Before you consider refinancing your existing mortgage, it’s important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through lower monthly payments.The answer to this question depends on multiple factors. Here's what you need to know before refinancing. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.

Chances are, you've probably heard of the best-selling book
and DVD called The Secret by Rhonda Byrne. While this book
has been helpful popularizing the Law of Attraction and how
you can use it to manifest your desires, it neglects to address
a critical component to your success.

Here's the secret to success The Secret doesn't tell you...

For more information, please call us at (732) 904-7856 or visit www.JoshBlair.com.

OK, today we’re going to talk about how you can change your life by getting comfortable with being uncomfortable. Imagine what would happen if you kept your workouts to the same easy exercises you’ve done a million times before.Your strength certainly wouldn’t increase much, would it? Which is why, if we want to get stronger, we have to push ourselves beyond our comfort level with new exercises and more reps. It’s the same in the rest of your life. Here’s how to create your breakthrough. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Emergencies come in all shapes and sizes, from a hurricane to furnace failure. But no matter how big the emergency, they’re always expensive because they’re serious and rarely happen during regular business hours. Here are 5 ways to help pay for emergency home repairs. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about how you can spice up and add value to your kitchen without doing a complete renovation. Here are 6 simple, low-cost ways to add new vitality and style to your kitchen. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we're going to talk about what NOT do to when selling your home. When you moved in, your home’s decor may have been the height of fashion. But fashions change. You may still love your home just the way it is, but that doesn’t mean today’s buyers will. If you want to ensure a quick sale for top dollar. Here are 8 things that could make your home harder to sell. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

I have a question for you. How would you like it if your company could provide you with an exclusive Employee Mortgage Benefits Program that allowed you to $AVE BIG when buying, selling and refinancing your home? Here's a short video that explains how the program works. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

If this doesn't apply to you, perhaps you know someone over 60 who might find it helpful. A reverse mortgage lets you turn your home's equity into cash without having to move or make monthly payments. It's designed for homeowners 60 and over who want to "spend down" their home equity. If you or someone you know is in this situation and needs extra cash flow, here are some things to consider before choosing a reverse mortgage. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Contrary to popular belief, the secret to creating wealth has less to do with “tactics” and more to do with “mindset.” In other words, you can’t get rich with a poor mindset any
more than you can go poor with a rich mindset. It’s all in the way you think! In this new video, you'll discover "10 Ways The Rich Think Differently Than The Poor." Check it out. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about alternative lending and how it can help people who normally wouldn’t qualify for a mortgage. According to a recent study, up to 20% more borrowers are being rejected by traditional lenders since the Government of Canada introduced its new mortgage stress tests. Here’s what every borrower needs to know about alternative lending. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about when and why to refinance your mortgage. There are lots of good reasons to refinance your mortgage. But it’s important to remember that refinancing is only worthwhile if your situation and needs meet certain criteria. Here are 4 reasons to consider refinancing. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about how to accelerate your career. What do you want from your career?
• More money?
• A promotion?
• More fulfillment?
• Greater flexibility?
Whatever goals you have in mind. Here are 4 strategies for accelerating your career. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about why you need to have a WEEKLY, not monthly budget. There’s no way to reach your financial goals and eventually achieve financial independence unless you create and stick to a budget. But not all budgets are created equal. There’s growing evidence that weekly budgets are easier to manage and follow than monthly budgets. Here’s why you need a weekly budget. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about 4 ways to sell your house quick, without compromising on a fair price… In most markets, spring is the #1 time of year for selling homes and fall comes in at #2. But no matter when you’re planning to sell your home, don’t despair! Here are 4 ways to sell your house quickly… If you are looking for a Loan Consultant in Woodland Hills call us at 425-210-0614.

Ok, today we are going to talk about how small investments you make today, can lead to major retirement savings in the long run. You don’t have to have a lot of money to start investing. When it comes to investing, how much you invest isn’t as important as when you start, how often you do it and which investments you choose. Of course, the time to start is now! Here are 5 ways to invest small now to build major retirement savings. If you're looking for a top-notch mortgage agent in Toroto, call us at (416) 562-2958.

Ok, today we are going to talk about how to buy a home, even if you have bad credit. Obviously, if you have good credit, it’s easier to qualify for a mortgage. But that doesn’t mean home ownership is out of reach if you have bruised credit. Here are 5 ways to qualify for a mortgage (even if you have less than perfect credit). If you're looking for a top-notch loan officer in Sandy, call us at (801) 851-5399.

Ok, today we are going to talk about 10 factors that determine your home’s value. Coming up with the right price for your home is a science.It’s not based on how much you love your home or how much money you need to get out of it. It’s based on what a potential buyer is willing to pay for a home like yours in the current market. Here are 10 factors that determine your home’s worth. If you're looking for a top-notch mortgage loan expert in Ocean Springs, call us at (601) 441-6019.

Ok, today we are going to talk about 5 mistakes to avoid when buying a home. Buying a home can be exciting, stressful, easy or difficult depending on the market, time of year, etc. But no matter when or where you buy, you can still encounter challenges if you’re not prepared. Here are 5 common mistakes to avoid when buying a home. If you're looking for a top-notch mortgage advisor in Calgary, call us at (403) 771-0134.

Let’s face it, debt isn’t a financial problem, it’s a behavior problem. So becoming debt-free takes more than sound financial strategies, it takes a mindset shift that establishes new wealth-building habits. Here’s the fastest, easiest way to become debt free. If you're looking for a top-notch mortgage advisor in Calgary, call us at (403) 771-0134.

Ok, today we are going to talk about some important things to consider before downsizing your home. In 1950, the average single-family home in the US was 1,000 square feet, and today it’s 2,600 square feet. The difference is even more dramatic when you consider how much larger families were in the 1950s! Some find themselves living in unnecessarily large homes, which leaves room for downsizing and saving. But before you rush in to selling and buying small, here are 5 things to consider before downsizing. If you're looking for a top-notch Loan Officer in Troy, call us at (248) 867-1821.