Cheryl Espinoza Mortgage
Cheryl Espinoza Mortgage

Cheryl Espinoza Mortgage

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10 factors that determine your home’s value
3:04
Cheryl Espinoza Mortgage
35 Views · 1 year ago

Ok, today we are going to talk about 10 factors that determine your home’s value. Coming up with the right price for your home is a science. It’s not based on how much you love your home or how much money you need to get out of it. It’s based on what a potential buyer is willing to pay for a home like yours in the current market. Here are 10 factors that determine your home’s worth. If you are looking for a top-notch mortgage specialist in Yorba Linda call us at, 661-209-1071.

6 Ways to Create Wealth With Real Estate
2:54
Cheryl Espinoza Mortgage
18 Views · 1 year ago

There's a reason why investing in Real Estate is the #1 millionaire-maker in the world... IT WORKS! Sure, real estate is a big investment. But remember it IS an investment. In fact, if you purchase a property strategically, it can help you generate income, tax savings and capital appreciation. Here are six proven strategies to make money with real estate. If you are looking for a top-notch mortgage specialist in Yorba Linda call us at, 661-209-1071.

What every homeowner needs to know about living trusts
2:15
Cheryl Espinoza Mortgage
15 Views · 1 year ago

Ok, today we are going to talk about avoiding probate conflicts by setting up a living trust. Wills and living trusts are legal documents that distribute property. Both are useful estate planning tools, but there are important differences. Here’s what every homeowner needs to know about living trusts. If you are looking for a top-notch mortgage specialist in Yorba Linda call us at, 661-209-1071.

4 ways to sell your house quick for top dollar…
2:25
Cheryl Espinoza Mortgage
8 Views · 1 year ago

Ok, today we are going to talk about 4 ways to sell your house quick, without compromising on a fair price… In most markets, spring is the #1 time of year for selling homes and fall comes in at #2. But no matter when you’re planning to sell your home, don’t despair! Here are 4 ways to sell your house quickly… If you are looking for a top-notch mortgage specialist in California call us at, 661-209-1071.

6 things to look for before you buy…
2:53
Cheryl Espinoza Mortgage
6 Views · 1 year ago

You’ve found the ideal place. The whole family loves it. But before you seal the deal, make sure you or your home inspector checks for these potentially expensive deal breakers. Here are 6 important things you need to look for before you buy a home… If you are looking for a top-notch mortgage specialist in California call us at, 661-209-1071.

5 mistakes to avoid when buying a home…
2:33
Cheryl Espinoza Mortgage
12 Views · 1 year ago

Ok, today we are going to talk about 5 mistakes to avoid when buying a home… Buying a home can be exciting, stressful, easy or difficult depending on the market, time of year, etc. But no matter when or where you buy, you can still encounter challenges if you’re not prepared. Here are 5 common mistakes to avoid when buying a home… If you are looking for a top-notch mortgage specialist in California call us at, 661-209-1071.

4 Common Money Challenges…
2:49
Cheryl Espinoza Mortgage
7 Views · 1 year ago

OK, today we’re going to talk about how to get SMART with MONEY... If you’re like most people, you spend a lot of time worrying about money. But worry only makes things worse. Here are 4 common money challenges (and ways to take the worry out of them)… If you are looking for a top-notch mortgage specialist in California call us at, 661-209-1071.

7 steps to protect your home while you’re away…
2:22
Cheryl Espinoza Mortgage
7 Views · 1 year ago

Ok, today we are going to talk about how you can protect your home while you are away on a vacation... At this point, you’ve made your plans, booked your trip and are looking forward to a week or two away from work. But while you’re thinking about what to pack, give some thought to home security. Is your home protected while you are away? Do you have a security camera or neighbors looking out for you? Here are 7 steps to protect your home while you are away… If you are looking for a top-notch mortgage specialist in California call us at, 661-209-1071.

4 ways to get the lowest refinance rate possible…
2:46
Cheryl Espinoza Mortgage
14 Views · 1 year ago

Ok, today we are going to talk about 4 ways to get the lowest possible refinance rate… If you’re thinking about refinancing, there are ways to make your rate even lower than you think. Here are 4 ways to make sure you get the lowest possible refinance rate… If you are looking for a top-notch mortgage specialist in California call us at, 661-209-1071.

6 ways to make real estate investments more affordable…
2:35
Cheryl Espinoza Mortgage
9 Views · 1 year ago

Many of the world’s wealthiest people got that way by investing in real estate. But it’s difficult to come up with the hefty 20% down payment required to buy an investment property. Here are 6 ways to make investing in real estate more affordable… If you are looking for a top-notch mortgage specialist in California call us at, 661-209-1071.

How to save BIG by buying a home at an auction…
2:34
Cheryl Espinoza Mortgage
15 Views · 1 year ago

Ok, today we are going to talk about buying a home at an auction… Auctions aren’t just for rich people. When houses are sold at auction, the prices can be downright cheap. Here’s how to save BIG by buying a home at an auction…. If you are looking for a top-notch mortgage specialist in California call us at, 661-209-1071.

4 pros and cons to house flipping…
2:43
Cheryl Espinoza Mortgage
13 Views · 1 year ago

Ok, today we are going to talk about the pros and cons of house flipping. It’s possible to make a lot of money by flipping properties. But it’s not as easy as it sounds, and there are just as many pitfalls as there are rewards. Here are 4 pros and cons of house flipping… If you are looking for a top-notch mortgage specialist in California call us at, 661-209-1071.

5 things to know before buying in a new development.
2:38
Cheryl Espinoza Mortgage
10 Views · 1 year ago

Buying a home in a new real estate development can be exciting! However, there are important things to be aware of before you sign the contract. There’s nothing like turning the key on a brand-new home that’s never been lived in. But buying in new a real estate development isn’t the same as buying an existing house. Here are 5 tips for buying in new real estate development… If you are looking for a top-notch mortgage specialist in California call us at, 661-209-1071.

4 factors smart Realtors consider before setting a listing price…
3:03
Cheryl Espinoza Mortgage
12 Views · 1 year ago

As any good real estate professional will tell you, setting the right price for a home is a mix of technical knowledge and intuition. Realtors have to rely on their experience, knowledge and feel for the market. But there’s more to it than that. Here are 4 factors that smart Realtors rely on to set the right listing price… If you are looking for a top-notch mortgage specialist in California call us at, 661-209-1071.

7 Tips for Choosing the Right Financial Planner.
2:47
Cheryl Espinoza Mortgage
5 Views · 1 year ago

To ensure your long-term financial security, it's essential to develop an effective financial plan, retirement strategy and investment portfolio. Since most people don't have the skills required to do this, here are 7 tips for choosing the right financial planner... If you are looking for a top-notch mortgage specialist in California call us at, 661-209-1071.

5 things to consider before downsizing…
2:45
Cheryl Espinoza Mortgage
16 Views · 1 year ago

Ok, today we are going to talk about some important things to consider before downsizing your home… In 1950, the average single-family home in the US was 1,000 square feet, and today it’s 2,600 square feet. The difference is even more dramatic when you consider how much larger families were in the 1950s! Some find themselves living in unnecessarily large homes, which leaves room for downsizing and saving. But before you rush in to selling and buying small, here are 5 things to consider before downsizing… If you are looking for a top-notch mortgage specialist in California call us at, 661-209-1071.

6 steps to refinancing (and how to speed up the process).
2:30
Cheryl Espinoza Mortgage
10 Views · 1 year ago

Ok, today we are going to talk about refinancing your mortgage and how you can speed up the process… Whether you’re refinancing to access extra cash or lock in a rate before they rise further, you want things to happen quickly. Here are 6 steps to refinancing (and how to speed up the process)… If you are looking for a top-notch mortgage specialist in California call us at, 661-209-1071.

6 ways to save money and stay social…
2:35
Cheryl Espinoza Mortgage
15 Views · 1 year ago

Ok, today we are going to talk about 6 ways your family can save money, but still have fun. Making the most of time as a family doesn’t have to mean spending a bunch of money. In fact, you could be earning some! Here are 6 ways to save money and stay social… If you are looking for a top-notch mortgage specialist in California call us at, 661-209-1071.

8 things that make your home harder to sell…
2:34
Cheryl Espinoza Mortgage
15 Views · 1 year ago

Ok, today we're going to talk about what NOT do to when selling your home. When you moved in, your home’s decor may have been the height of fashion. But fashions change. You may still love your home just the way it is, but that doesn’t mean today’s buyers will. If you want to ensure a quick sale for top dollar… Here are 8 things that could make your home harder to sell… If you are looking for a top-notch mortgage specialist in California call us at, 661-209-1071.

5 best ways to use your home equity…
2:44
Cheryl Espinoza Mortgage
8 Views · 1 year ago

Ok, today we are going to talk about 5 smart ways to use your home equity… Home equity is the difference between the value of your home and the unpaid balance of your mortgage. You can often access a percentage of that amount through a home equity loan or home equity line of credit (HELOC). Here are 5 of the best ways to use your home equity… If you are looking for a top-notch mortgage specialist in California call us at, 661-209-1071.

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