OK, today we’re going to talk about the BIG “A” word… AMORTIZATION that is!The length of time it takes you to pay off your entire mortgage is called the amortization. But don’t fall prey to the misconception that a longer amortization is better. In most cases, the opposite is true. Here’s what every homeowner needs to know…. If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

OK, today we’re going to talk about how to get SMART with MONEY...If you’re like most people, you spend a lot of time worrying about money. But worry only makes things worse. Here are 4 common money challenges (and ways to take the worry out of them)… If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Ok, today we are going to talk about when an all-cash offer is the right move…Surprisingly, lots of people make all-cash offers on houses.According to one study, up to 29% of single-family home and condo purchases in 2017 were all-cash. Here are the advantages and disadvantages to purchasing a home with all cash… If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Please forward this to anyone you care about who has filed for bankruptcy...Many Americans find themselves bogged down with a bad credit rating for the wrong reason -- illness, losing a job, or simply not understanding consumer credit. Sometimes bad financial situations happen to good people and bankruptcy is the only way out. But it's not all doom and gloom -- there are a number of strategies for putting your credit back on track and getting approved for a mortgage, even after bankruptcy. Going from one financial institution to the next, only to be declined again and again can be very frustrating, which is where an experienced mortgage consultant on your side can make all the difference.Here are 10 factors to consider... If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Buying your first home isn’t as simple as visiting a few realtor open houses. What you do before you start shopping can help ensure you make a decision you can comfortably live with for years! Here are 3 essential steps to take before going home shopping… If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Ok, today we are going to talk about how Airbnb income will help you qualify for mortgage refinancing…Are you renting your home through Airbnb? Or ever thought about it? You might after you read about some of the perks you can get when it comes to refinancing or getting a second mortgage.Here are6 tips for using Airbnb income when applying for a mortgage… If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Ok, today we are going to talk about saving for a down payment and how to know when you can afford to buy a home.Experts say the cheapest, most efficient way to buy a house is to make a 20% down payment. But today, that’s a huge amount of money! Here are 4 factors to consider when determining if you can afford to buy… If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Many of the world’s wealthiest people got that way by investing in real estate. But it’s difficult to come up with the hefty 20% down payment required to buy an investment property. Here are 6 ways to make investing in real estate more affordable… If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

OK, today we're going to talk about how to get ahead financially...With the volatility in today’s markets and the huge number of choices available in equities and mutual funds, it’s almost impossible for us to securely and profitably manage our own investments.But choosing the right financial advisor isn’t easy either. Here are 3 questions to help you make the right choice... If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Ok, today we are going to talk about the added costs that most home buyers don’t realize when purchasing a home.Your home is probably the biggest purchase you’ll ever make. But the expenses don’t stop with the price.Here are some additional costs you need to budget for… If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Ok, today we are going to talk about a few ways to save money in under 30 minutes. After all, saving money doesn’t have to be time-consuming.Here are 5 quick and easy ways to start saving right now… If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

OK, today we’re going to talk about how to achieve your goals…Any chump can set a goal. But it takes a champ to achieve it!So, what separates the champs from all the rest? I’m glad you asked.Here are 5 simple steps to achieve any goal… If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Renovating your home can be an effective way to increase its resale value. But not all renovations are created equal—and none are guaranteed to repay
100% of their cost. However, by renovating strategically, you can increase your selling price enough that a significant portion of the renovation costs are passed on to the future owner.Here are the Top 10 renovation projects, ranked by average payback as a percentage of cost... If you're looking for a top-notch Producing Sales Manager in San Jose, Call us at 408.209.5631

Ralph Waldo Emerson wrote that each person is compensated in like manner for that which he or she has contributed. This is often referred to as the Law of Compensation or the Law of Cause and Effect. Basically, it's saying that you get back what you give, whether that's a lot or a little. If you want to increase how much you earn, watch this video. If you're looking for a top-notch mortgage consultant in Houston, call us at (713) 398-1890.

You've probably noticed identity theft is becoming more and more prevalent out there. Thousands of people are unwittingly falling prey to this crime every single month – it’s crazy! Don’t let this happen to you. Get informed. Watch this short video I just created and learn how to protect yourself from identity theft. This is important. Check it out and then share it with your friends. If you're looking for a top-notch mortgage consultant in Houston, call us at (713) 398-1890.

Ok, today we are going to talk about 5 ways you can win the bidding war. If you’re house shopping in a competitive market, you’re likely to encounter a bidding war. Unfortunately, bidding wars can be frustrating, expensive and time consuming. However, it’s still possible to get the house you want. Here are 5 ways to win a bidding war. If you're looking for a top-notch mortgage consultant in Houston, call us at (713) 398-1890.

Ok, today we are going to talk about what you need to know before buying a home with a guesthouse. A guesthouse is a small, self-contained secondary home on the same lot as the main house. Also known as accessory dwelling units (ADUs) or secondary suites, they’re often in high demand as a way to earn revenue from your home. But there are potential pitfalls. Here are 5 things to consider before buying a home with a guesthouse. If you're looking for a top-notch mortgage consultant in Houston, call us at (713) 398-1890.

Welcome to the final 21st secret in our video series titled,
21 Secrets of Superstar Realtors.

Today's secret is by far the most important and critical
secret of all 21 secrets. I've saved this secret for last message
because it's the last impression that I want to emblaze on
the screen of your mind.

ALL SUPERSTAR MORTGAGE REALTORS DO THIS!

And if you want to become a Superstar Realtor yourself,
you MUST do this too. If you haven't watched any of the last
20 video tips, today's is the one you need to tune in to.

Here's the final secret of Superstar Realtors...

Thanks for tuning in and have a blessed and profitable day!

For more information, please call us at (503) 910-4976 or visit tracybellelends.com.

Ok, today we are going to talk about how to throw the perfect backyard party this summer. Having the party in the backyard will simplify house cleaning and menu planning. Here’s how to pull it all together in 10 simple steps. If you're looking for a top-notch loan officer in Salem, call us at (503) 910-4976.

Ok, today we’re going to talk about how to keep your kids’ out of debt. The last time I checked, the average student’s debt is currently almost $30,000, and it’ll be even higher by the time your kids graduate! The truth is most young people—and often their parents—can’t afford that kind of debt, so it ends up damaging their credit rating and ability to buy a house and raise a family. Of course, the best way to prevent such problems is to avoid massive student debt in the first place. Here are 5 tips to avoid student loan debt. If you're looking for a top-notch loan officer in Salem, call us at (503) 910-4976.