⁣Ok, today we are going to talk about what cash reserves are and why you need them to buy a home… When buying a house, most people only think about saving enough to cover a down payment and closing costs. But lenders like to see more than that. Borrowers who have additional “cash reserves” are considered lower risk and are more likely to be approved for financing at the lowest possible rate. So, what are “cash reserves” and how can they benefit you? Take a look… ⁣If you are looking
for a top-notch loan officer in Boston call us at, 617-733-8605

⁣Today we are going to talk about how to buy a house that’s not on the market… In a competitive real estate market, it may be difficult to find the house you’re looking for. And when you finally find it, you could be outbid by another buyer. That’s why many buyers are looking for homes BEFORE they’re listed. Here’s how to buy a house that’s not yet listed on the market… ⁣If you are looking
for a top-notch loan officer in Boston call us at, 617-733-8605

⁣⁣⁣⁣⁣⁣In last week's video, we talked about the importance of building TRUST EQUITY with your prospects, clients and referral partners......and highlighted the Top 10 Ways People Know You're a Dangerous Salesman to Be Avoided. Now the pregnant question is... how do we build more TRUST EQUITY? Here are 7 “Trust Builders” Every Realtor Needs to Know... ⁣For more information please call us at, 516.287.8355 or visit https://www.coltrain.com/jbaranowski

⁣Ok, today we are going to talk about how to convert a construction loan into a traditional mortgage… If you’re planning to build a house or do a major renovation, you usually can’t qualify for a traditional mortgage because there’s no existing home to use as collateral. What you need is a construction loan, which is based on the projected future value of the completed property. Generally, construction loans are interest-only while the house is being built. Then when construction is complete, you refinance into a regular mortgage. Here’s how the process works… ⁣If you are looking
for a top-notch loan officer in Boston call us at, 617-733-8605

⁣⁣Welcome to the final video in our brand new 5-part video series titled,"TRUST: How to Earn it, Grow It and Use It to Skyrocket Your Sales."Today I’m giving you...• 3 proven methods for driving traffic to your testimonial capture page • The anatomy of a killer-effective “testimonial magnet” email campaign designed to get more of your clients to send you rave reviews. And last but not least...• 7 ways to profit from your testimonials once you get them so you can milk them for all they’re worth. Learn the 7 ways to profit from testimonials here. ⁣For more information please call us at, 516.287.8355 or visit https://www.coltrain.com/jbaranowski

⁣Ok, today we are going to talk about how to manage your finances during a recession… Nobody welcomes a recession. But if you’re among the fortunate majority that still has an income and a home, a recession can actually be a time of valuable learning and growth. Here are 5 ways to manage your finances during a recession… ⁣If you are looking
for a top-notch loan officer in Boston call us at, 617-733-8605

⁣Ok, today we are going to talk about when it is smart to pay off your mortgage early… Being mortgage-free sounds wonderful. But as with most financial choices, there are pros and cons. Before using an inheritance, a raise or savings to pay off your mortgage early, there are some important things to consider. Here’s 7 things to consider if you want to pay your mortgage off early… ⁣If you are looking
for a top-notch loan officer in Boston call us at, 617-733-8605

⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣Have you ever wondered why some Realtors® quickly skyrocket to success while the majority continues to struggle just to eke out a meager existence? We all know everyone has access to the same MLS marketing tools, so why such a disparity in results? Is the difference found in their education, intelligence, skills, timing, work habits, contacts or luck? The answer to this mystery is actually no mystery at all. If you dig down to the root cause of their success, you’ll invariably find that the common denominator of success in each and every Top Producer lies in their MINDSET or their UNIQUE WAY OF THINKING. Here are ten ways Top-Producers think differently than all the rest… ⁣For more information please call us at, 516.287.8355 or visit https://www.coltrain.com/jbaranowski

⁣Ok, today we are going to talk about how to start investing… Obviously, there are several things to take care of before you can start investing. You need to cover rent or mortgage payments, monthly bills, groceries, etc., and you also need some money set aside for emergencies. But once you’ve accomplished that, it’s time to start investing for the future. Here are 5 steps to help you start investing… ⁣If you are looking
for a top-notch mortgage advisor in Waxhaw call us at, 516.287.8355

⁣Ok, today we are going to talk about how to rebuild your finances if you’ve suffered from financial abuse… Being in an unhealthy relationship could be emotionally, physically, or even financially damaging. And according to recent statistics, 99% of domestic violence also includes financial abuse. Here’s what to do if you’re in a financially abusive situation, or if you’re recovering from one… ⁣If you are looking
for a top-notch mortgage advisor in Waxhaw call us at, 516.287.8355

⁣Ok, today we are going to talk about 6 things you need to examine closely in a home inspection… Buying a home is a huge investment, and unfortunately, we’re not all qualified to judge whether a home is worth the money. That’s why it’s essential to hire a professional home inspector. Here are 6 things to pay extra attention to in any home inspection… ⁣If you are looking
for a top-notch mortgage advisor in Waxhaw call us at, 516.287.8355

⁣Ok, today we are going to talk about 3 things you need to do before house hunting. Finding for your dream home is a lot easier if you get your finances in shape before you start looking. If you’re thinking about buying within the next year, now’s the perfect time to start preparing. Here are the first 3 steps to take before house hunting. ⁣If you're looking for a top-notch Mortgage Advisor in Texas, call us at (⁣210) 548-1201.

⁣⁣⁣Welcome to Real Estate Marketing Sin #2. In today's video, you'll learn the importance of planning. Studies show that small businesses that create -- and consistently use --marketing plans experience an average of 30% higher sales than those who don't. Wouldn't you like to increase your sales by 30%? Here are 4 Simple Steps for Creating an Effective Marketing Plan. In next week's tip, you'll learn the secret for getting your business to run like a finely-oiled machine, giving you true autonomy, freedom and peace of mind. Stay tuned. ⁣⁣⁣For more information please call us at, 760.275.9000 or visit https://www.paclending.com/avi.html

⁣Welcome to Real Estate Marketing Sin #4. Most Realtors believe -- either consciously or unconsciously -- that once you "close the deal" and the client walks out the door, then the deed is done and you just move on to the next prospect. What they don't realize is that their next prospect might have just walked out the door! Most Realtors tend to be "hunters" instead of "harvesters". Top producers, on the hand, understand the importance of both. They understand that a new customer typically costs 5 to 10 times more than a repeat customer. That's why they focus on getting 60% to 70% of their business from their existing client database through referrals and repeat business -- and you should too! Here's how they do it. In next week's tip, you'll learn the secret for mitigating the risk of losing money when advertising and how to boost the ROI on every ad dollar you invest. Stay tuned. ⁣For more information please call us at, 760.275.9000 or visit https://www.paclending.com/avi.html

⁣⁣⁣Welcome to the 3rd secret of Superstar Realtors. In today's secret, you'll learn a very different approach to marketing your real estate services. This one approach has more power to build your real estate business than any other strategy available. Click here to listen to the third secret...In next week's 4th secret, you'll learn how top-producing Realtors get most of their leads and how you can too. ⁣For more information please call us at, 760.275.9000 or visit https://www.paclending.com/avi.html

⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣Have you ever wondered why some Realtors® quickly skyrocket to success while the majority continues to struggle just to eke out a meager existence? We all know everyone has access to the same MLS marketing tools, so why such a disparity in results? Is the difference found in their education, intelligence, skills, timing, work habits, contacts or luck? The answer to this mystery is actually no mystery at all. If you dig down to the root cause of their success, you’ll invariably find that the common denominator of success in each and every Top Producer lies in their MINDSET or their UNIQUE WAY OF THINKING. Here are ten ways Top-Producers think differently than all the rest… ⁣For more information please call us at, 760.275.9000 or visit https://www.paclending.com/avi.html

⁣⁣Ok, today we are going to talk about how to prepare your finances for a natural disaster or pandemic… The thing about crisis situations is that you never know when to expect them. The only way to cope is by being prepared. Here are 4 ways to prepare your finances to help you make it through challenging times… ⁣⁣If you are looking for a top-notch mortgage advisor in Palm Desert call us at, 760-275-9000

⁣⁣Ok, today we are going to talk about how you can save time and money paying your utility bills on your home… Monthly bills are inevitable and predictable. But for some people, bills come as a surprise just when they can least afford them. Here’s 6 tips to save you time and money paying your utility bills… ⁣If you are looking for a top-notch mortgage advisor in Palm Desert call us at, 760-275-9000

⁣Ok, today we are going to talk about an important thing you should do before you buy in an area… test drive the neighbourhood! You wouldn’t think of buying a car without driving it first. And buying new shoes usually involves wearing them around the store a couple of times. So how do you know you’ll actually like the neighbourhood you’re considering, unless you try it out? Here are 4 ways to test drive a neighbourhood… ⁣If you are looking
for a top-notch mortgage loan originator in Lakewood Ranch call us at,
941-313-2350

⁣Ok, today we are going to talk about 5 things to look for and be aware of if they get noted in your home inspection… As any good Realtor will advise you, don’t even think about buying a house without a home inspection. Before you get emotionally attached to a home, invest a few hundred dollars in a thorough, professional home inspection. And if your report includes any of the following issues, consider walking away. Here are 5 home inspection red flags… ⁣If you are looking
for a top-notch mortgage loan originator in Lakewood Ranch call us at,
941-313-2350