Have you ever wondered if it’s better to pay off your credit card debt instead of building your savings account? Regardless of your current circumstances, here are a few things to consider. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Ok, today we are going to talk about how you can spice up and add value to your kitchen without doing a complete renovation. Here are 6 simple, low-cost ways to add new vitality and style to your kitchen. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

You’ve found the ideal place. The whole family loves it. But before you seal the deal, make sure you or your home inspector checks for these potentially expensive deal breakers. Here are 6 important things you need to look for before you buy a home. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

I'm not a financial advisor, nor am I an expert in investing, but in these turbulent economic times it's more important than ever to discuss this important and controversial topic. Even today, both mutual funds and real estate still offer investment potential. Wondering which is better? Here are a few things to consider. If you're looking for a top-notch Loan Originator in Newport Beach Call us at (844) 846-6688

Ok, today we are going to talk about some things you should never put on a credit card. Credit cards make purchases more convenient. But in some cases, that convenience comes with too high a price. Here are 6 things you should never put on a credit card. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Ok, today we are going to venture beyond the usual “money” topic, and talk about your health. Did you know that just 20-30 minutes aerobic exercise a day actually increases brain health and function? Regular aerobic exercise—like walking—is a proven way to increase cardiovascular health.There’s evidence that walking may also reduce symptoms of mild cognitive impairment, sometimes called vascular dementia. Here’s how to walk your way to a better brain. If you're looking for a top-notch Loan Officer in Newport Beach Loan Originator Call us at (844) 846-6688

Get ready – today we’re about to shatter a few common refinancing myths that may shock you. Refinancing your mortgage can save you money, give you more flexibility and free up cash for other projects. But many people hesitate to even inquire about refinancing because they’ve bought into these common myths. Here are 6 common refinancing myths every homeowner needs to know. If you're looking for a top-notch Loan Originator in Newport Beach Call us at (844) 846-6688

Emergencies come in all shapes and sizes, from a hurricane to furnace failure. But no matter how big the emergency, they’re always expensive because they’re serious and rarely happen during regular business hours. Here are 5 ways to help pay for emergency home repairs. If you're looking for a top-notch Loan Originator in Newport Beach Call us at (844) 846-6688

Choosing the best mortgage from all the available lenders out there can be complicated. There are so many terms, features, restrictions and potential penalties to keep in mind. But at least mortgage rates are easy to compare—all you have to do is choose the lowest one, right? Think again! Choosing the lowest rate is only straightforward if all the rates are stated the same way and include the same things. Here are a few "insider secrets" you need to be aware of. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Let’s face it, debt isn’t a financial problem, it’s a behavior problem. So becoming debt-free takes more than sound financial strategies, it takes a mindset shift that establishes new wealth-building habits. Here’s the fastest, easiest way to become debt free. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

Ok, today we’re going to talk about how to keep your kids’ out of debt. The last time I checked, the average student’s debt is currently almost $30,000, and it’ll be even higher by the time your kids graduate! The truth is most young people—and often their parents—can’t afford that kind of debt, so it ends up damaging their credit rating and ability to buy a house and raise a family. Of course, the best way to prevent such problems is to avoid massive student debt in the first place.Here are 5 tips to avoid student loan debt. If you're looking for a top-notch Loan Originator in Newport Beach, Call us at (844) 846-6688

We’ve all heard the stories of massive cost overruns, missed deadlines, shoddy work. No wonder so many people are afraid of renovations. But avoiding such nightmares isn’t difficult. All you have to do is some upfront legwork. Here are 4 things you can do to avoid renovation nightmares. If you're looking for a top-notch mortgage banker in Henderson, call us at (702) 612-0822.

OK, we’re going to talk about a simple – yet profound – principle that can transform your health and your wealth over time. It’s called the “apple-a-day” principle. Here’s how it works. If you're looking for a top-notch mortgage banker in Henderson, call us at (702) 612-0822.

As any good real estate professional will tell you,setting the right price for a home is a mix of technical knowledge and intuition. Realtors have to rely on their experience, knowledge and feel for the market. But there’s more to it than that. Here are 4 factors that smart Realtors rely on to set the right listing price. If you're looking for a top-notch mortgage banker in Henderson, call us at (702) 612-0822.

OK, today we’re going to talk about how to get SMART with MONEY. If you’re like most people, you spend a lot of time worrying about money. But worry only makes things worse. Here are 4 common money challenges (and ways to take the worry out of them). If you're looking for a top-notch mortgage banker in Henderson, call us at (702) 612-0822.

Here's an interesting question for you....

What’s the #1 factor that separates Top-Producers from
the mediocre majority?

Chances are you already intuitively know the answer.
It's all about how they invest their time!

You see, everyone has 24 hours per day. The difference between
the top achievers and all the rest is how they use it.

Here's how Top-Producers use their time...

For more information, please call us at (713) 961-5363 or visit www.thespiegelgroup.net.

With few exceptions, some of the first words we learn as kids are “Please” and “Thank you”. As parents, we're constantly reminding our kids to say these words because as a culture, we tend to be repelled by people who lack social graces. If showing appreciation is such an integral part of human interaction, how might you use appreciation to differentiate yourself and improve your marketing results? Here's how. For more information, please call us at (713) 961-5363 or visit www.thespiegelgroup.net.

Have you ever wondered why some Realtors® quickly
skyrocket to success while the majority continues to
struggle just to eke out a meager existence?

We all know everyone has access to the same MLS
marketing tools, so why such a disparity in results?
Is the difference found in their education, intelligence,
skills, timing, work habits, contacts or luck? The answer
to this mystery is actually no mystery at all.

If you dig down to the root cause of their success, you’ll
invariably find that the common denominator of success
in each and every Top Producer lies in their MINDSET or
their UNIQUE WAY OF THINKING.

Here are ten ways Top-Producers think differently than
all the rest…

For more information, please call us at (713) 961-5363 or visit www.thespiegelgroup.net.

Welcome to the final 21st secret in our video series titled,
21 Secrets of Superstar Realtors.

Today's secret is by far the most important and critical
secret of all 21 secrets. I've saved this secret for last message
because it's the last impression that I want to emblaze on
the screen of your mind.

ALL SUPERSTAR MORTGAGE REALTORS DO THIS!

And if you want to become a Superstar Realtor yourself,
you MUST do this too. If you haven't watched any of the last
20 video tips, today's is the one you need to tune in to.

Here's the final secret of Superstar Realtors...

Thanks for tuning in and have a blessed and profitable day!

For more information, please call us at (713) 961-5363 or visit www.thespiegelgroup.net.

Ok, today we are going to talk about how to throw the perfect backyard party this summer. Having the party in the backyard will simplify house cleaning and menu planning. Here’s how to pull it all together in 10 simple steps. If you're looking for a top-notch loan officer in Houston, call us at (713) 961-5363 or visit www.thespiegelgroup.net.