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OK, today we are going to talk about the most common questions homebuyers ask about mortgages.For most of us, shopping for our dream home is the fun part. So what’s the not-so-fun part? It’s usually when things get complicated trying to arrange financing. (After all, it can be confusing!). Here are answers to 5 of the most common mortgage questions. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.
OK, today we are going to talk about three easy, but crucial repairs you must make before selling your home.Making your house as presentable as possible is the best way to achieve a quick and profitable sale. However, you don’t have to make expensive repairs that will force you to raise your asking price. Often, inexpensive but highly-noticeable improvements—combined with good staging—will get you the buyers and sale you want. Here are the 3 most important things to fix before listing your home. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.
We’ve all heard about the wealth accumulation rule called “pay yourself first”.But billionaire Sir John Templeton had an even more powerful idea called the 50/50 rule. Here's the Billionaire Wealth Secret. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.
Before you consider refinancing your existing mortgage, it’s important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through lower monthly payments.The answer to this question depends on multiple factors. Here's what you need to know before refinancing. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.
Let’s talk about rates.Let’s face it, when it comes to getting a mortgage, everyone wants the “lowest rate”. I mean, why not save a few pennies, right? Sure, a low rate is important, but choosing your mortgage and lender based on rate alone can be a BIG mistake. With that in mind. Here are 4 factors to look for beyond a “good rate”. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.
You may wonder how relevant “billionaire advice" is when you’re working hard just to cover the bills.But the truth is many rich people started out poor, and the financial skills they learned along the way helped them achieve great wealth. Here are 7 billionaire tips you can take to the bank. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.
OK, today we are going to talk about how you can spice up and add value to your kitchen without doing a complete renovation. Here are 6 simple, low-cost ways to add new vitality and style to your kitchen. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.
OK, today we are going to talk about 5 mistakes to avoid when buying a home.Buying a home can be exciting, stressful, easy or difficult depending on the market, time of year, etc.But no matter when or where you buy, you can still encounter challenges if you’re not prepared. Here are 5 common mistakes to avoid when buying a home. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.
Many of the world’s wealthiest people got that way by investing in real estate. But it’s difficult to come up with the hefty 20% down payment required to buy an investment property. Here are 6 ways to make investing in real estate more affordable. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.
Please forward this to anyone you care about who has filed for bankruptcy.Many Canadians find themselves bogged down with a bad credit rating for the wrong reason -- illness, losing a job, or simply not understanding consumer credit.Sometimes bad financial situations happen to good people and bankruptcy is the only way out. But it's not all doom and gloom -- there are a number of strategies for putting your credit back on track and getting approved for a mortgage, even after bankruptcy.Going from one financial institution to the next, only to be declined again and again can be very frustrating,which is where an experienced mortgage consultant on your side can make all the difference. Here are 10 factors to consider. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.
Retirement may be years or decades away. But the only way to ensure a comfortable retirement is to start planning today. Here are 5 steps to a comfortable retirement. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.
You’ve found the ideal place. The whole family loves it. But before you seal the deal, make sure you or your home inspector checks for these potentially expensive deal breakers.Here are 6 important things you need to look for before you buy a home. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.
today we’re going to talk about the importance of getting – and keeping – an emergency fund.Of course, the first consideration is, do you have an emergency fund? The second is, how do you avoid the temptation of dipping into for non-emergencies. Here are 3 things you need to know to get (and keep) an emergency fund. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.
I'm not a financial advisor, nor am I an expert in investing,but in these turbulent economic times it's more important than ever to discuss this important and controversial topic.Even today, both mutual funds and real estate still offer investment potential. Wondering which is better? Here are a few things to consider. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.
OK, today we’re going to talk about 5 ways to be broke even if you’re earning six figures.Sounds impossible, right?How can you earn over $100,000 a year and still not have enough to cover your bills?It’s actually much easier—and more common—than you’d think. Here are 5 common wealth-killing mistakes high earners make. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.
OK, today we are going to talk about the added costs that most homebuyers don’t realize when purchasing a home.Your home is probably the biggest purchase you’ll ever make. But the expenses don’t stop with the price. Here are some additional costs you need to budget for. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.
Have you ever wondered if it’s better to pay off your credit card debt instead of building your savings account. Regardless of your current circumstances, here are a few things to consider. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.
OK, today we are going to venture beyond the usual “money” topic, and talk about your health.Did you know that just 20-30 minutes aerobic exercise a day actually increases brain health and function? Regular aerobic exercise—like walking—is a proven way to increase cardiovascular health.There’s evidence that walking may also reduce symptoms of mild cognitive impairment, sometimes called vascular dementia. Here’s how to walk your way to a better brain. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.
OK, today we are going to talk about saving for a down payment and how to know when you can afford to buy a home.Experts say the cheapest, most efficient way to buy a house is to make a 20% down payment. But today, that’s a huge amount of money. Here are 4 factors to consider when determining if you can afford to buy. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.
OK, Today we're going to talk about how to save for a down payment.Back in the day, you could buy a big house for $100,000. But now it seems like that’s just the price for the down payment.Most of the time, your down payment will be 20%.So on a $500,000 house, that’s $100,000 down! Even a $300,000 condo would require a $60,000 down payment. Here are 5 ways to save for a down payment. If you're looking for top-notch Mortgage Advisor in Concord, call us at (416) 342-1480.