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A word of warning for you: When your mortgage comes up for renewal... Don’t be too quick to sign that mortgage renewal letter. Over 70% of Canadian mortgage holders do just that, and what is the usual result? — a higher rate and a mortgage product that might not be best suited to their interests. Here's how to ensure you get the best mortgage available... If you are looking
for a top-notch mortgage advisor in Spring call us at, 559.306.7676
Ok, today we are going to talk about 4 ways to improve technology throughout your home… With growing numbers of us working and learning from home, it’s more essential now than ever before that our homes can accommodate modern technologies. Whether you’re looking to update your home, or on the market for a new home, there are a few things to do and look for to update your home. Here are 4 ways to give your home a tech tune up… If you are looking
for a top-notch mortgage advisor in Spring call us at, 559.306.7676
Ok, today we are going to talk about when it’s acceptable to back out of an offer and how to do it… It’s only natural to have second thoughts after making a major decision. But if your offer to buy a house is accepted and THEN you decide to back out of it, things can get a little complicated. It’s definitely possible, but it can be expensive and create legal issues. Here are some things to consider… If you are looking
for a top-notch mortgage advisor in Amarillo call us at, 806-316-3590
Ok, today we are going to talk about three things you need to know before you borrow from your home equity… Accessing your home equity through a home equity line of credit (HELOC) or cash-out refinance can be an affordable way to pay for renovations or education. Here are 3 things you need to know before applying for a HELOC… If you are looking
for a top-notch mortgage advisor in Amarillo call us at, 806-316-3590
Ok, today we are going to talk about how to convert a construction loan into a traditional mortgage… If you’re planning to build a house or do a major renovation, you usually can’t qualify for a traditional mortgage because there’s no existing home to use as collateral. What you need is a construction loan, which is based on the projected future value of the completed property. Generally, construction loans are interest-only while the house is being built. Then when construction is complete, you refinance into a regular mortgage. Here’s how the process works… If you are looking
for a top-notch mortgage advisor in Amarillo call us at, 806-316-3590
Ok, today we are going to talk about when it is smart to pay off your mortgage early… Being mortgage-free sounds wonderful. But as with most financial choices, there are pros and cons. Before using an inheritance, a raise or savings to pay off your mortgage early, there are some important things to consider. Here’s 7 things to consider if you want to pay your mortgage off early… If you are looking
for a top-notch mortgage advisor in Amarillo call us at, 806-316-3590
Ok, today we are going to review everything you need to know about second mortgages… What is a second mortgage? A second mortgage is an additional loan taken out on a property that’s already mortgaged. Second mortgages are riskier for lenders than first mortgages because they’re in second position on your property's title. As a result, the interest rate on second mortgages is higher. Here’s what you need to know about second mortgages… If you are looking
for a top-notch mortgage advisor in Amarillo call us at, 806-316-3590
Ok, today we are going to talk about 6 things to do before you list your house… If you’re thinking of selling soon, you’ve probably already started working on enhancements like painting, replacing appliances, installing new flooring or re-grouting bathrooms. But there are lots of little maintenance items you need to take care of too. Here are 6 things to do before you list your house… If
you are looking for a top-notch
mortgage advisor in Amarillo call us at, 806-316-3590
Ok, today we are going to talk about basic home maintenance you should be doing yearly, every 5-10 years and onward… Ongoing expenses like mortgage payments, property taxes and insurance are an expected part of homeownership. But there’s an additional ongoing expense you also need to budget for… And that is regular homeownership maintenance expenditures. On average, annual maintenance will cost 1% - 3% of your home’s purchase price. However, this can be reduced by maintaining regular preventative maintenance. Here’s your complete maintenance checklist… If you are looking
for a top-notch mortgage advisor in Amarillo call us at, 806-316-3590
Welcome to Real Estate Marketing Sin #7. When it comes to effective Realtor marketing, there are 3 keys to success: 1. The right market - the people who are most likely to need, want and pay for your services 2. The right message - that hits the hot buttons of your target market and elicits response 3. The right media - that delivers your message to the highest concentration of your target message If any one of these 3 critical components is missing from your marketing plan, your results will suffer. Here's how you can supercharge your results... For more information
please call us at, 806.316.3590 or visit https://providencehomeloans.my........mortgage-online.
Have you ever wondered why some Realtors always seem to be in the right place at just the right time to win the listing or close the deal? In today's 7th secret of Superstar Realtors, you'll learn why it's no fluke. Here’s how they do it... For more information
please call us at, 806.316.3590 or visit https://providencehomeloans.my........mortgage-online.
In last week's video, we talked about the importance of building TRUST EQUITY with your prospects, clients and referral partners... ...and highlighted the Top 10 Ways People Know You're a Dangerous Salesman to Be Avoided. Now the pregnant question is... how do we build more TRUST EQUITY? Here are 7 “Trust Builders” Every Realtor Needs to Know... For more information
please call us at, 806.316.3590 or visit https://providencehomeloans.my........mortgage-online.
Welcome to the final video in our brand new 5-part video series titled, "TRUST: How to Earn it, Grow It and Use It to Skyrocket Your Sales." Today I’m giving you… • 3 proven methods for driving traffic to your testimonial capture page • The anatomy of a killer-effective “testimonial magnet” email campaign designed to get more of your clients to send you rave reviews. And last but not least... • 7 ways to profit from your testimonials once you get them so you can milk them for all they’re worth. Learn the 7 ways to profit from testimonials here... For more information
please call us at, 806.316.3590 or visit https://providencehomeloans.my........mortgage-online.
Welcome to Realtor Referral Mistake #6. This is our final installment in this series. In today's video tip, you'll learn how Top-Producing Realtors engineer their business to consistently cultivate "raving fan" clients who send them loads of red-hot referrals... without begging or asking. You see, they understand a key pychological trigger, that hardly anyone utilizes, that can literally DOUBLE the number of referrals you generate. Learn the secret to more repeat & referral business here... For more information
please call us at, 806.316.3590 or visit https://providencehomeloans.my........mortgage-online.
As you know, BUYER LEADS are the critical ingredient necessary for selling your listings FAST and for TOP DOLLAR... Now, the question is, HOW can you attract MORE of 'em, with the least amount of time, energy and money? Well, to help you in this, here are two proven strategies for ATTRACTING more quality buyer leads and gaining an UNFAIR ADVANTAGE over your competitors... For more information
please call us at, 806.316.3590 or visit https://providencehomeloans.my........mortgage-online.
I once heard a statistic that 90% of all failure comes from quitting. Thomas Edison affirmed this when he said, “Many of life's failures are people who did not realize how close they were to success when they gave up.” If it weren't for Mr. Edison's dogged determination to keep going, after thousands of failed attempts, at creating the incandescent light bulb, who knows we might still be lighting our homes with candles! In other words, persistence beats resistance. Quitters never win and winners never quit. If you want to increase your chances of success you must have a dream worth fighting for and then resolve to never, never, never give up! Here's How to Activate the Power of Persistence... For more information
please call us at, 806.316.3590 or visit https://providencehomeloans.my........mortgage-online.
Before we get into today's tip, let me ask you a couple questions... Do ever feel AWKWARD when trying to ask for referrals? Do you think you might ask for referrals more CONSISTENTLY if you had a more elegant, graceful and effective way of going about it? What if I could provide you with the exact same script that helped a financial planner in the little obscure town of Weirton, West Virginia, build a multi-million dollar business? Here's the million dollar referral script... For more information
please call us at, 806.316.3590 or visit https://providencehomeloans.my........mortgage-online.
Ok, today we are going to talk about what to be aware of before moving from the city to the suburbs… For the young and single, the inner city has strong appeal. But as soon as there are kids, many couples are drawn to the suburbs. Less crowds and more open spaces become more enticing. If you don’t want to sacrifice quality of life, choose the suburb carefully. Here are 4 pitfalls to avoid when moving from the city to the suburbs… If you are looking
for a top-notch mortgage advisor in Spring call us at, 559.306.7676
Welcome to Real Estate Marketing Sin #4. Most Realtors believe -- either consciously or unconsciously -- that once you "close the deal" and the client walks out the door, then the deed is done and you just move on to the next prospect. What they don't realize is that their next prospect might have just walked out the door! Most Realtors tend to be "hunters" instead of "harvesters". Top producers, on the hand, understand the importance of both. They understand that a new customer typically costs 5 to 10 times more than a repeat customer. That's why they focus on getting 60% to 70% of their business from their existing client database through referrals and repeat business -- and you should too! Here's how they do it. In next week's tip, you'll learn the secret for mitigating the risk of losing money when advertising and how to boost the ROI on every ad dollar you invest. Stay tuned. For more information call us at, 623.632.4683 Or Visit https://www.doorway.com/ndillard
Ok, today we are going to talk about 5 things to look for and be aware of if they get noted in your home inspection… As any good Realtor will advise you, don’t even think about buying a house without a home inspection. Before you get emotionally attached to a home, invest a few hundred dollars in a thorough, professional home inspection. And if your report includes any of the following issues, consider walking away. Here are 5 home inspection red flags… If you are looking
for a top-notch mortgage specialist call us at, 519-999-0901