Question for you: Is your Financial Planner a Professional, Entrepreneur or Self-employed? That may sound like a funny question. After all, what difference does the job status of your financial planner make? Actually, it can make a big difference to the advice and investment knowledge you’re receiving. Here’s what you need to know about choosing the right Financial Planner… If you are looking for a top-notch loan officer in Merrimack call us at, 508-423-6438.

Ok, today we are going to talk about one reason why housing prices can be so high… Everybody has a theory for why home prices rise. One reason is that builders aren’t building enough new homes because zoning and building regulations are too restrictive. In reality, house prices rise when demand is high. Here’s where the demand is coming from… If you are looking for a top-notch loan officer in Merrimack call us at, 508-423-6438.

Ok, today we are going to talk about refinancing your mortgage and how you can speed up the process… Whether you’re refinancing to access extra cash or lock in a rate before they rise further, you want things to happen quickly. Here are 6 steps to refinancing (and how to speed up the process)… If you are looking for a top-notch loan officer in Merrimack call us at, 508-423-6438.

OK, today we’re going to have some REAL TALK about credit cards… Yes, they’re convenient. Yes, they’re sometimes necessary. However, with the average household debt growing year after year (with no end in sight), it’s mission critical that we manage our credit cards effectively. Easier said than done. Here’s the truth about credit cards every homeowner needs to know… If you are looking for a top-notch loan officer in Merrimack call us at, 508-423-6438.

When you buy a home, you’ll probably be asked if you’d like mortgage insurance. But if you already have life insurance, do you really need mortgage insurance too? Well, it depends. Here are some factors to consider... If you are looking for a top-notch loan officer in Merrimack call us at, 508-423-6438.

Ok, today we are going to talk about 5 mistakes to avoid when buying a home…

Buying a home can be exciting, stressful, easy or difficult depending on the market, time of year, etc.

But no matter when or where you buy, you can still encounter challenges if you’re not prepared.

Here are 5 common mistakes to avoid when buying a home…

Welcome to Real Estate Marketing Sin #5. "I know that 50% of my advertising is wasted... I just don't know which half!" - John Wanamaker There's nothing worse than spending money on a marketing campaign and not knowing whether it worked or not. It's even worse when you continue to spend money on a marketing campaign that you think is working, but really isn't. There's only one thing worse than moving in the wrong direction, and that's moving in the wrong direction enthusiastically! Here's the only way to invest in your marketing efforts with confidence and sustainability.... For more information call us at, 818.381.1600 or visit https://www.huntingtonmtg.com/david-valle/

OK, today we’re going to talk about the amazing philosophy of ants… Yeah, that’s right ants. Ants are amazing creatures. For instance, some ants can carry 50 times their own weight! Even more amazing: ants are experts in philosophy. While the great ant philosophers didn’t write any books, we can still learn about their wisdom by observing their actions. Here are 4 ant philosophies that can help us succeed in life… If you are looking for a top-notch loan officer in Ventura call us at, 818-381-1600.

Thanks to aging Baby Boomers, the market for vacation properties is hotter than ever. But before you start shopping, here are some things to consider... If you are looking for a top-notch loan officer in Ventura call us at, 818-381-1600.

Welcome to Realtor Referral Mistake #4. In today's video tip, you'll learn why most Realtors' referrals are inconsistent, unreliable and unpredictable. As a result, their income goes up and down like a Yo-Yo. Can you relate? Welcome to the club. It's not your fault. Chances are, no one ever took the time to teach how to build a steady, consistent flow of referrals. That is, until now. :)Here's how Top Producers generate referrals at will.. For more information call us at, 818.381.1600 or visit https://www.huntingtonmtg.com/david-valle/

With few exceptions, some of the first words we learn as kids are “Please” and “Thank you”. As parents, we're constantly reminding our kids to say these words because as a culture, we tend to be repelled by people who lack social graces. If showing appreciation is such an integral part of human interaction, how might you use appreciation to differentiate yourself and improve your marketing results? Here's how... For more information call us at, 818.381.1600 or visit https://www.huntingtonmtg.com/david-valle/

When housing prices start to rise, buyers get nervous and start to question the worth of the home and if they are paying too much for it. Because the last thing you want to do is make an offer on a house priced too high! In some competitive markets, sellers think the sky is the limit when setting an asking price. So as a buyer, you have to take several factors into account in order to determine whether a home is actually worth the asking price. Here are 4 ways to know if a house is overpriced… If you are looking for a top-notch mortgage consultant in Portland call us at, 503-758-2143.

Ok, today we’re going to talk about the importance of the home appraisal in nailing down a deal… In every real estate transaction, there’s the price the seller would like to receive and the price the buyer would like to pay. But there’s one other price that can overrule both those prices: the lender’s appraisal. Here are 4 ways to protect yourself from a low appraisal… If you are looking for a top-notch mortgage consultant in Portland call us at, 503-758-2143.

Ok, today we are going to talk about 4 ways to get the lowest possible refinance rate… If you’re thinking about refinancing, there are ways to make your rate even lower than you think. Here are 4 ways to make sure you get the lowest possible refinance rate… If you are looking for a top-notch mortgage consultant in Portland call us at, 503-758-2143.

Do you have any friends who could afford to own but for some reason, are still renting? If so, share the LOVE and pass them this video… If you are looking for a top-notch mortgage consultant in Portland call us at, 503-758-2143.

OK, today we’re going to talk about how to get SMART with MONEY... If you’re like most people, you spend a lot of time worrying about money. But worry only makes things worse. Here are 4 common money challenges (and ways to take the worry out of them)… If you are looking for a top-notch mortgage consultant in Portland call us at, 503-758-2143.

Welcome to Realtor Referral Mistake #2. In today's video tip, you're going to learn why most Realtors are unwittingly sabotaging their "reliability" and therefore, leaving thousands of dollars on the table. It also explains why most Realtors get WAY less referrals than they'd like or even feel like they deserve. HINT: It's not because of bad B.O. or halitosis. :) Here's why "great service" doesn't get you referrals. For more information call us at, 248.202.4937 or visit https://dmerz.simplemortgage.cc/

Here's a little trick you can use to easily increase your success rate at your listing presentations by 10 to 20%. Get your mortgage professional to send an "ENDORSEMENT LETTER" to the home seller in ADVANCE of the listing presentation, edifying YOU as the #1 choice for selling their home! Here's how it works. For more information call us at 713.961.5363 Or Visit www.thespiegelgroup.net.

One of the easiest, fastest ways to increase your income (without increasing your workload), is to improve your success ratio at your listing presentations. The question is HOW? With that in mind, I just created a brand new video sharing a few little tips that can make a BIG difference. Check it out. For more information call us at 713.961.5363 Or Visit www.thespiegelgroup.net.

Think about this for a moment. If all you had was just 5 referral partners on your marketing team, and each partner had a database of 300 customers, you just expanded your marketing reach by 1500 new prospects. And here’s the kicker: By getting your referral partners to endorse you to their database, you gain instant credibility… and it costs you absolutely nothing! Here's how to do it. For more information call us at 713.961.5363 Or Visit www.thespiegelgroup.net.