⁣Ok, today we are going to talk about a decade-by-decade retirement plan… Saving for retirement is a challenging but essential goal. Government pensions likely won’t be enough to live on, so it’s up to you to provide a comfortable retirement income. Here is a retirement plan broken down for you, decade by decade… ⁣⁣⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Ok, today we are going to talk about 7 ways to stay warm this winter without spending a fortune on heating… Home heating costs seem to rise every year, and this winter may be even more costly for you if you’re spending more time at home or working from home. But there are ways to reduce heating costs without shivering until spring. Here are 7 ways to stay warm without paying a huge heat bill… ⁣⁣⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Ok, today we are going to talk about rent to own deals… If you can’t qualify for a mortgage, or maybe don’t have funds for a down payment, there’s another way to achieve home ownership. Instead of buying, consider renting to own. Before entering into a rent to own deal, here are some questions to ask… ⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Ok, today we are going to talk about how to create or update your home office space… The COVID pandemic introduced many of us to working from home. And regardless of being in a pandemic or not, many of us will continue to and have been working from home already. So now’s the time to make your home office as efficient, comfortable and uplifting as possible. Here are 6 ways to make your home office work better… ⁣⁣⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Ok, today we are going to talk about how much home renovations can cost… Renovations can help make your home more comfortable and easier to sell. But depending on what you’re planning, they can also be expensive. To help you budget for your next project, the HomeAdvisor website has published a list of typical costs for renovation projects. Here’s a list of the most common renos and how much they cost… ⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Ok, today we are going to talk about 5 simple things you can do to your home to instantly boost the price when it hits the market… You don’t have to hire a professional stager to prepare sell your home. With a little guidance from a Realtor and a few simple touches, your home’s value can increase instantly. Here are 5 things you can do that can help you boost your asking price… ⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Ok, today we are going to talk about three things you need to know before you borrow from your home equity… Accessing your home equity through a home equity line of credit (HELOC) or cash-out refinance can be an affordable way to pay for renovations or education. Here are 3 things you need to know before applying for a HELOC… ⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Today we are going to talk about how to buy a house that’s not on the market… In a competitive real estate market, it may be difficult to find the house you’re looking for. And when you finally find it, you could be outbid by another buyer. That’s why many buyers are looking for homes BEFORE they’re listed. Here’s how to buy a house that’s not yet listed on the market… ⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Ok, today we are going to talk about how to save money on home insurance… Insurance is absolutely essential to home ownership. You have to be confident that your investment and your family are adequately protected. However, there’s no reason to pay more for home insurance than you have to. Here are 7 ways to save money on home insurance… ⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Ok, today we are going to talk about 4 risks of home equity loans… A home equity loan lets you borrow some of the equity you’ve built up in your home. For most people home equity loans are a convenient, affordable way to access extra cash. But they’re not without risk. Here are 4 things to consider before applying for a home equity loan… ⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Ok, today we are going to talk about how to prepare your finances for a natural disaster or pandemic… The thing about crisis situations is that you never know when to expect them. The only way to cope is by being prepared. Here are 4 ways to prepare your finances to help you make it through challenging times… ⁣⁣⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know… ⁣⁣⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Ok, today we are going to talk about how to convert a construction loan into a traditional mortgage… If you’re planning to build a house or do a major renovation, you usually can’t qualify for a traditional mortgage because there’s no existing home to use as collateral. What you need is a construction loan, which is based on the projected future value of the completed property. Generally, construction loans are interest-only while the house is being built. Then when construction is complete, you refinance into a regular mortgage. Here’s how the process works… ⁣⁣⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Ok, today we are going to talk about the 9 questions to ask your Realtor before you list your home with them… Finding and selecting a Realtor is an important step in the selling process. Recent data suggests that “For Sale by Owner” houses sell for about 25% less than houses sold by Realtors. To find the Realtor who’ll work best for you, interview two or three and ask them important things about their work experience, past sales, qualifications, etc. Here are 9 questions to ask your Realtor before you list… ⁣⁣⁣If you are looking for a top-notch mortgage agent in Kitchener call us at, 905-297-9125

⁣Quick question for you... Do you have a clear, concise marketing plan for making this year your best year yet? Chances are, if you're like most Realtors®, you have room for improvement. Here are a few powerful questions to help you take your business to the next level...⁣For more information call us at, 519-774-0982

⁣What’s the single, most important question every smart home seller wants you to answer at their listing presentation? HINT: it's probably not what you think. Here's the shocking truth...⁣For more information call us at, 519-774-0982

⁣OK, so you get a phone call from a homebuyer asking for more info on a listing... now what??? What most Realtors® do is simply answer the prospect's question and that's it. No email follow-up. No phone follow-up. No nothin'. It's no wonder they're having such a hard time selling homes – just look at their follow-up! In contrast, here's how top producing Realtors® capture leads and convert more leads into closed deals...⁣For more information call us at, 519-774-0982

⁣So you want more motivated homebuyers, right? The question is... HOW? Here's one of the absolute best, most effective ways to attract them BEFORE your competition does: Here's the answer...⁣For more information call us at, 519-774-0982

⁣Today we're going to talk about buyer lead CONVERSION. This is one of the easiest ways to increase your income without putting in more hours. The pregnant question is... HOW can you boost your conversion ratio? Here are a few tips to get you started...⁣For more information call us at, 519-774-0982

⁣As you know, BUYER LEADS are the critical ingredient necessary for selling your listings FAST and for TOP DOLLAR... Now, the question is, HOW can you attract MORE of 'em, with the least amount of time, energy and money? Well, to help you in this, here are two proven strategies for ATTRACTING more quality buyer leads and gaining an UNFAIR ADVANTAGE over your competitors...⁣For more information call us at, 519-774-0982