⁣Today we are going to talk about how to buy a house that’s not on the market… In a competitive real estate market, it may be difficult to find the house you’re looking for. And when you finally find it, you could be outbid by another buyer. That’s why many buyers are looking for homes BEFORE they’re listed. Here’s how to buy a house that’s not yet listed on the market…⁣⁣If you are looking for a top-notch senior loan officer in Charlotte call us at, (704)746-2541

⁣Ok, today we are going to talk about what a force majeure clause is and where or not it applies to your mortgage… “Force majeure” is French for superior force. It’s a term used in legal documents that can sometimes let a person or business get out of a contract. Here’s what you need to know and when it could apply to you…⁣If you are looking for a top-notch senior loan officer in Charlotte call us at, (704)746-2541

⁣ Ok, today we are going to talk about how to convert a construction loan into a traditional mortgage… If you’re planning to build a house or do a major renovation, you usually can’t qualify for a traditional mortgage because there’s no existing home to use as collateral. What you need is a construction loan, which is based on the projected future value of the completed property. Generally, construction loans are interest-only while the house is being built. Then when construction is complete, you refinance into a regular mortgage. Here’s how the process works…⁣ ⁣If you are looking for a top-notch senior loan officer in Charlotte call us at, (704)746-2541

⁣Ok, today we are going to talk about how to rebuild your finances if you’ve suffered from financial abuse… Being in an unhealthy relationship could be emotionally, physically, or even financially damaging. And according to recent statistics, 99% of domestic violence also includes financial abuse. Here’s what to do if you’re in a financially abusive situation, or if you’re recovering from one…⁣ ⁣If you are looking for a top-notch senior loan officer in Charlotte call us at, (704)746-2541

⁣Ok, today we are going to talk about how to create or update your home office space… The COVID pandemic introduced many of us to working from home. And regardless of being in a pandemic or not, many of us will continue to and have been working from home already. So now’s the time to make your home office as efficient, comfortable and uplifting as possible. Here are 6 ways to make your home office work better…⁣⁣If you are looking for a top-notch senior loan officer in Charlotte call us at, (704)746-2541

⁣ Ok, today we are going to talk about how to manage your finances during a recession… Nobody welcomes a recession. But if you’re among the fortunate majority that still has an income and a home, a recession can actually be a time of valuable learning and growth. Here are 5 ways to manage your finances during a recession…⁣ ⁣If you are looking for a top-notch senior loan officer in Charlotte call us at, (704)746-2541

⁣Ok, today we are going to talk about the expense of hiring a real estate agent and if it’s really worth it to you… When you’re selling a home, so much money is at stake, you can’t afford to make a mistake. That’s why over 90% of buyers and sellers work with a Realtor. But let’s face it, Real estate commissions are expensive. Are Realtors really worth it? Here’s what good Realtors do to earn every penny of their commissions…⁣ ⁣If you are looking for a top-notch senior loan officer in Charlotte call us at, (704)746-2541

⁣Ok, today we are going to talk about how to prepare your finances for a natural disaster or pandemic… The thing about crisis situations is that you never know when to expect them. The only way to cope is by being prepared. Here are 4 ways to prepare your finances to help you make it through challenging times…⁣⁣If you are looking for a top-notch senior loan officer in Charlotte call us at, (704)746-2541

⁣Ok, today we are going to talk about 3 things you need to do before house hunting… Finding for your dream home is a lot easier if you get your finances in shape before you start looking. If you’re thinking about buying within the next year, now’s the perfect time to start preparing. Here are the first 3 steps to take before house hunting…⁣If you are looking for a top-notch mortgage loan officer in Las Vegas call us at, 661-992-7005

⁣Ok, today we are going to talk about why you need homeowner’s insurance and how it keeps you protected… Homeowner’s insurance is an important and required part of home ownership. Here are the 3 main reasons why you need homeowner’s insurance…⁣ ⁣If you are looking for a top-notch senior loan officer in Charlotte call us at, (704)746-2541

⁣Ok, today we are going to talk about how you can save time and money paying your utility bills on your home… Monthly bills are inevitable and predictable. But for some people, bills come as a surprise just when they can least afford them. Here’s 6 tips to save you time and money paying your utility bills…⁣ ⁣If you are looking for a top-notch senior loan officer in Charlotte call us at, (704)746-2541

⁣Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know…⁣⁣If you are looking for a top-notch senior loan officer in Charlotte call us at, (704)746-2541

⁣How many times do you find yourself saying, "I wish I could get my prospects to believe in the value I offer!" Have you noticed that consumers are becoming more and more skeptical? In today's video tip, you'll learn a powerful strategy all Superstar Realtors use to instantly turn skeptical prospects into pre-sold clients! Here's how they do it...⁣For more information call us at, 415-509-0881.

⁣How many times have you said to yourself, "I wish I had more time so I could get more done"? Sound familiar? Welcome to the club. Now here's a blinding flash of the obvious: You'll never get it all done! There will always be more on our To-Do list than we have time to implement. The key to increasing your productivity is not in putting in more hours, but rather, putting more into your hours. It's all about working SMART, not hard. Here's how Superstar Realtors make it happen...⁣For more information call us at, 415-509-0881.

⁣Welcome to Realtor Referral Mistake #4. In today's video tip, you'll learn why most Realtors' referrals are inconsistent, unreliable and unpredictable. As a result, their income goes up and down like a Yo-Yo. Can you relate? Welcome to the club. It's not your fault. Chances are, no one ever took the time to teach how to build a steady, consistent flow of referrals. That is, until now. :) Here's how Top Producers generate referrals at will...⁣For more information call us at, 415-509-0881.

⁣ Ok, today we are going to talk about a decade-by-decade retirement plan… Saving for retirement is a challenging but essential goal. Government pensions likely won’t be enough to live on, so it’s up to you to provide a comfortable retirement income. Here is a retirement plan broken down for you, decade by decade…⁣⁣If you are looking for a top-notch senior loan officer in Charlotte call us at, (704)746-2541

⁣Ok, today we are going to talk about rent to own deals… If you can’t qualify for a mortgage, or maybe don’t have funds for a down payment, there’s another way to achieve home ownership. Instead of buying, consider renting to own. Before entering into a rent to own deal, here are some questions to ask…⁣If you are looking for a top-notch senior loan officer in Charlotte call us at, (704)746-2541

⁣ Ok, today we are going to talk about when the best time to do certain updates on your home is… Timing renovations can be tricky. The sooner you remodel, the longer you have to enjoy your beautiful new home. But if you remodel too far in advance of selling, everything’s going to look outdated by the time you list your home. Here’s a yearly schedule broken down that will help you know when to update what…⁣ ⁣If you are looking for a top-notch senior loan officer in Charlotte call us at, (704)746-2541

⁣So you want more motivated homebuyers, right? The question is... HOW? Here's one of the absolute best, most effective ways to attract them BEFORE your competition does: Here's the answer...⁣For more information call us at, 415-509-0881.

⁣What’s the single, most important question every smart home seller wants you to answer at their listing presentation? HINT: it's probably not what you think. Here's the shocking truth...⁣For more information call us at, 415-509-0881.