OK, today we’re going to talk about the BIG “A” word… AMORTIZATION that is! The length of time it takes you to pay off your entire mortgage is called the amortization. But don’t fall prey to the misconception that a longer amortization is better. In most cases, the opposite is true. Here’s what every homeowner needs to know…. If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

OK, let's talk about your retirement for a moment... It’s easy to assume there’s an endless list of things standing between you and a secure retirement, including volatile stock markets, stagnant household income, adult children living at home, etc. But in reality, none of those things are as destructive to your retirement savings as what I'm about to show you next... Here are 3 threats to a secure retirement... If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Ok, today we are going to talk about three easy, but crucial repairs you must make before selling your home. Making your house as presentable as possible is the best way to achieve a quick and profitable sale. However, you don’t have to make expensive repairs that will force you to raise your asking price. Often, inexpensive but highly-noticeable improvements—combined with good staging—will get you the buyers and sale you want. Here are the 3 most important things to fix before listing your home… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Please forward this to anyone you care about who has filed for bankruptcy... Many Canadians find themselves bogged down with a bad credit rating for the wrong reason -- illness, losing a job, or simply not understanding consumer credit. Sometimes bad financial situations happen to good people and bankruptcy is the only way out. But it's not all doom and gloom -- there are a number of strategies for putting your credit back on track and getting approved for a mortgage, even after bankruptcy. Going from one financial institution to the next, only to be declined again and again can be very frustrating, which is where an experienced mortgage consultant on your side can make all the difference. Here are 10 factors to consider... If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Ok, today we are going to talk about how Airbnb income will help you qualify for mortgage refinancing… Are you renting your home through Airbnb? Or ever thought about it? You might after you read about some of the perks you can get when it comes to refinancing or qualifying for a second mortgage. Here are 7 tips for using Airbnb income when applying for a mortgage… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Buying your first home isn’t as simple as visiting a few realtor open houses. What you do before you start shopping can help ensure you make a decision you can comfortably live with for years! Here are 3 essential steps to take before going home shopping… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Ok, today we are going to talk about how Airbnb income will help you qualify for mortgage refinancing…Are you renting your home through Airbnb? Or ever thought about it? You might after you read about some of the perks you can get when it comes to refinancing or getting a second mortgage.Here are6 tips for using Airbnb income when applying for a mortgage… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Ok, today we are going to talk about saving for a down payment and how to know when you can afford to buy a home. Experts say the cheapest, most efficient way to buy a house is to make a 20% down payment. But today, that’s a huge amount of money! Here are 4 factors to consider when determining if you can afford to buy… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Ok, today we are going to talk about when an all-cash offer is the right move…Surprisingly, lots of people make all-cash offers on houses.According to one study, up to 29% of single-family home and condo purchases in 2017 were all-cash. Here are the advantages and disadvantages to purchasing a home with all cash… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Retirement may be years or decades away. But the only way to ensure a comfortable retirement is to start planning today. Here are 5 steps to a comfortable retirement… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

OK, today we're going to talk about how to get ahead financially... With the volatility in today’s markets and the huge number of choices available in equities and mutual funds, it’s almost impossible for us to securely and profitably manage our own investments. But choosing the right financial advisor isn’t easy either. Here are 3 questions to help you make the right choice... If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

OK, today we’re going to talk about 5 ways to be broke even if you’re earning six figures…Sounds impossible, right? How can you earn over $100,000 a year and still not have enough to cover your bills? It’s actually much easier—and more common—than you’d think.Here are 5 common wealth-killing mistakes high earners make… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Many of the world’s wealthiest people got that way by investing in real estate. But it’s difficult to come up with the hefty 20% down payment required to buy an investment property. Here are 6 ways to make investing in real estate more affordable… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Ok, today we are going to talk about how to throw the perfect backyard party this summer.Having the party in the backyard will simplify house cleaning and menu planning. Here’s how to pull it all together in 10 simple steps… If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Ok, today we are going to talk about 3 things you should never do if you want a good credit score… No matter how high your credit score is, you can always benefit by helping it get higher. The trouble is some of the things people do to raise their score can actually lower it. Here are 3 major DON’Ts… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

OK, let's talk about your retirement for a moment...It’s easy to assume there’s an endless list of things standing between you and a secure retirement,
including volatile stock markets, stagnant household income, adult children living at home, etc.But in reality, none of those things are as destructive
to your retirement savings as what I'm about to show you next...Here are 3 threats to a secure retirement... If you're looking for a top-notch Senior Mortgage Advisor in Orange, Call us at 714.657.8177

Ok, today we are going to talk about the added costs that most homebuyers don’t realize when purchasing a home. Your home is probably the biggest purchase you’ll ever make. But the expenses don’t stop with the price. Here are some additional costs you need to budget for… If you are looking for a top-notch loan officer in Austin, call us at 512.657.8017.

Here's an interesting question for you....

What’s the #1 factor that separates Top-Producers from
the mediocre majority?

Chances are you already intuitively know the answer.
It's all about how they invest their time!

You see, everyone has 24 hours per day. The difference between
the top achievers and all the rest is how they use it.

Here's how Top-Producers use their time...

For more information, please call us at (516) 418-2659 or visit unitedmortgage.com.

With few exceptions, some of the first words we learn
as kids are “Please” and “Thank you”. As parents, we're
constantly reminding our kids to say these words
because as a culture, we tend to be repelled by people
who lack social graces.

If showing appreciation is such an integral part of human
interaction, how might you use appreciation to differentiate
yourself and improve your marketing results?

Here's how...

For more information, please call us at (516) 418-2659 or visit unitedmortgage.com.

Have you ever wondered why some Realtors® quickly
skyrocket to success while the majority continues to
struggle just to eke out a meager existence?

We all know everyone has access to the same MLS
marketing tools, so why such a disparity in results?
Is the difference found in their education, intelligence,
skills, timing, work habits, contacts or luck? The answer
to this mystery is actually no mystery at all.

If you dig down to the root cause of their success, you’ll
invariably find that the common denominator of success
in each and every Top Producer lies in their MINDSET or
their UNIQUE WAY OF THINKING.

Here are ten ways Top-Producers think differently than
all the rest…

For more information, please call us at (516) 418-2659 or visit unitedmortgage.com.