When it comes time to buying a home, a good home inspector can be a life-safer. By pointing out major flaws that might need to be fixed, your inspector can help you avoid making an expensive mistake or give you a legitimate reason to negotiate a lower price. Here’s how to hire the right home inspector. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

This week we're going cover something a little different than the usual financial tip because we believe it's THAT important. Answer this question: Are you happy? You might be inclined to answer a quick "yes" or "no," but if you're anything like me, you're probably wondering what exactly is happiness, anyhow? And how do I know if I am any happier than the next person? Here's the answer. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

How can you to have a happy and fulfilled retirement? If you believe the ads, you might think all you need is money. A big retirement account and you’ll be set! Sure, having enough money to live comfortably is important, but there are so many other things that are just as important. Here are 5 steps to a happy retirement. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

According to recent studies, fewer than half of all adults have a will. Let's face it, nobody wants to think about death – let alone spend money preparing a will, when it's something you never get to enjoy! But if you want to preserve the integrity of your life's assets AND make sure they go to the correct people, you need a will. Here are a few important tips you need to know. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about flood insurance and how this could protect your home. As climate change progresses, flooding is becoming more common in all parts of Canada. Historically, overland flood insurance, as opposed to water damage coverage, hasn’t been available. But after some very expensive major floods, insurance companies are now offering policies that cover flooding caused by rainfall and overflowing bodies of water. Here are 5 things you need to know about flood insurance. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

With house prices still rising, sometimes the only home you can afford is a fixer upper. If you've been considering buying a place that needs a little TLC. Here's the easiest way to get financing for your reno. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

I know it doesn't happen as often as we'd like but once in a while we get some extra cash from raises, bonuses, inheritances, etc. Most people blow any extra dough on doodads that depreciate in value, like a new car, big screen TV, etc. But smart people invest it in assets that create financial freedom. Here are 5 smart ways to use your extra cash to achieve financial freedom faster. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about the added costs that most homebuyers don’t realize when purchasing a home. Your home is probably the biggest purchase you’ll ever make. But the expenses don’t stop with the price. Here are some additional costs you need to budget for. If you're looking for a top-notch Loan Officer in Martinsburg, call us at (657) 254-5300.

OK, today we’re going to talk about how to achieve your goals. Any chump can set a goal. But it takes a champ to achieve it! So, what separates the champs from all the rest? I’m glad you asked. Here are 5 simple steps to achieve any goal. If you're looking for a top-notch Loan Officer in Martinsburg, call us at (657) 254-5300.

Ok, today we are going to talk about a few ways to save money in under 30 minutes. After all, saving money doesn’t have to be time-consuming. Here are 5 quick and easy ways to start saving right now. If you're looking for a top-notch Loan Officer in Martinsburg, call us at (657) 254-5300.

Renovating your home can be an effective way to increase its resale value. But not all renovations are created equal—and none are guaranteed to repay 100% of their cost. However, by renovating strategically, you can increase your selling price enough that a significant portion of the renovation costs are passed on to the future owner. Here are the Top 10 renovation projects, ranked by average payback as a percentage of cost. If you're looking for a top-notch Loan Officer in Martinsburg, call us at (657) 254-5300.

Ok, today we are going to talk about 6 ways your family can save money, but still have fun. Making the most of time as a family doesn’t have to mean spending a bunch of money. In fact, you could be earning some! Here are 6 ways to save money and stay social. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going talk about flipping homes for profit. Buying an undervalued house that needs work, fixing it up, then selling it at a profit can be a great way to make money. But for every flip that ends in fortune, there are plenty that end in failure. Here are 4 tips for failure-free flipping. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

If you’re thinking of selling your home any time soon, here are seven fast, easy and affordable ways to attract more offers and get a higher price. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Today we're going to talk about how avoid losing money when investing. Saving your hard-earned money isn’t easy, so the last thing you want to do is make a bad—and costly—investment decision. 5 common investing mistakes to avoid. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Nobody wants to stay deep in debt and poor – even for a short time, let alone a long time. So what’s preventing us from adopting better money habits? Our erroneous beliefs! As Mark Twain once said…“It ain't what you don't know that gets you into trouble. It's what you know for sure that just ain't so.” It’s easier to believe change is impossible rather than actually trying to make change happen. With that in mind. Here are 16 common excuses that prevent us from becoming financially free. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Your financial goals and social conscience don't have to be mutually exclusive. With ethical investing, it's possible to earn healthy returns without having a negative impact on others or the planet. Here's how it works. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going to talk about the importance of getting – and keeping – an emergency fund. Of course, the first consideration is, do you have an emergency fund? The second is, how do you avoid the temptation of dipping into for non-emergencies. Here are 3 things you need to know to get (and keep) an emergency fund. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Are you considering buying a new home or investment property in the near future? If so, saving a down payment can be a challenge. But think of it this way: if you can discipline yourself to regularly set aside funds until you have a down payment, you’ll probably have no trouble making your mortgage payments. Here’s how to get started. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Buying a house involves purchasing the services of several professionals. For example: a lawyer, Realtor, appraiser, mover, etc. So the last thing you may want to do is hire another professional. However, hiring a home inspector is absolutely essential if you want to make sure you’re getting a quality home that won’t constantly surprise you with ongoing repair costs. In making an offer on a house, most Realtors will recommend that you make the deal conditional on a home inspection. Here are 2 Reasons Why SMART Homebuyers Hire Home Inspectors. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.