Ok, today we are going to talk about how to manage your finances during a recession… Nobody welcomes a recession. But if you’re among the fortunate majority that still has an income and a home, a recession can actually be a time of valuable learning and growth. Here are 5 ways to manage your finances during a recession… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

Ok, today we are going to talk about how much down payment you need to buy a house… A down payment is the money you pay upfront when you make a large purchase, like a house. It represents your initial ownership stake in the home, while the lender provides the rest of the money. Generally, making a larger down payment results in a lower interest rate, lower fees, lower monthly payments, and more equity in your home from the start. But with today’s real estate prices, down payments can be expensive. Here are some of your down payment options… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

Ok, today we are going to talk about 5 things to look for and be aware of if they get noted in your home inspection… As any good Realtor will advise you, don’t even think about buying a house without a home inspection. Before you get emotionally attached to a home, invest a few hundred dollars in a thorough, professional home inspection. And if your report includes any of the following issues, consider walking away. Here are 5 home inspection red flags… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

Ok, today we are going to talk about how to maximize the sale price of your home… Selling your home isn’t as simple as putting up a For Sale sign. There are many things to do in advance to prepare yourself financially and make sure your home sells for top dollar. Here are 5 ways to maximize the sale price of your home… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

Home Owners Insurance. If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

Ok, today we are going to talk about what to do if you can’t make your mortgage payment… Many different circumstances can create financial hardship for you and your family. If you’re no longer able to afford your mortgage, there are several options to help limit the financial damage. Here are your options… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

Ok, today we are going to talk about how to shop for a house during a crazy time like a pandemic… Whether you’re house hunting during flu season or a pandemic, here are 5 tips for successful and safe house hunting during a pandemic… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

Ok, today we are going to talk about 6 things you need to examine closely in a home inspection… Buying a home is a huge investment, and unfortunately, we’re not all qualified to judge whether a home is worth the money. That’s why it’s essential to hire a professional home inspector. Here are 6 things to pay extra attention to in any home inspection… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

Ok, today we are going to talk about how to create or update your home office space… The COVID pandemic introduced many of us to working from home. And regardless of being in a pandemic or not, many of us will continue to and have been working from home already. So now’s the time to make your home office as efficient, comfortable and uplifting as possible. Here are 6 ways to make your home office work better… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

Ok, today we are going to talk about real estate planning and why it’s necessary… You don’t have to be wealthy to have an estate plan. No matter who you are, you probably have possessions you’d like your children to have once you’re gone. And you definitely want to have a say in who will take care of your kids if you die before your time. Here are 4 reasons why you should start thinking about estate planning today… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

Ok, today we are going to talk about how to rebuild your finances if you’ve suffered from financial abuse… Being in an unhealthy relationship could be emotionally, physically, or even financially damaging. And according to recent statistics, 99% of domestic violence also includes financial abuse. Here’s what to do if you’re in a financially abusive situation, or if you’re recovering from one… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

Ok, today we are going to talk about what a force majeure clause is and where or not it applies to your mortgage… “Force majeure” is French for superior force. It’s a term used in legal documents that can sometimes let a person or business get out of a contract. Here’s what you need to know and when it could apply to you… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

Ok, today we are going to talk about how to finance a new home build… If you’re looking for a home that offers the latest energy efficiencies, low maintenance costs, and every amenity and convenience your family desires, maybe you should consider building new. Just keep in mind that financing new construction is a little more complicated. Here’s what you need to know… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

Ok, today we are going to talk about how to convert a construction loan into a traditional mortgage… If you’re planning to build a house or do a major renovation, you usually can’t qualify for a traditional mortgage because there’s no existing home to use as collateral. What you need is a construction loan, which is based on the projected future value of the completed property. Generally, construction loans are interest-only while the house is being built. Then when construction is complete, you refinance into a regular mortgage. If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

Ok, today we are going to cover 5 tips for buying a condo… Millions of people have either decided that condo living suits their budget and lifestyle better than single-family homeownership, or they purchase condos as an investment, second home, or vacation property. There are important differences between buying a home and buying a condo. So, before you make an offer… Here are 5 tips for buying a condo… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

Ok, today we are going to talk about 4 ways to avoid becoming “house-rich” and “cash-poor”… Being “house-rich, cash-poor" means you have all your money tied up in your house, with little left over for day-to-day expenses. You may be living in a nice home, but it feels like you’re living in poverty! Either way, you’re left with significant mortgage expenses and little cash to cover them. Here are 4 ways to avoid becoming “house-rich, cash-poor”… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

Ok, today we are going to talk about what cash reserves are and why you need them to buy a home… When buying a house, most people only think about saving enough to cover a down payment and closing costs. But lenders like to see more than that. Borrowers who have additional “cash reserves” are considered lower risk and are more likely to be approved for financing at the lowest possible rate. So, what are “cash reserves” and how can they benefit you? Take a look… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

Ok, today we are going to talk about the pros and cons for buying a house verses building new… Deciding whether to buy an existing house or build a brand new one can be complicated. There are so many factors to consider. Here’s a list of pros and cons for both building new and buying an existing home… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

Ok, today we are going to talk about how you can buy a home without visiting it in person… Today, more buyers are making offers on homes sight unseen. Reasons for this could include: • Being too busy for physical shopping • Living on the other side of the country • Feeling totally comfortable with online purchases • Preferring the safety of physical distance Here are 6 tips for buying a house sight unseen… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.

Ok, today we are going to talk about an important thing you should do before you buy in an area… test drive the neighbourhood! You wouldn’t think of buying a car without driving it first. And buying new shoes usually involves wearing them around the store a couple of times. So how do you know you’ll actually like the neighbourhood you’re considering, unless you try it out? Here are 4 ways to test drive a neighbourhood… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.