With few exceptions, some of the first words we learn
as kids are “Please” and “Thank you”. As parents, we're
constantly reminding our kids to say these words
because as a culture, we tend to be repelled by people
who lack social graces.

If showing appreciation is such an integral part of human
interaction, how might you use appreciation to differentiate
yourself and improve your marketing results?

Here's how...

For more information, please call us at (702) 612-0822 or visit https://mikebrines.leader1.com.

OK, today we’re going to talk about the importance of getting – and keeping – an emergency fund. Of course, the first consideration is, do you have an emergency fund? The second is, how do you avoid the temptation of dipping into for non-emergencies. Here are 3 things you need to know to get (and keep) an emergency fund. If you're looking for a top-notch Loan Originator in Newport Beach, call us at (844) 846-6688).

Before you consider refinancing your existing mortgage, it's important for you to determine the break-even point, which represents how soon the cost of the refinance will
be recaptured through lower monthly payments. he answer to this question depends on multiple factors. See the factors here. If you're looking for a top-notch mortgage advisor in Brentwood, call us at (615) 423-3095.

Welcome to the final 21st secret in our video series titled,
21 Secrets of Superstar Realtors.

Today's secret is by far the most important and critical
secret of all 21 secrets. I've saved this secret for last message
because it's the last impression that I want to emblaze on
the screen of your mind.

ALL SUPERSTAR MORTGAGE REALTORS DO THIS!

And if you want to become a Superstar Realtor yourself,
you MUST do this too. If you haven't watched any of the last
20 video tips, today's is the one you need to tune in to.

Here's the final secret of Superstar Realtors...

Thanks for tuning in and have a blessed and profitable day!

For more information, please call us at (615) 423-3095 or visit caliberhomeloans.com/ekelley.

Do you ever wish clients would naturally understand
your unique value and be attracted to working with
you... without having to "sell" them on your services?

Well, I've got good news for you...

In today's video, you're going to learn the #1 secret
for dominating your local market, eliminating
sales resistance, boosting your sales and earning
more while working less.

I know that sounds like an incredible claim in a world
full of hype, but stay with me for a moment and you’ll
see for yourself.

Learn the #1 Secret to More Sales Here:

For more information, please call us at (615) 423-3095 or visit caliberhomeloans.com/ekelley.

One of the keys to attracting more hot, motivated
homebuyers is using the right BAIT.

The better the BAIT, the more leads you'll attract.

With that in mind, here are the THREE TYPES of
bait that work best for attracting homebuyers...

For more information, please call us at (615) 423-3095 or visit caliberhomeloans.com/ekelley.

OK. Let's talk about your listing presentations...

Have you ever had that uneasy feeling like you were on the HOT SEAT,
being compared to your competitors based on some hidden checklist?

What if there was a way you could reconstruct your home sellers' buying
criteria so you became the #1 choice to sell their home?

Here's how you do it...

For more information, please call us at (615) 423-3095 or visit caliberhomeloans.com/ekelley.

Question for you…

Have you ever had a deal fall through at the 11th hour due to financing? Of course you have! And it hurts every single time, does it not? What if there was a way you could mitigate – if not eliminate – the chances of this happening again… would you want to know about it?

3 simple steps to gain more control overthe quality of your transactions…

For more information, please call us at (615) 423-3095 or visit caliberhomeloans.com/ekelley.

OK, today we’re going to do something a little different. Regardless of what you want to accomplish in life, there is ONE critical ingredient to your success that you can’t ignore. In fact, it’s the “secret sauce” that separates the world’s GREAT ACHIEVERS from all the rest.

Here’s the critical ingredient to your success…

For more information, please call us at (615) 423-3095 or visit caliberhomeloans.com/ekelley.

OK, today we’re going to talk about the BIG “A” word… AMORTIZATION that is! The length of time it takes you to pay off your entire mortgage is called the amortization. But don’t fall prey to the misconception that a longer amortization is better. In most cases, the opposite is true. Here’s what every homeowner needs to know. If you're looking for a top-notch loan officer in Salem, call us at (503) 910-4976.

How many times have you said to yourself, "I wish I knew
how to get the best bang for my buck on my
advertising dollars?"

Well today you're going to learn the advertising secrets
that Superstar Realtors use to get at least 200% higher
response rates than the average Realtor.

Here exactly how they do it:

In next week's 15th secret, you'll learn a powerful
marketing strategy that Superstar Realtors use to get
huge floods of leads with little time or effort!

Stay tuned...

For more information, please call us at (503) 910-4976 or visit tracybellelends.com.

Today we're going to talk about how to save for a down payment. Back in the day, you could buy a big house for $100,000. But now it seems like that’s just the price for the down payment. Most of the time, your down payment will be 20%. So on a $500,000 house, that’s $100,000 down! Even a $300,000 condo would require a $60,000 down payment. Here are 5 ways to save for a down payment. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about saving for a down payment and how to know when you can afford to buy a home. Experts say the cheapest, most efficient way to buy a house is to make a 20% down payment. But today, that’s a huge amount of money! Here are 4 factors to consider when determining if you can afford to buy. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about when an all-cash offer is the right move. Surprisingly, lots of people make all-cash offers on houses.According to one study, up to 29% of single-family home and condo purchases in 2017 were all-cash. Here are the advantages and disadvantages to purchasing a home with all cash. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about 4 ways to sell your house quick, without compromising on a fair price. In most markets, spring is the #1 time of year for selling homes and fall comes in at #2. But no matter when you’re planning to sell your home, don’t despair! Here are 4 ways to sell your house quickly. If you're looking for a top-notch loan officer in Houston, call us at (713) 961-5363 or visit www.thespiegelgroup.net.

Ok, today we are going to talk about how Airbnb income will help you qualify for mortgage refinancing. Are you renting your home through Airbnb? Or ever thought about it? You might after you read about some of the perks you can get when it comes to refinancing or qualifying for a second mortgage. Here are 7 tips for using Airbnb income when applying for a mortgage. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about the added costs that most homebuyers don’t realize when purchasing a home. Your home is probably the biggest purchase you’ll ever make. But the expenses don’t stop with the price. Here are some additional costs you need to budget for. If you're looking for a top-notch Loan Officer in Martinsburg, call us at (657) 254-5300.

Renovating your home can be an effective way to increase its resale value. But not all renovations are created equal—and none are guaranteed to repay 100% of their cost. However, by renovating strategically, you can increase your selling price enough that a significant portion of the renovation costs are passed on to the future owner. Here are the Top 10 renovation projects, ranked by average payback as a percentage of cost... If you are looking for a top-notch loan originator in Ardmore, call us at 580-579-9952

Ok, today we are going to talk about 3 things you should never do if you want a good credit score… No matter how high your credit score is, you can always benefit by helping it get higher. The trouble is some of the things people do to raise their score can actually lower it. Here are 3 major DON’Ts… If you are looking for a top-notch loan originator in Ardmore, call us at 580-579-9952.

Are you looking for a way to attract more quality listings
without having to spend more money on advertising?

What if there was a way to do exactly that, simply by
adding a little "secret ingredient" to the marketing
materials you're already using!

Here's how you do it...

For more information please call us at (844) 846-6688 or visit johnkgreer.com.