I’m curious to know your thoughts on this... What would you say is the #1 biggest challenge every real estate agent faces? Isit the economy, home values, mortgage rates, inventory? Well, after extensive research, we discovered that the single most important factor to your success in any market is shockingly different than what most agents think. Here’s what we discovered... For more information call us at, 970.433.8670 or visit https://mymsf.mortgagesolutions.net/users/sign_up?a=msfdelta&r=richardmccracken

Ok, today we are going to talk about 4 accounts you need to secure your financial security. Before we can move the exotics, like buying revenue properties or doing your own trades on the stock market, we must first master the basics. Here are 4 basic accounts you need to secure financial freedom… If you are looking for a top-notch mortgage loan originator in Grand Junction call us at, 970-433-8670.

Ok, today we’re going to talk about the importance of the home appraisal in nailing down a deal… In every real estate transaction, there’s the price the seller would like to receive and the price the buyer would like to pay. But there’s one other price that can overrule both those prices: the lender’s appraisal. Here are 4 ways to protect yourself from a low appraisal… If you are looking for a top-notch mortgage loan originator in Grand Junction call us at, 970-433-8670.

If and when you decide to sell your home, pricing it right is always a key factor to selling it fast for top dollar. Today we’re going to talk about when it might make sense to lower your listing price. Here are 3 factors to consider before you drop your asking price… If you are looking for a top-notch mortgage loan originator in Grand Junction call us at, 970-433-8670.

It sounds crazy, doesn’t it? Negative interest rates. You put money in the bank and instead of earning interest, you have to PAY the bank for keeping your money safe! In essence, that’s what negative interest rates are. Here’s what every homeowner needs to know about so-called “negative interest rates”... If you are looking for a top-notch mortgage loan originator in Grand Junction call us at, 970-433-8670.

Ok, today we are going to talk about a rather yucky but important topic -- how to prepare for a natural disaster, when it comes to your mortgage. Let’s face it: with wildfires, hurricanes, floods and tornadoes on the increase, almost all of us will be at risk some day. Talking to your insurance company in advance is essential—but don’t forget your mortgage. Here is what every homeowner needs to know about how your mortgage can be impacted by a natural disaster… If you are looking for a top-notch mortgage loan originator in Grand Junction call us at, 970-433-8670.

Ok, today we are going to talk about how to build your savings up FAST! Have an unexpected financial need? Rather than borrowing or putting it on your credit card—which just makes your financial situation worse—consider accelerated saving. Here are 7 ways to accelerate your savings. If you are looking for a top-notch loan officer in Houston call us at, 713-961-5363.

I once heard a statistic that 90% of all failure comes from quitting. Thomas Edison affirmed this when he said, “Many of life's failures are people who did not realize how close they were to success when they gave up.” If it weren't for Mr. Edison's dogged determination to keep going, after thousands of failed attempts, at creating the incandescent light bulb, who knows we might still be lighting our homes with candles! In other words, persistence beats resistance. Quitters never win and winners never quit. If you want to increase your chances of success you must have a dream worth fighting for and then resolve to never, never, never give up! Here's How to Activate the Power of Persistence. For more information call us at 713.961.5363 Or Visit www.thespiegelgroup.net.

Ok, today we are going to talk about 5 ways you can win the bidding war… If you’re house shopping in a competitive market, you’re likely to encounter a bidding war. Unfortunately, bidding wars can be frustrating, expensive and time consuming. However, it’s still possible to get the house you want. Here are 5 ways to win a bidding war… If you are looking for a top-notch loan advisor in San Diego call us at, 760-716-4041.

Ok, today we are going to talk about how to protect yourself from real estate scams… According to the FBI, from 2015 to 2017 cybercrime targeting real estate transactions rose by over 1,100%, and the amount of money lost rose by almost 2,200%! The most common way for scammers to attack is by hacking into a buyer’s email and monitoring messages between the buyer and Realtor. Here are 6 ways to protect yourself from real estate scams… If you are looking for a top-notch loan advisor in San Diego call us at, 760-716-4041.

Ok, today we are going to talk about how to build your savings up FAST! Have an unexpected financial need? Rather than borrowing or putting it on your credit card—which just makes your financial situation worse—consider accelerated saving. Here are 7 ways to accelerate your savings… If you are looking for a top-notch marketing director in Greenville call us at, 866-282-0460.

Ok, today we are going to cover 5 tips for buying a condo… Millions of people have either decided that condo living suits their budget and lifestyle better than single-family homeownership, or they purchase condos as an investment, second home, or vacation property. There are important differences between buying a home and buying a condo. So, before you make an offer… Here are 5 tips for buying a condo… If you are looking for a top-notch marketing director in Greenville call us at, 866-282-0460.

Ok, today we are going to talk about what a force majeure clause is and where or not it applies to your mortgage… “Force majeure” is French for superior force. It’s a term used in legal documents that can sometimes let a person or business get out of a contract. Here’s what you need to know and when it could apply to you… If you are looking for a top-notch marketing director in Greenville call us at, 866-282-0460.

Ok, today we are going to talk about how much home renovations can cost… Renovations can help make your home more comfortable and easier to sell. But depending on what you’re planning, they can also be expensive. To help you budget for your next project, the HomeAdvisor website has published a list of typical costs for renovation projects. Here’s a list of the most common renos and how much they cost… If you are looking for a top-notch mortgage finance advisor in Rocklin call us at, 916-849-8925.

Ok, today we are going to talk about what a force majeure clause is and where or not it applies to your mortgage… “Force majeure” is French for superior force. It’s a term used in legal documents that can sometimes let a person or business get out of a contract. Here’s what you need to know and when it could apply to you… If you are looking for a top-notch mortgage agent in Whitby call us at, 647-490-0287

Quick question for you... Do you have a clear, concise marketing plan for making this year your best year yet? Chances are, if you're like most Realtors®, you have room for improvement. Here are a few powerful questions to help you take your business to the next level... For more information call us at, 647-490-0287 or visit https://jcapmortgages.com

Before we get into today's tip, let me ask you a couple questions... Do ever feel AWKWARD when trying to ask for referrals? Do you think you might ask for referrals more CONSISTENTLY if you had a more elegant, graceful and effective way of going about it? What if I could provide you with the exact same script that helped a financial planner in the little obscure town of Weirton, West Virginia, build a multi-million dollar business? Here's the million dollar referral script... For more information call us at, 647-490-0287 or visit https://jcapmortgages.com

What’s the single, most important question every smart home seller wants you to answer at their listing presentation? HINT: it's probably not what you think. Here's the shocking truth... For more information call us at, 850-733-8820 or visit https://www.easyspeedymortgages.com/sjohnston/

Ok, today we are going to talk about the pros and cons for buying a house verses building new. Deciding whether to buy an existing house or build a brand new one can be complicated. There are so many factors to consider. Here’s a list of pros and cons for both building new and buying an existing home. If you are looking for a top-notch loan officer in Houston call us at, 713-961-5363.

Here's a question for you. When you go to schedule your listing presentations, what are you doing to get the critical information you need to increase your odds of winning the listing? How's that for a novel concept! For example, do you have an effective "pre-listing" survey that you or your assistant can use to glean key information from the home seller that will give you the "unfair advantage" at your listing presentation? If you don't, I'll tell you right now...
this can be a HUGE game-changer! Here's what you should include in your survey for best results. For more information call us at 713.961.5363 Or Visit www.thespiegelgroup.net.