Jeff's Money Moment
Jeff's Money Moment

Jeff's Money Moment

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Certainty Home Loans - Branch Manager/Sr. Loan Officer - Jeff Williams Message
0:50
Jeff's Money Moment
29 Views · 4 years ago

I enjoy reading, working out, and attending as many college football games that I can! Since graduating college I have been involved in financing whether it was personal loans or Mortgage loans. Using a consultative approach and treating clients as family, I offer suggestions that I would recommend to my mother or brother. Whether you are buying a small first time home or investment property, or moving up to your dream home, or looking to use your equity to pay off debt, fund your retirement I pledge to offer you the best advice available in the business.

Raleigh mortgage lender reveals How to Buy a Vacation Home.
2:48
Jeff's Money Moment
11 Views · 4 years ago

Thanks to aging Baby Boomers, the market for vacation properties is hotter than ever. But before you start shopping, here are some things to consider... If you are looking for a top-notch mortgage lender in Raleigh call us at, 919-602-6673.

Raleigh mortgage lender reveals When a natural disaster strikes.
2:54
Jeff's Money Moment
8 Views · 4 years ago

Ok, today we are going to talk about a rather yucky but important topic -- how to prepare for a natural disaster, when it comes to your mortgage. Let’s face it: with wildfires, hurricanes, floods and tornadoes on the increase, almost all of us will be at risk some day. Talking to your insurance company in advance is essential—but don’t forget your mortgage. Here is what every homeowner needs to know about how your mortgage can be impacted by a natural disaster… If you are looking for a top-notch mortgage lender in Raleigh call us at, 919-602-6673.

Raleigh mortgage lender reveals Mortgage Insurance vs. Term Life.
1:49
Jeff's Money Moment
11 Views · 4 years ago

When you buy a home, you’ll probably be asked if you’d like mortgage insurance. But if you already have life insurance, do you really need mortgage insurance too? Well, it depends. Here are some factors to consider... If you are looking for a top-notch mortgage lender in Raleigh call us at, 919-602-6673.

Raleigh mortgage lender reveals Why it pays to do an annual mortgage checkup...
1:56
Jeff's Money Moment
9 Views · 4 years ago

Most people have regular checkups for their health, car and investment portfolio. But when’s the last time you had a checkup for your mortgage? Here's why it's so important... If you are looking for a top-notch mortgage lender in Raleigh call us at, 919-602-6673.

Raleigh mortgage lender reveals 3 Money Myths that make no cents!.
2:35
Jeff's Money Moment
13 Views · 4 years ago

K, today we’re going shatter a few MONEY MYTHS… Ever since we were children, we’ve heard and repeated familiar sayings about money. One favorite of parents everywhere is, “Money doesn’t grow on trees.” But what if it turned out that most of the conventional wisdom about money wasn’t true, or at least wasn’t helpful? For instance, while it’s literally true that money doesn’t grow on trees, that saying can lead us to believe in scarcity rather than abundance—so scarcity is what we end up with! Here are 3 three other equally destructive money myths to avoid… If you are looking for a top-notch mortgage lender in Raleigh call us at, 919-602-6673.

Raleigh mortgage lender reveals 4 Common Money Challenges…
2:39
Jeff's Money Moment
8 Views · 4 years ago

OK, today we’re going to talk about how to get SMART with MONEY... If you’re like most people, you spend a lot of time worrying about money. But worry only makes things worse. Here are 4 common money challenges (and ways to take the worry out of them)… If you are looking for a top-notch mortgage lender in Raleigh call us at, 919-602-6673.

Raleigh mortgage lender reveals It’s not how much you make, it’s how much you save.
1:52
Jeff's Money Moment
9 Views · 4 years ago

Instead of just working harder to make more money, why not make the money you have work harder for you. Here are four strategies to make that happen... If you are looking for a top-notch mortgage lender in Raleigh call us at, 919-602-6673.

Raleigh mortgage lender reveals The Law of Compensation.
2:00
Jeff's Money Moment
13 Views · 4 years ago

Ralph Waldo Emerson wrote that each person is compensated in like manner for that which he or she has contributed. This is often referred to as the Law of Compensation or the Law of Cause and Effect. Basically, it's saying that you get back what you give, whether that's a lot or a little. If you want to increase how much you earn, watch this video: If you are looking for a top-notch mortgage lender in Raleigh call us at, 919-602-6673.

Raleigh mortgage lender reveals Moving Checklist.
1:26
Jeff's Money Moment
11 Views · 4 years ago

Here’s a special resource for you – or anyone you know – who is planning on moving house in the next 6 months… If you are looking for a top-notch mortgage lender in Raleigh call us at, 919-602-6673.

Raleigh mortgage lender reveals The #1 Wealth-Building Habit.
2:13
Jeff's Money Moment
9 Views · 4 years ago

As you know, there are lots of ways to "skin the cat" when it comes to building wealth. Frankly, it can get downright overwhelming when you start to think about all the options available. Let's cut through the clutter and keep it simple. Here's the #1 wealth-building habit... If you are looking for a top-notch mortgage lender in Raleigh call us at, 919-602-6673.

Raleigh mortgage lender reveals what you need to know…
2:02
Jeff's Money Moment
11 Views · 4 years ago

It sounds crazy, doesn’t it? Negative interest rates. You put money in the bank and instead of earning interest, you have to PAY the bank for keeping your money safe! In essence, that’s what negative interest rates are. Here’s what every homeowner needs to know about so-called “negative interest rates”... If you are looking for a top-notch mortgage lender in Raleigh call us at, 919-602-6673.

Raleigh mortgage lender reveals The truth about credit cards…
1:54
Jeff's Money Moment
8 Views · 4 years ago

OK, today we’re going to have some REAL TALK about credit cards… Yes, they’re convenient. Yes, they’re sometimes necessary. However, with the average household debt growing year after year (with no end in sight), it’s mission critical that we manage our credit cards effectively. Easier said than done. Here’s the truth about credit cards every homeowner needs to know… If you are looking for a top-notch mortgage lender in Raleigh call us at, 919-602-6673.

Raleigh mortgage lender reveals Got any friends who rent?
1:33
Jeff's Money Moment
10 Views · 4 years ago

Do you have any friends who could afford to own but for some reason, are still renting? If so, share the LOVE and pass them this video… If you are looking for a top-notch mortgage lender in Raleigh call us at, 919-602-6673.

Raleigh mortgage lender reveals 4 ant philosophies that help you succeed…
2:15
Jeff's Money Moment
11 Views · 4 years ago

OK, today we’re going to talk about the amazing philosophy of ants… Yeah, that’s right ants. Ants are amazing creatures. For instance, some ants can carry 50 times their own weight! Even more amazing: ants are experts in philosophy. While the great ant philosophers didn’t write any books, we can still learn about their wisdom by observing their actions. Here are 4 ant philosophies that can help us succeed in life… If you are looking for a top-notch mortgage lender in Raleigh call us at, 919-602-6673.

Raleigh mortgage lender reveals Top 5 reasons why people stay stuck in debt….
2:45
Jeff's Money Moment
12 Views · 4 years ago

OK, today we’re going to talk about why most people stay stuck in debt… Being deep in debt can make your life a nightmare, put your family at risk and make your future look hopeless. So why do so many people stay in debt when there are proven ways to put yourself back on a firm financial footing? Here are the Top 5 reasons… If you are looking for a top-notch mortgage lender in Raleigh call us at, 919-602-6673.

Raleigh mortgage lender reveals 6 ways to help you save $1k in one month…
2:11
Jeff's Money Moment
14 Views · 4 years ago

Let’s say you’ve got a big expense coming up and need to save $1,000 in the next 30 days. While this may sound like an impossible goal, it’s not. All you have to do is put your mind to it, start immediately and adopt some of these proven money-saving tips… Here are 6 ways to help you save $1,000 in one month… If you are looking for a top-notch mortgage lender in Raleigh call us at, 919-602-6673.

Raleigh mortgage lender reveals 3 factors to consider before you drop your asking price…
2:52
Jeff's Money Moment
10 Views · 4 years ago

If and when you decide to sell your home, pricing it right is always a key factor to selling it fast for top dollar. Today we’re going to talk about when it might make sense to lower your listing price. Here are 3 factors to consider before you drop your asking price… If you are looking for a top-notch mortgage lender in Raleigh call us at, 919-602-6673.

Raleigh mortgage lender reveals 4 tips for paying off your mortgage sooner…
2:12
Jeff's Money Moment
10 Views · 4 years ago

Today we are going to talk about how to pay off your mortgage sooner (without breaking the bank)… Getting a mortgage may seem like a life sentence. You’ll be chipping away at it for decades to come—and there’s no time off for good behavior! But in reality, there are some relatively painless things you can do to pay off your mortgage sooner and save interest! Here are 4 tips for paying off your mortgage sooner… If you are looking for a top-notch mortgage lender in Raleigh call us at, 919-602-6673.

Raleigh mortgage lender reveals When to do home renovations?
2:06
Jeff's Money Moment
7 Views · 4 years ago

Have you ever wondered when the best time of the year is to do home renovations? Deciding when to start a remodeling project may simply depend on when you need it finished. But if you have a little leeway, here are some considerations that can make the process easier and more affordable… If you are looking for a top-notch mortgage lender in Raleigh call us at, 919-602-6673.

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