Erica's Money Minute
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Ok, today we are going to talk about 4 ways to get the lowest possible refinance rate… If you’re thinking about refinancing, there are ways to make your rate even lower than you think. Here are 4 ways to make sure you get the lowest possible refinance rate… If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392
Ok, today we are going to talk about how Airbnb income will help you qualify for mortgage refinancing… Are you renting your home through Airbnb? Or ever thought about it? You might after you read about some of the perks you can get when it comes to refinancing or qualifying for a second mortgage. Here are 7 tips for using Airbnb income when applying for a mortgage… If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392
Ok, today we are going to talk about how to pay off your credit card so you can live a stress-free future… If you’re like most people, emergencies, illnesses, job losses or more can put a dent in your credit cards. To make matters worse, most credit cards have high interest rates that make them difficult to pay off. But paying off your cards is exactly what you need to do to achieve a secure and stress-free financial future. Here are 6 tips for paying off your credit cards… If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392
Ok, today we are going to talk about when it is smart to pay off your mortgage early… Being mortgage-free sounds wonderful. But as with most financial choices, there are pros and cons. Before using an inheritance, a raise or savings to pay off your mortgage early, there are some important things to consider. Here’s 7 things to consider if you want to pay your mortgage off early… If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392
Today we are going to talk about how to pay off your mortgage sooner (without breaking the bank)… Getting a mortgage may seem like a life sentence. You’ll be chipping away at it for decades to come—and there’s no time off for good behavior! But in reality, there are some relatively painless things you can do to pay off your mortgage sooner and save interest! Here are 4 tips for paying off your mortgage sooner… If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392
Ok, today we are going to talk about how to rebuild your finances if you’ve suffered from financial abuse… Being in an unhealthy relationship could be emotionally, physically, or even financially damaging. And according to recent statistics, 99% of domestic violence also includes financial abuse. Here’s what to do if you’re in a financially abusive situation, or if you’re recovering from one… If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392
New Braunfels mortgage advisor reveals How to refinance an existing mortgage while buying a second h
Ok, today we are going to talk about how to refinance an existing mortgage while buying a second home… Refinancing your existing home while buying a second property can be complicated, but it can still make sense. Here’s what you should know and consider… If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392
A word of warning for you: When your mortgage comes up for renewal... Don’t be too quick to sign that mortgage renewal letter. Over 70% of Canadian mortgage holders do just that, and what is the usual result? — a higher rate and a mortgage product that might not be best suited to their interests. Here's how to ensure you get the best mortgage available... If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392
Ok, today we are going to talk ways to access the home equity… If you’re equity rich and cash poor, it might make sense to draw equity from your home. Here are 3 ways to access the equity in your home… If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392
It may be tempting to look at today’s relatively low mortgage rates and consider refinancing to get a better rate. Certainly, if your existing rate is significantly higher than today’s rates, this might make economic sense. But, before you decide, here are a few tips to consider... If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392
Ok, today we are going to talk about when and why to refinance your mortgage… There are lots of good reasons to refinance your mortgage. But it’s important to remember that refinancing is only worthwhile if your situation and needs meet certain criteria. Here are 4 reasons to consider refinancing… If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392
Deciding when to refinance your mortgage can be a tricky decision. Is now a good time to refinance? Unfortunately, there’s no easy answer to that question. Here are a few important factors to consider BEFORE you refinance… If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392
Before you consider refinancing your existing mortgage, it’s important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through lower monthly payments. The answer to this question depends on multiple factors. Here's what you need to know before refinancing... If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392
Before you consider refinancing your existing mortgage, it's important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through lower monthly payments. The answer to this question depends on multiple factors. See the factors here: If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392
Get ready – today we’re about to shatter a few common refinancing myths that may shock you… Refinancing your mortgage can save you money, give you more flexibility and free up cash for other projects. But many people hesitate to even inquire about refinancing because they’ve bought into these common myths. Here are 6 common refinancing myths every homeowner needs to know… If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392
Ok, today we are going to review everything you need to know about second mortgages… What is a second mortgage? A second mortgage is an additional loan taken out on a property that’s already mortgaged. Second mortgages are riskier for lenders than first mortgages because they’re in second position on your property's title. As a result, the interest rate on second mortgages is higher. Here’s what you need to know about second mortgages… If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392
Ok, today we are going to talk about refinancing your mortgage and how you can speed up the process… Whether you’re refinancing to access extra cash or lock in a rate before they rise further, you want things to happen quickly. Here are 6 steps to refinancing (and how to speed up the process)… If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392
Ok, today we are going to talk about alternative lending and how it can help people who normally wouldn’t qualify for a mortgage… According to a recent study, up to 20% more borrowers are being rejected by traditional lenders since the Government of Canada introduced its new mortgage stress tests. Here’s what every borrower needs to know about alternative lending… If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392
New Braunfels mortgage advisor reveals 7 things you need to know about buying a new construction hom
Ok, today we are going to talk key things to know about buying a new construction home… Buying a new construction home offers many advantages: customization, energy efficiency, no worn-out systems to replace. But sometimes it’s not as simple as buying an existing home. Here are 7 things you need to know about buying a new construction home….If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392
Ok, today we are going to talk about how to buy a house in a seller’s market… In a seller’s market—when there are more buyers than homes for sale—it’s not easy to get your offer accepted. Sellers may have so many options that they prefer to accept only unconditional offers that eliminate delays or possible hiccups. Here are 9 tips to make your offer stand out… If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392