To ensure your long-term financial security, it's essential to develop an effective financial plan, retirement strategy and investment portfolio. Since most people don't have the skills required to do this, here are 7 tips for choosing the right financial planner... If you are looking for a top-notch mortgage advisor in Cape Girardeau call us at, 573-880-8143.

Ok, today we are going to talk about 5 smart ways to use your home equity… Home equity is the difference between the value of your home and the unpaid balance of your mortgage. You can often access a percentage of that amount through a home equity loan or home equity line of credit (HELOC). Here are 5 of the best ways to use your home equity… If you are looking for a top-notch mortgage advisor in Cape Girardeau call us at, 573-880-8143.

Instead of just working harder to make more money, why not make the money you have work harder for you. Here are four strategies to make that happen... If you are looking for a top-notch mortgage advisor in Cape Girardeau call us at, 573-880-8143.

Ok, today we are going to talk about refinancing your mortgage and how you can speed up the process… Whether you’re refinancing to access extra cash or lock in a rate before they rise further, you want things to happen quickly. Here are 6 steps to refinancing (and how to speed up the process)… If you are looking for a top-notch mortgage advisor in Cape Girardeau call us at, 573-880-8143.

Ok, today we're going to talk about what NOT do to when selling your home. When you moved in, your home’s decor may have been the height of fashion. But fashions change. You may still love your home just the way it is, but that doesn’t mean today’s buyers will. If you want to ensure a quick sale for top dollar… Here are 8 things that could make your home harder to sell… If you are looking for a top-notch mortgage advisor in Cape Girardeau call us at, 573-880-8143.

Ok, today we are going to cover 5 steps for determining how much home you can afford to buy… Buying a home involves lots of decisions…
• condo or single family?
• big or small?
• inner city or suburban?
• new or old?
But the biggest and most important decision is: how much can I afford? Here are 5 steps to figure out home much home you can afford… If you are looking for a top-notch mortgage advisor in Cape Girardeau call us at, 573-880-8143.

Ok, today we are going to talk about how millennials are changing the real estate landscape… As millennials become the largest adult generation, it’s no surprise that they’re becoming a major force in home buying. According to Zillow, a US-based online real estate marketplace, millennials now make up 42% of all homebuyers. Here’s how millennial buyers and sellers differ from previous generations… If you are looking for a top-notch mortgage advisor in Cape Girardeau call us at, 573-880-8143.

Ralph Waldo Emerson wrote that each person is compensated in like manner for that which he or she has contributed. This is often referred to as the Law of Compensation or the Law of Cause and Effect. Basically, it's saying that you get back what you give, whether that's a lot or a little. If you want to increase how much you earn, watch this video: If you are looking for a top-notch mortgage advisor in Cape Girardeau call us at, 573-880-8143.

Ok, today we’re going to talk about the importance of the home appraisal in nailing down a deal… In every real estate transaction, there’s the price the seller would like to receive and the price the buyer would like to pay. But there’s one other price that can overrule both those prices: the lender’s appraisal. Here are 4 ways to protect yourself from a low appraisal… If you are looking for a top-notch mortgage advisor in Cape Girardeau call us at, 573-880-8143.

If you haven't noticed by now, money is one of the biggest sources of conflict in relationships. Here's how avoid conflict and build connection... If you are looking for a top-notch mortgage advisor in Cape Girardeau call us at, 573-880-8143.

Ok, today we are going to talk about how the internet has impacted home searching, buying and selling. We’re so used to shopping online, we sometimes forget how technology has transformed the home buying process. Websites, social media, mobile apps, messaging and other platforms help make shopping for and finding a home faster, easier, more efficient, and less frustrating. Here are 5 online capabilities that today’s prospective homebuyers could never live without… If you are looking for a top-notch mortgage advisor in Cape Girardeau call us at, 573-880-8143.

Welcome to Real Estate Marketing Sin #4. Most Realtors tend to be "hunters" instead of "harvesters". Top producers, on the hand, understand the importance of both.They understand that a new customer typically costs 5 to 10 times more than a repeat customer. That's why they focus on getting 60% to 70% of their business from their existing client database through referrals and repeat business --and you should too!Here's how they do it... In next week's tip, you'll learn the secret for mitigating the risk of losing money when advertising and how to boost the ROI on every ad dollar you invest. Stay tuned... For more information, Please call us at 573.880.8143 or Visit http://bgegg.gershman.com/

Welcome to Real Estate Marketing Sin #3. Ever wondered how fast food franchises like McDonalds or Wendy's run like finely-oiled cash machines?Notice how they dothe same things, the same way, every single time.Unfortunately, most Realtors never take the time to "systematize" their business, which results in duplication, waste, chaos and ultimately, lost sales.Here are 4 types of"systems" to implement in your biz... In next week's tip, you'll learn the secret for maximizing your repeat and referral business. Stay tuned.. For more information, Please call us at 573.880.8143 or Visit http://bgegg.gershman.com/

Welcome to Real Estate Marketing Sin #2. In today's video,you'll learn the importance of planning. Studies show that small businesses that create --and consistently use --marketing plans experience an average of 30% higher sales than those who don't. Wouldn't you like to increase your sales by 30%?Here are 4 Simple Steps for Creating an Effective Marketing Plan... In next week's tip, you'll learn the secret for getting your business to run like a finely-oiled machine, giving you true autonomy, freedom and peace of mind. Stay tuned... For more information, Please call us at 573.880.8143 or Visit http://bgegg.gershman.com/

Have you ever wondered why some Realtors® quickly skyrocket to success while the majority continues to struggle just to eke out a meager existence? Little things make a big difference. That's true in marriage, parenting, and in marketing yourself as a Realtor. Too often as business owners we get caught up in the "thick" of "thin things" and we lose touch with what really drives success in our business. In this new 8-part video series, I'm going to highlight 8 deadly real estate marketing sins that could be crippling your business growth. Here's Real Estate Marketing Sin #1... For more information, Please call us at 573.880.8143 or Visit http://bgegg.gershman.com/

Before we get into today's tip, let me ask you a couple questions... Do ever feel AWKWARD when trying to ask for referrals? Do you think you might ask for referrals more CONSISTENTLY if you had a more elegant, graceful and effective way of going about it? What if I could provide you with the exact same script that helped a financial planner in the little obscure town of Weirton, West Virginia,build a multi-million dollar business? Here's the million dollar referral script.. For more information, Please call us at 573.880.8143 or Visit http://bgegg.gershman.com/

I’m curious to know your thoughts on this... What would you say is the #1 biggest challenge every real estate agent faces?Isit the economy, home values, mortgage rates, inventory?Well, after extensive research, we discovered that the single most important factor to your success in any market is shockingly different than what most agents think. Here’s what we discovered... For more information, Please call us at 573.880.8143 or Visit http://bgegg.gershman.com/

I once heard a statistic that 90% of all failure comes from quitting. Thomas Edison affirmed this when he said, “Many of life's failures are people who did not realize how close they were to success when they gave up.” If it weren't for Mr. Edison's dogged determination to keep going, after thousands of failed attempts, at creating the incandescent light bulb, who knows we might still be lighting our homes with candles! In other words, persistence beats resistance. Quitters never win and winners never quit. If you want to increase your chances of success you must have a dream worth fighting for and then resolve to never, never, never give up!Here's How to Activate the Power of Persistence.. For more information, Please call us at 573.880.8143 or Visit http://bgegg.gershman.com/

OK, so you get a phone call from a home buyer asking for more info on a listing...now what???What most Realtors® do is simply answer the prospect's question and that's it. No email follow-up. No phone follow-up. No nothin'. It's no wonder they're having such a hard time selling homes –just look at their follow-up!In contrast, here's how top producing Realtors® capture leads and convert more leads into closed deals.. For more information, Please call us at 573.880.8143 or Visit http://bgegg.gershman.com/

Today we're going to talk about buyer lead CONVERSION. This is one of the easiest ways to increase your income without putting in more hours. The pregnant question is... HOW can you boost your conversion ratio?Here are a few tips to get you started... For more information, Please call us at 573.880.8143 or Visit http://bgegg.gershman.com/