⁣ Ok, today we are going to talk about how to convert a construction loan into a traditional mortgage… If you’re planning to build a house or do a major renovation, you usually can’t qualify for a traditional mortgage because there’s no existing home to use as collateral. What you need is a construction loan, which is based on the projected future value of the completed property. Generally, construction loans are interest-only while the house is being built. Then when construction is complete, you refinance into a regular mortgage. Here’s how the process works…⁣If you are looking for a top-notch mortgage broker in Edmonton call us at, 587-566-6879

⁣Ok, today we are going to talk about when it is smart to pay off your mortgage early… Being mortgage-free sounds wonderful. But as with most financial choices, there are pros and cons. Before using an inheritance, a raise or savings to pay off your mortgage early, there are some important things to consider. Here’s 7 things to consider if you want to pay your mortgage off early…⁣If you are looking for a top-notch mortgage broker in Edmonton call us at, 587-566-6879.

⁣ Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know… ⁣If you are looking for a top-notch mortgage broker in Edmonton call us at, 587-566-6879.

⁣ Ok, today we are going to talk about a decade-by-decade retirement plan… Saving for retirement is a challenging but essential goal. Government pensions likely won’t be enough to live on, so it’s up to you to provide a comfortable retirement income. Here is a retirement plan broken down for you, decade by decade…⁣If you are looking for a top-notch mortgage broker in Edmonton call us at, 587-566-6879.

⁣Ok, today we are going to talk ways to access the home equity… If you’re equity rich and cash poor, it might make sense to draw equity from your home. Here are 3 ways to access the equity in your home…⁣If you are looking for a top-notch mortgage loan consultant in Pelham call us at, (205) 296-8802.

⁣ Ok, today we are going to talk about 5 things you need to know about foreclosures… Heaven forbid, you get several months late on mortgage payments, your lender’s last resort is to initiate foreclosure. This is a lengthy and expensive process for your lender, but its impact on you can be even more negative. Here’s 5 facts you need to know about the foreclosure process…⁣If you are looking for a top-notch mortgage loan consultant in Pelham call us at, (205) 296-8802.

⁣Ok, today we are going to talk about when the best days and months of the year are to list your home… If you’re thinking of selling your home, there’s never a bad time of year, but there certainly are perks to selling in the spring. Spring is usually the best time of year, and a recent survey gets even more specific, providing the best time to list, right down to time of day. Check it out to learn more…⁣If you are looking for a top-notch mortgage loan consultant in Pelham call us at, (205) 296-8802.

⁣Ok, today we are going to talk about what to be aware of before moving from the city to the suburbs… For the young and single, the inner city has strong appeal. But as soon as there are kids, many couples are drawn to the suburbs. Less crowds and more open spaces become more enticing. If you don’t want to sacrifice quality of life, choose the suburb carefully. Here are 4 pitfalls to avoid when moving from the city to the suburbs…⁣If you are looking for a top-notch mortgage loan consultant in Pelham call us at, (205) 296-8802.

⁣ Ok, today we are going to talk about the 9 questions to ask your Realtor before you list your home with them… Finding and selecting a Realtor is an important step in the selling process. Recent data suggests that “For Sale by Owner” houses sell for about 25% less than houses sold by Realtors. To find the Realtor who’ll work best for you, interview two or three and ask them important things about their work experience, past sales, qualifications, etc. Here are 9 questions to ask your Realtor before you list…

⁣Why do some Realtors® have all the clients they can handle, while others seem to struggle? Is it because they are smarter than all the other Realtors® or is it because they simply work harder? Perhaps neither. After analyzing the habits, attributes and character traits of hundreds of real estate professionals over the years, we've identified the "secrets" that separate the Top 1% highest-income-earning Realtors® from all the rest. And for your benefit, we've decided to distill all these traits down into 21 specific things that create superstar Realtors® and allow them to pick and choose who they work with, and have all the clients they can handle. Are you ready for the 1st secret of Superstar Realtors®? Here it is... ⁣For more information call us at, (205) 296-8802.

⁣Have you ever wondered why some Realtors always seem to be in the right place at just the right time to win the listing or close the deal? In today's 7th secret of Superstar Realtors, you'll learn why it's no fluke. Here’s how they do it... ⁣For more information call us at, (205) 296-8802.

⁣Are you tired of spending your hard earned money on advertising that doesn't work? Discover how SUPERSTAR Realtors get other people to do their advertising for them... for FREE! Here’s how they do it... ⁣For more information call us at, (205) 296-8802.

⁣Welcome to the final 21st secret in our video series titled, 21 Secrets of Superstar Realtors. Today's secret is by far the most important and critical secret of all 21 secrets. I've saved this secret for last message because it's the last impression that I want to emblaze on the screen of your mind. ALL SUPERSTAR MORTGAGE REALTORS DO THIS! And if you want to become a Superstar Realtor yourself, you MUST do this too. If you haven't watched any of the last 20 video tips, today's is the one you need to tune in to. Here's the final secret of Superstar Realtors... ⁣For more information call us at, (205) 296-8802.

⁣Ok, today we are going to talk about when it is smart to pay off your mortgage early… Being mortgage-free sounds wonderful. But as with most financial choices, there are pros and cons. Before using an inheritance, a raise or savings to pay off your mortgage early, there are some important things to consider. Here’s 7 things to consider if you want to pay your mortgage off early…⁣If you are looking for a top-notch mortgage loan consultant in Pelham call us at, (205) 296-8802.

⁣I’m curious to know your thoughts on this… What would you say is the #1 biggest challenge every real estate agent faces? Is it the economy, home values, mortgage rates, inventory? Well, after extensive research, we discovered that the single most important factor to your success in any market is shockingly different than what most agents think. Here’s what we discovered… ⁣For more information call us at, (205) 296-8802.

⁣Ok, today we are going to talk about how to pay off your credit card so you can live a stress-free future… If you’re like most people, emergencies, illnesses, job losses or more can put a dent in your credit cards. To make matters worse, most credit cards have high interest rates that make them difficult to pay off. But paying off your cards is exactly what you need to do to achieve a secure and stress-free financial future. Here are 6 tips for paying off your credit cards…⁣If you are looking for a top-notch mortgage agent in Haileybury call us at, (905) 809-9160.

⁣Ok, today we are going to talk about 4 ways to improve technology throughout your home… With growing numbers of us working and learning from home, it’s more essential now than ever before that our homes can accommodate modern technologies. Whether you’re looking to update your home, or on the market for a new home, there are a few things to do and look for to update your home. Here are 4 ways to give your home a tech tune up…⁣If you are looking for a top-notch mortgage agent in Haileybury call us at, (905) 809-9160.

⁣Ok, today we are going to talk about how much home renovations can cost… Renovations can help make your home more comfortable and easier to sell. But depending on what you’re planning, they can also be expensive. To help you budget for your next project, the HomeAdvisor website has published a list of typical costs for renovation projects. Here’s a list of the most common renos and how much they cost…⁣If you are looking for a top-notch mortgage agent in Haileybury call us at, (905) 809-9160.

⁣Ok, today we are going to talk about 5 things you need to know about foreclosures… Heaven forbid, you get several months late on mortgage payments, your lender’s last resort is to initiate foreclosure. This is a lengthy and expensive process for your lender, but its impact on you can be even more negative. Here’s 5 facts you need to know about the foreclosure process…⁣If you are looking for a top-notch mortgage agent in Haileybury call us at, (905) 809-9160.

⁣Ok, today we are going to talk about how to save money on home insurance… Insurance is absolutely essential to home ownership. You have to be confident that your investment and your family are adequately protected. However, there’s no reason to pay more for home insurance than you have to. Here are 7 ways to save money on home insurance…⁣If you are looking for a top-notch mortgage agent in Haileybury call us at, (905) 809-9160.