⁣Ok, today we are going to talk about when the best time to do certain updates on your home is… Timing renovations can be tricky. The sooner you remodel, the longer you have to enjoy your beautiful new home. But if you remodel too far in advance of selling, everything’s going to look outdated by the time you list your home. Here’s a yearly schedule broken down that will help you know when to update what… ⁣If you're looking
for a top-notch Mortgage Advisor in Modesto, call us at, (209) 499-9079.

⁣Ok, today we are going to talk about rent to own deals… If you can’t qualify for a mortgage, or maybe don’t have funds for a down payment, there’s another way to achieve home ownership. Instead of buying, consider renting to own. Before entering into a rent to own deal, here are some questions to ask… ⁣If you're looking
for a top-notch Mortgage Advisor in Modesto, call us at, (209) 499-9079.

⁣Ok, today we are going to talk about a decade-by-decade retirement plan… Saving for retirement is a challenging but essential goal. Government pensions likely won’t be enough to live on, so it’s up to you to provide a comfortable retirement income. Here is a retirement plan broken down for you, decade by decade… ⁣If you're looking
for a top-notch Mortgage Advisor in Modesto, call us at, (209) 499-9079.

⁣Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know… ⁣If you're looking
for a top-notch Mortgage Advisor in Modesto, call us at, (209) 499-9079.

⁣Ok, today we are going to review everything you need to know about second mortgages… What is a second mortgage? A second mortgage is an additional loan taken out on a property that’s already mortgaged. Second mortgages are riskier for lenders than first mortgages because they’re in second position on your property's title. As a result, the interest rate on second mortgages is higher. Here’s what you need to know about second mortgages… ⁣If you're looking
for a top-notch Mortgage Advisor in Modesto, call us at, (209) 499-9079.

⁣Ok, today we are going to talk about how you can save time and money paying your utility bills on your home… Monthly bills are inevitable and predictable. But for some people, bills come as a surprise just when they can least afford them. Here’s 6 tips to save you time and money paying your utility bills… ⁣If you're looking
for a top-notch Mortgage Advisor in Modesto, call us at, (209) 499-9079.

⁣With few exceptions, some of the first words we learn as kids are “Please” and “Thank you”. As parents, we're constantly reminding our kids to say these words because as a culture, we tend to be repelled by people who lack social graces. If showing appreciation is such an integral part of human interaction, how might you use appreciation to differentiate yourself and improve your marketing results? Here's how...⁣For more
information call us at, 209.499.9079

⁣Have you ever wondered why some Realtors® quickly skyrocket to success while the majority continues to struggle just to eke out a meager existence? We all know everyone has access to the same MLS marketing tools, so why such a disparity in results? Is the difference found in their education, intelligence, skills, timing, work habits, contacts or luck? The answer to this mystery is actually no mystery at all. If you dig down to the root cause of their success, you’ll invariably find that the common denominator of success in each and every Top Producer lies in their MINDSET or their UNIQUE WAY OF THINKING. Here are ten ways Top-Producers think differently than all the rest…⁣For more
information call us at, 209.499.9079

⁣ Before we get into today's tip, let me ask you a couple questions... Do ever feel AWKWARD when trying to ask for referrals? Do you think you might ask for referrals more CONSISTENTLY if you had a more elegant, graceful and effective way of going about it? What if I could provide you with the exact same script that helped a financial planner in the little obscure town of Weirton, West Virginia, build a multi-million dollar business? Here's the million dollar referral script... ⁣For more
information call us at, 209.499.9079

⁣I’m curious to know your thoughts on this… What would you say is the #1 biggest challenge every real estate agent faces? Is it the economy, home values, mortgage rates, inventory? Well, after extensive research, we discovered that the single most important factor to your success in any market is shockingly different than what most agents think. Here’s what we discovered…⁣For more
information call us at, 209.499.9079

⁣I once heard a statistic that 90% of all failure comes from quitting. Thomas Edison affirmed this when he said, “Many of life's failures are people who did not realize how close they were to success when they gave up.” If it weren't for Mr. Edison's dogged determination to keep going, after thousands of failed attempts, at creating the incandescent light bulb, who knows we might still be lighting our homes with candles! In other words, persistence beats resistance. Quitters never win and winners never quit. If you want to increase your chances of success you must have a dream worth fighting for and then resolve to never, never, never give up! Here's How to Activate the Power of Persistence... ⁣For more
information call us at, 209.499.9079

⁣Quick question for you... Do you have a clear, concise marketing plan for making this year your best year yet? Chances are, if you're like most Realtors®, you have room for improvement. Here are a few powerful questions to help you take your business to the next level... ⁣For more
information call us at, 209.499.9079

⁣What’s the single, most important question every smart home seller wants you to answer at their listing presentation? HINT: it's probably not what you think. Here's the shocking truth...⁣For more
information call us at, 209.499.9079

⁣OK, so you get a phone call from a homebuyer asking for more info on a listing... now what??? What most Realtors® do is simply answer the prospect's question and that's it. No email follow-up. No phone follow-up. No nothin'. It's no wonder they're having such a hard time selling homes – just look at their follow-up! In contrast, here's how top producing Realtors® capture leads and convert more leads into closed deals...⁣For more
information call us at, 209.499.9079

⁣So you want more motivated homebuyers, right? The question is... HOW? Here's one of the absolute best, most effective ways to attract them BEFORE your competition does: Here's the answer...⁣For more
information call us at, 209.499.9079

⁣Today we're going to talk about buyer lead CONVERSION. This is one of the easiest ways to increase your income without putting in more hours. The pregnant question is... HOW can you boost your conversion ratio? Here are a few tips to get you started...⁣For more
information call us at, 209.499.9079⁣

⁣As you know, BUYER LEADS are the critical ingredient necessary for selling your listings FAST and for TOP DOLLAR... Now, the question is, HOW can you attract MORE of 'em, with the least amount of time, energy and money? Well, to help you in this, here are two proven strategies for ATTRACTING more quality buyer leads and gaining an UNFAIR ADVANTAGE over your competitors...⁣For more
information call us at, 209.499.9079

⁣Welcome to Realtor Referral Mistake #6. This is our final installment in this series. In today's video tip, you'll learn how Top-Producing Realtors engineer their business to consistently cultivate "raving fan" clients who send them loads of red-hot referrals... without begging or asking. You see, they understand a key psychological trigger, that hardly anyone utilizes, that can literally DOUBLE the number of referrals you generate. Learn the secret to more repeat & referral business here...⁣For
more information call us at, 209.499.9079

⁣Welcome to Realtor Referral Mistake #5. In today's tip, you'll learn how to focus your marketing efforts on the your highest-profit activities so you can make earn more, while working less. It all comes down to working smarter, not harder. Here's a 12-month marketing calendar for massive success...⁣For more
information call us at, 209.499.9079

⁣Welcome to Realtor Referral Mistake #4. In today's video tip, you'll learn why most Realtors' referrals are inconsistent, unreliable and unpredictable. As a result, their income goes up and down like a Yo-Yo. Can you relate? Welcome to the club. It's not your fault. Chances are, no one ever took the time to teach how to build a steady, consistent flow of referrals. That is, until now. :) Here's how Top Producers generate referrals at will...⁣For more
information call us at, 209.499.9079