⁣Here's an interesting question for you.... What’s the #1 factor that separates Top-Producers from the mediocre majority? Chances are you already intuitively know the answer. It's all about how they invest their time! You see, everyone has 24 hours per day. The difference between the top achievers and all the rest is how they use it. Here's how Top-Producers use their time...⁣For More Information call us at, 573-881-9325

⁣OK, today we're going to talk about an unfortunate but common challenge that many homeowners face... You see, when you and your partner get together and jointly buy a house, it’s only natural to assume everything will be “happily ever after”. But the sad truth is many relationships eventually end in separation, and that can have a dramatic impact on your mortgage. Here are some potential scenarios to consider... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣With few exceptions, some of the first words we learn as kids are “Please” and “Thank you”. As parents, we're constantly reminding our kids to say these words because as a culture, we tend to be repelled by people who lack social graces. If showing appreciation is such an integral part of human interaction, how might you use appreciation to differentiate yourself and improve your marketing results? Here's how...⁣For More Information call us at, 573-881-9325

⁣As you may know, credit reporting agencies collect all the data on your loans, lines of credit and credit cards to create your credit report and calculate your credit score. This information is then used by lenders—including mortgage lenders—to determine whether you’re a good credit risk. What many people don’t realize is that cellphone bill payments can also have an effect on credit rating. Here's how your cell phone impacts your credit.. ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Have you ever wondered why some Realtors® quickly skyrocket to success while the majority continues to struggle just to eke out a meager existence? We all know everyone has access to the same MLS marketing tools, so why such a disparity in results? Is the difference found in their education, intelligence, skills, timing, work habits, contacts or luck? The answer to this mystery is actually no mystery at all. If you dig down to the root cause of their success, you’ll invariably find that the common denominator of success in each and every Top Producer lies in their MINDSET or their UNIQUE WAY OF THINKING. Here are ten ways Top-Producers think differently than all the rest… ⁣For More Information call us at, 573-881-9325

⁣Renovating your home can be an effective way to increase its resale value. But not all renovations are created equal—and none are guaranteed to repay 100% of their cost. However, by renovating strategically, you can increase your selling price enough that a significant portion of the renovation costs are passed on to the future owner. Here are the Top 10 renovation projects, ranked by average payback as a percentage of cost... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣If you're anything like me, keeping records of income and expenses--and convincing your spouse to do the same--can be a real challenge. Here are a few tips that you might find helpful... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Imagine for a moment that there was a tree called the "Tree of Life." And on that tree there were fruits (otherwise known as your results). What do people tend to do when they don't like their fruits? They tend to focus on their fruits. They focus their attention on what they don't want -- their lack of results! Now, what's the problem with that approach? You can focus on your fruits -- your results -- all day long, but that obviously, that's not going to change anything. To change your fruits, you must first change your roots. To change what's above the ground, you must first change what's below the ground. The change the visible, you must first change the invisible. Here's exactly how you do it... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Before we get into today's tip, let me ask you a couple questions... Do ever feel AWKWARD when trying to ask for referrals? Do you think you might ask for referrals more CONSISTENTLY if you had a more elegant, graceful and effective way of going about it? What if I could provide you with the exact same script that helped a financial planner in the little obscure town of Weirton, West Virginia, build a multi-million dollar business? Here's the million dollar referral script... ⁣For More Information call us at, 573-881-9325

⁣Reducing debt is almost always a good idea. The only exception is when you’re using debt to make an investment that will pay a return. Here’s how the rich do it... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣OK, today we’re going to talk about how to weed out the wrong lawn care providers… Have you considered hiring a lawn care service? If you’d rather spend the summer enjoying your lawn rather than mowing, fertilizing and treating it for weeds, maybe it’s time to hire someone to do that for you. Here are 7 tips for choosing the right lawn care provider... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣I’m curious to know your thoughts on this… What would you say is the #1 biggest challenge every real estate agent faces? Is it the economy, home values, mortgage rates, inventory? Well, after extensive research, we discovered that the single most important factor to your success in any market is shockingly different than what most agents think. Here’s what we discovered…⁣For More Information call us at, 573-881-9325

⁣Ok, today we are going to talk about when an all-cash offer is the right move… Surprisingly, lots of people make all-cash offers on houses. According to one study, up to 29% of single-family home and condo purchases in 2017 were all-cash. Here are the advantages and disadvantages to purchasing a home with all cash… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣I once heard a statistic that 90% of all failure comes from quitting. Thomas Edison affirmed this when he said, “Many of life's failures are people who did not realize how close they were to success when they gave up.” If it weren't for Mr. Edison's dogged determination to keep going, after thousands of failed attempts, at creating the incandescent light bulb, who knows we might still be lighting our homes with candles! In other words, persistence beats resistance. Quitters never win and winners never quit. If you want to increase your chances of success you must have a dream worth fighting for and then resolve to never, never, never give up! Here's How to Activate the Power of Persistence... ⁣For More Information call us at, 573-881-9325

⁣Did you know there's a way to do home renovations that actually pays for itself - even turns a profit... without having to pay out of pocket? Here's how… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Instead of just working harder to make more money, why not make the money you have work harder for you. Here are four strategies to make that happen... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣It sounds crazy, doesn’t it? Negative interest rates. You put money in the bank and instead of earning interest, you have to PAY the bank for keeping your money safe! In essence, that’s what negative interest rates are. Here’s what every homeowner needs to know about so-called “negative interest rates”... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣What’s the single, most important question every smart home seller wants you to answer at their listing presentation? HINT: it's probably not what you think. Here's the shocking truth...⁣For More Information call us at, 573-881-9325

⁣OK, so you get a phone call from a homebuyer asking for more info on a listing... now what??? What most Realtors® do is simply answer the prospect's question and that's it. No email follow-up. No phone follow-up. No nothin'. It's no wonder they're having such a hard time selling homes – just look at their follow-up! In contrast, here's how top producing Realtors® capture leads and convert more leads into closed deals...⁣For More Information call us at, 573-881-9325

⁣OK, today we’re going to talk about how you can use your accountant to ACCELERATE your speed to financial freedom… Think about it. We get expert advice for our health, car maintenance, legal issues, etc. But most of us think we can muddle through day-to-day money management on our own. Sadly, it’s usually only when we reach a crisis that we ask for professional help. Instead of waiting… Here are 6 vital questions to ask your accountant today… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.