⁣Ok, today we are going to talk about a decade-by-decade retirement plan… Saving for retirement is a challenging but essential goal. Government pensions likely won’t be enough to live on, so it’s up to you to provide a comfortable retirement income. Here is a retirement plan broken down for you, decade by decade… ⁣⁣If you are looking for a top-notch mortgage loan originator in Wailuku call us at, 808-283-1640

⁣Welcome to the final video in our brand new 5-part video series titled, "TRUST: How to Earn it, Grow It and Use It to Skyrocket Your Sales." Today I’m giving you… • 3 proven methods for driving traffic to your testimonial capture page • The anatomy of a killer-effective “testimonial magnet” email campaign designed to get more of your clients to send you rave reviews. And last but not least... • 7 ways to profit from your testimonials once you get them so you can milk them for all they’re worth. Learn the 7 ways to profit from testimonials here...⁣For more information call us at, 808-283-1640

⁣Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know… ⁣⁣If you are looking for a top-notch mortgage loan originator in Wailuku call us at, 808-283-1640

⁣Ok, today we are going to review everything you need to know about second mortgages… What is a second mortgage? A second mortgage is an additional loan taken out on a property that’s already mortgaged. Second mortgages are riskier for lenders than first mortgages because they’re in second position on your property's title. As a result, the interest rate on second mortgages is higher. Here’s what you need to know about second mortgages… ⁣⁣If you are looking for a top-notch mortgage loan originator in Wailuku call us at, 808-283-1640

⁣Welcome to video #4 in our brand new 5-part video series titled, "TRUST: How to Earn it, Grow It and Use It to Skyrocket Your Sales." Last week, I revealed the #1 secret for boosting your sales. Today I’m going to show you how to create your own testimonial capture page, so you can automate the entire process of collecting testimonials. Remember: more trust = more sales! Here's how to capture testimonials on autopilot...⁣For more information call us at, 808-283-1640

⁣Ok, today we are going to talk about how you can save time and money paying your utility bills on your home… Monthly bills are inevitable and predictable. But for some people, bills come as a surprise just when they can least afford them. Here’s 6 tips to save you time and money paying your utility bills… ⁣⁣If you are looking for a top-notch mortgage loan originator in Wailuku call us at, 808-283-1640

⁣In last week's video, we covered the 7 “Trust Builders” that every Realtor needs to know to boost sales and become a trusted advisor. Now at this point you may be wondering... out of all those Trust Builders, what’s the absolute fastest way to build trust as a Realtor. Here's the FASTEST way to boost your sales...⁣For more information call us at, 808-283-1640

⁣Ok, today we are going to talk about why you need homeowner’s insurance and how it keeps you protected… Homeowner’s insurance is an important and required part of home ownership. Here are the 3 main reasons why you need homeowner’s insurance… ⁣If you are looking for a top-notch mortgage loan originator in Wailuku call us at, 808-283-1640

⁣In last week's video, we talked about the importance of building TRUST EQUITY with your prospects, clients and referral partners... ...and highlighted the Top 10 Ways People Know You're a Dangerous Salesman to Be Avoided. Now the pregnant question is... how do we build more TRUST EQUITY? Here are 7 “Trust Builders” Every Realtor Needs to Know...⁣For more information call us at, 808-283-1640

⁣Do you ever wish clients would naturally understand your unique value and be attracted to working with you... without having to "sell" them on your services? Well, I've got good news for you... In today's video, you're going to learn the #1 secret for dominating your local market, eliminating sales resistance, boosting your sales and earning more while working less. I know that sounds like an incredible claim in a world full of hype, but stay with me for a moment and you’ll see for yourself. Learn the #1 Secret to More Sales Here:⁣For more information call us at, 808-283-1640

⁣Welcome to the final 21st secret in our video series titled, 21 Secrets of Superstar Realtors. Today's secret is by far the most important and critical secret of all 21 secrets. I've saved this secret for last message because it's the last impression that I want to emblaze on the screen of your mind. ALL SUPERSTAR MORTGAGE REALTORS DO THIS! And if you want to become a Superstar Realtor yourself, you MUST do this too. If you haven't watched any of the last 20 video tips, today's is the one you need to tune in to. Here's the final secret of Superstar Realtors...⁣ ⁣For more information call us at, 808-283-1640

⁣Here's the 20th secret of Superstar Realtors. How would you like to know how to maximize your results from every ad dollar you invest? Here's how Superstar Realtors make it happen...⁣For more information call us at, 808-283-1640

⁣Ok, today we are going to talk about the expense of hiring a real estate agent and if it’s really worth it to you… When you’re selling a home, so much money is at stake, you can’t afford to make a mistake. That’s why over 90% of buyers and sellers work with a Realtor. But let’s face it, Real estate commissions are expensive. Are Realtors really worth it? Here’s what good Realtors do to earn every penny of their commissions…⁣⁣If you are looking for a top-notch mortgage loan originator in Wailuku call us at, 808-283-1640

⁣Ok, today we are going to talk about when it is smart to pay off your mortgage early… Being mortgage-free sounds wonderful. But as with most financial choices, there are pros and cons. Before using an inheritance, a raise or savings to pay off your mortgage early, there are some important things to consider. Here’s 7 things to consider if you want to pay your mortgage off early… ⁣⁣If you are looking for a top-notch mortgage loan originator in Wailuku call us at, 808-283-1640

⁣Ok, today we are going to talk about how to manage your finances during a recession… Nobody welcomes a recession. But if you’re among the fortunate majority that still has an income and a home, a recession can actually be a time of valuable learning and growth. Here are 5 ways to manage your finances during a recession… ⁣If you are looking for a top-notch mortgage loan originator in Wailuku call us at, 808-283-1640

⁣Ok, today we are going to talk about 6 things you need to examine closely in a home inspection… Buying a home is a huge investment, and unfortunately, we’re not all qualified to judge whether a home is worth the money. That’s why it’s essential to hire a professional home inspector. Here are 6 things to pay extra attention to in any home inspection… ⁣If you are looking for a top-notch mortgage loan originator in Wailuku call us at, 808-283-1640

⁣Ok, today we are going to talk about how to create or update your home office space… The COVID pandemic introduced many of us to working from home. And regardless of being in a pandemic or not, many of us will continue to and have been working from home already. So now’s the time to make your home office as efficient, comfortable and uplifting as possible. Here are 6 ways to make your home office work better… ⁣⁣If you are looking for a top-notch mortgage loan originator in Wailuku call us at, 808-283-1640

⁣Ok, today we are going to talk about how to rebuild your finances if you’ve suffered from financial abuse… Being in an unhealthy relationship could be emotionally, physically, or even financially damaging. And according to recent statistics, 99% of domestic violence also includes financial abuse. Here’s what to do if you’re in a financially abusive situation, or if you’re recovering from one… ⁣If you are looking for a top-notch mortgage loan originator in Wailuku call us at, 808-283-1640

⁣Ok, today we are going to talk about how to convert a construction loan into a traditional mortgage… If you’re planning to build a house or do a major renovation, you usually can’t qualify for a traditional mortgage because there’s no existing home to use as collateral. What you need is a construction loan, which is based on the projected future value of the completed property. Generally, construction loans are interest-only while the house is being built. Then when construction is complete, you refinance into a regular mortgage. Here’s how the process works… ⁣If you are looking for a top-notch mortgage loan originator in Wailuku call us at, 808-283-1640

⁣Ok, today we are going to talk about what a force majeure clause is and where or not it applies to your mortgage… “Force majeure” is French for superior force. It’s a term used in legal documents that can sometimes let a person or business get out of a contract. Here’s what you need to know and when it could apply to you… ⁣If you are looking for a top-notch mortgage loan originator in Wailuku call us at, 808-283-1640