… In most markets, spring is the #1 time of year for selling homes and fall comes in at #2. But no matter when you’re planning to sell your home, don’t despair! Here are 4 ways to sell your house quickly… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Choosing the best mortgage from all the available lenders out there can be complicated. There are so many terms, features, restrictions and potential penalties to keep in mind. But at least mortgage rates are easy to compare—all you have to do is choose the lowest one, right? Think again! Choosing the lowest rate is only straightforward if all the rates are stated the same way and include the same things. Here are a few "insider secrets" you need to be aware of... If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.