I know it doesn't happen as often as we'd like but once in a while we get some extra cash from raises, bonuses, inheritances, etc. Most people blow any extra dough on doodads that depreciate in value, like a new car, big screen TV, etc. But smart people invest it in assets that create financial freedom. Here are 5 smart ways to use your extra cash to achieve financial freedom faster. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about the added costs that most homebuyers don’t realize when purchasing a home. Your home is probably the biggest purchase you’ll ever make. But the expenses don’t stop with the price. Here are some additional costs you need to budget for. If you're looking for a top-notch Loan Officer in Martinsburg, call us at (657) 254-5300.

OK, today we’re going to talk about how to achieve your goals. Any chump can set a goal. But it takes a champ to achieve it! So, what separates the champs from all the rest? I’m glad you asked. Here are 5 simple steps to achieve any goal. If you're looking for a top-notch Loan Officer in Martinsburg, call us at (657) 254-5300.

Ok, today we are going to talk about a few ways to save money in under 30 minutes. After all, saving money doesn’t have to be time-consuming. Here are 5 quick and easy ways to start saving right now. If you're looking for a top-notch Loan Officer in Martinsburg, call us at (657) 254-5300.

Renovating your home can be an effective way to increase its resale value. But not all renovations are created equal—and none are guaranteed to repay 100% of their cost. However, by renovating strategically, you can increase your selling price enough that a significant portion of the renovation costs are passed on to the future owner. Here are the Top 10 renovation projects, ranked by average payback as a percentage of cost. If you're looking for a top-notch Loan Officer in Martinsburg, call us at (657) 254-5300.

Ok, today we are going to talk about 6 ways your family can save money, but still have fun. Making the most of time as a family doesn’t have to mean spending a bunch of money. In fact, you could be earning some! Here are 6 ways to save money and stay social. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going talk about flipping homes for profit. Buying an undervalued house that needs work, fixing it up, then selling it at a profit can be a great way to make money. But for every flip that ends in fortune, there are plenty that end in failure. Here are 4 tips for failure-free flipping. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

If you’re thinking of selling your home any time soon, here are seven fast, easy and affordable ways to attract more offers and get a higher price. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Today we're going to talk about how avoid losing money when investing. Saving your hard-earned money isn’t easy, so the last thing you want to do is make a bad—and costly—investment decision. 5 common investing mistakes to avoid. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Nobody wants to stay deep in debt and poor – even for a short time, let alone a long time. So what’s preventing us from adopting better money habits? Our erroneous beliefs! As Mark Twain once said…“It ain't what you don't know that gets you into trouble. It's what you know for sure that just ain't so.” It’s easier to believe change is impossible rather than actually trying to make change happen. With that in mind. Here are 16 common excuses that prevent us from becoming financially free. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Your financial goals and social conscience don't have to be mutually exclusive. With ethical investing, it's possible to earn healthy returns without having a negative impact on others or the planet. Here's how it works. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going to talk about the importance of getting – and keeping – an emergency fund. Of course, the first consideration is, do you have an emergency fund? The second is, how do you avoid the temptation of dipping into for non-emergencies. Here are 3 things you need to know to get (and keep) an emergency fund. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Are you considering buying a new home or investment property in the near future? If so, saving a down payment can be a challenge. But think of it this way: if you can discipline yourself to regularly set aside funds until you have a down payment, you’ll probably have no trouble making your mortgage payments. Here’s how to get started. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Buying a house involves purchasing the services of several professionals. For example: a lawyer, Realtor, appraiser, mover, etc. So the last thing you may want to do is hire another professional. However, hiring a home inspector is absolutely essential if you want to make sure you’re getting a quality home that won’t constantly surprise you with ongoing repair costs. In making an offer on a house, most Realtors will recommend that you make the deal conditional on a home inspection. Here are 2 Reasons Why SMART Homebuyers Hire Home Inspectors. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we’re going to talk about habits that build happiness. Happiness can be broken down into the pursuit of three things: pleasure, engagement and meaning. It turns out the pursuit of pleasure contributes the least to happiness. Most of our happiness comes from engagement with people and activities, and from personal and spiritual growth that provide meaning. Here are 14 habits that build happiness. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

We’ve all heard about the power of positive thinking. But did you know that positive thinking is so powerful, it can actually help you reach your financial goals? Here are 5 ways to grow rich with right-thinking. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

When choosing a mortgage, most Canadians choose a 5-year fixed-rate. But just because fixed-rate mortgages are most popular, doesn’t mean they’re necessarily a good fit for you. Here are a few things you need to know about fixed-rate mortgages. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

To ensure your long-term financial security, it's essential to develop an effective financial plan, retirement strategy and investment portfolio. Since most people don't have the skills required to do this, here are 7 tips for choosing the right financial planner. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

Ok, today we are going to talk about what you should and should not fight the buyer on after your home inspection. Buying a home involves a lot of give and take. Sometimes, though, buyers are tempted to insist that minor inspection findings be addressed. Unfortunately, this can be a bad idea both for the deal and your future satisfaction. Here’s what NOT to fight for after your home inspection. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.

OK, today we're going to talk about habits that hinder your success. To achieve our dreams of wealth and fulfillment, we need to learn all sorts of new skills. But even with those new skills, we still may not succeed if we have a bunch of bad habits holding us back. Here are 5 Evil Habits That Can Kill Your Wealth. If you're looking for a top-notch mortgage professional in Toronto, call us at (866) 492-4024.