Let’s face it, debt isn’t a financial problem, it’s a behavior problem. So becoming debt-free takes more than sound financial strategies, it takes a mindset shift that establishes new wealth-building habits. Here’s the fastest, easiest way to become debt free. If you're looking for a top-notch mortgage advisor in Aurora, call us at (720) 256-0809.

Choosing the best mortgage from all the available lenders out there can be complicated. There are so many terms, features, restrictions and potential penalties to keep in mind. But at least mortgage rates are easy to compare—all you have to do is choose the lowest one, right? Think again! Choosing the lowest rate is only straightforward if all the rates are stated the same way and include the same things. Here are a few "insider secrets" you need to be aware of. If you're looking for a top-notch mortgage advisor in Aurora, call us at (720) 256-0809.

Ok, today we are going to talk about the most common questions homebuyers ask about mortgages. For most of us, shopping for our dream home is the fun part. So what’s the not-so-fun part? It’s usually when things get complicated trying to arrange financing. (After all, it can be confusing!) Here are answers to 5 of the most common mortgage questions. If you're looking for a top-notch mortgage advisor in Aurora, call us at (720) 256-0809.

Ok, today we are going to talk about 5 mistakes to avoid when buying a home. Buying a home can be exciting, stressful, easy or difficult depending on the market, time of year, etc. But no matter when or where you buy, you can still encounter challenges if you’re not prepared. Here are 5 common mistakes to avoid when buying a home. If you're looking for a top-notch mortgage advisor in Aurora, call us at (720) 256-0809.

Ok, today we are going to venture beyond the usual “money” topic, and talk about your health. Did you know that just 20-30 minutes aerobic exercise a day actually increases brain health and function? Regular aerobic exercise—like walking—is a proven way to increase cardiovascular health. There’s evidence that walking may also reduce symptoms of mild cognitive impairment, sometimes called vascular dementia. Here’s how to walk your way to a better brain. If you're looking for a top-notch loan officer in Lynwood, call us at (520) 245-2366.

Before you consider refinancing your existing mortgage, it's important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through lower monthly payments. The answer to this question depends on multiple factors. See the factors here. If you're looking for a top-notch loan officer in Lynwood, call us at (520) 245-2366.

OK, today we’re going to talk about 5 ways to be broke even if you’re earning six figures. Sounds impossible, right? How can you earn over $100,000 a year and still not have enough to cover your bills? It’s actually much easier—and more common—than you’d think. Here are 5 common wealth-killing mistakes high earners make. If you're looking for a top-notch loan officer in Lynwood, call us at (520) 245-2366.

Retirement may be years or decades away. But the only way to ensure a comfortable retirement is to start planning today. Here are 5 steps to a comfortable retirement. If you're looking for a top-notch loan officer in Lynwood, call us at (520) 245-2366.

Ok, today we are going to talk about 3 important steps every borrower should know (and take) before applying for a mortgage… Buying a home and applying for a mortgage—especially if you’ve never done it before—can be scary and complicated. There are so many things to consider. Here are 3 important steps to take when applying for a mortgage… If you are looking for a top-notch mortgage agent in Mississauga, call us at 647-273-0555.

Ok, today we are going to talk about 3 important steps every borrower should know (and take) before applying for a mortgage. Buying a home and applying for a mortgage—especially if you’ve never done it before—can be scary and complicated. There are so many things to consider. Here are 3 important steps to take when applying for a mortgage. If you are looking for a top-notch mortgage agent in Windsor, call us at 519-967-1422

Knowing how much your home is really worth can be confusing. Between the market and assessed values, how do you know what it’s really worth? Whether you’re calculating your net worth or just thinking about selling, it’s important to know the value of your home. But which value should you pay attention to: market value or assessed value? Here’s the difference between the market and assessed value and how they are calculated. If you are looking for a top-notch loan originator in Marshfield, call us at (508) 240-4418.

Contrary to popular belief, creating financial freedom is not about how much you make, it's about how much you keep—and invest! Instead of working harder for your money, make your money work harder for you. Here are 5 tips to help you make it happen. If you are looking for a top-notch loan originator in Marshfield, call us at (508) 240-4418.

Ok, today we are going to talk about how to make and accept an offer on a house. Whether you’re buying or selling a property, getting to the purchase offer is the first goal. Unfortunately, many challenges can stand in the way. Buyers have to decide what they can afford, what the seller is likely to accept, and what competing buyers may be willing to pay. And sellers not only have to aim for the highest price, they also have to consider terms and conditions that could make the offer less likely to close. Here’s what every homebuyer and seller needs to know. If you are looking for a top-notch loan originator in Marshfield, call us at (508) 240-4418.

Ok, today we’re going to talk about the importance of the home appraisal in nailing down a deal. In every real estate transaction, there’s the price the seller would like to receive and the price the buyer would like to pay. But there’s one other price that can overrule both those prices: the lender’s appraisal. Here are 4 ways to protect yourself from a low appraisal. If you are looking for a top-notch loan originator in Marshfield, call us at (508) 240-4418.

When choosing a mortgage, most Americans choose a fixed-rate. But just because fixed-rate mortgages are most popular, doesn’t mean they’re necessarily a good fit for you. Here are a few things you need to know about fixed-rate mortgages. If you're looking for a top-notch Loan Originator in Newport Beach, call us at (844) 846-6688).

To ensure your long-term financial security, it's essential to develop an effective financial plan, retirement strategy and investment portfolio. Since most people don't have the skills required to do this, here are 7 tips for choosing the right financial planner. If you're looking for a top-notch Loan Originator in Newport Beach, call us at (844) 846-6688).

I know it doesn't happen as often as we'd like but once in a while we get some extra cash from raises, bonuses, inheritances, etc. Most people blow any extra dough on doodads that depreciate in value, like a new car, big screen TV, etc. But smart people invest it in assets that create financial freedom. Here are 5 smart ways to use your extra cash to achieve financial freedom faster. If you're looking for a top-notch Loan Originator in Newport Beach, call us at (844) 846-6688).

Ok, today we are going to talk about what you should and should not fight the buyer on after your home inspection. Buying a home involves a lot of give and take. Sometimes, though, buyers are tempted to insist that minor inspection findings be addressed. Unfortunately, this can be a bad idea both for the deal and your future satisfaction. Here’s what NOT to fight for after your home inspection. If you're looking for a top-notch Loan Originator in Newport Beach, call us at (844) 846-6688).

With few exceptions, some of the first words we learn
as kids are “Please” and “Thank you”. As parents, we're
constantly reminding our kids to say these words
because as a culture, we tend to be repelled by people
who lack social graces.

If showing appreciation is such an integral part of human
interaction, how might you use appreciation to differentiate
yourself and improve your marketing results?

Here's how...

For more information, please call us at (416) 427-4391 or visit www.vincesavoia.ca.

Ok, today we are going to talk about how to throw the perfect backyard party this summer. Having the party in the backyard will simplify house cleaning and menu planning. Here’s how to pull it all together in 10 simple steps. If you're looking for a top-notch mortgage broker in Barrie, call us at (416) 427-4391.