Ok, today we are going to cover 5 steps for determining how much home you can afford to buy… Buying a home involves lots of decisions… • condo or single family? • big or small? • inner city or suburban? • new or old? But the biggest and most important decision is: how much can I afford? Here are 5 steps to figure out home much home you can afford… If you are looking for a top-notch mortgage lender in Shelby Township call us at, 248-202-4937.

Ok, today we are going to talk about 5 smart ways to use your home equity… Home equity is the difference between the value of your home and the unpaid balance of your mortgage. You can often access a percentage of that amount through a home equity loan or home equity line of credit (HELOC). Here are 5 of the best ways to use your home equity… If you are looking for a top-notch mortgage lender in Shelby Township call us at, 248-202-4937.

Ok, today we are going to talk about one reason why housing prices can be so high… Everybody has a theory for why home prices rise. One reason is that builders aren’t building enough new homes because zoning and building regulations are too restrictive. In reality, house prices rise when demand is high. Here’s where the demand is coming from… If you are looking for a top-notch mortgage lender in Shelby Township call us at, 248-202-4937.

Ok, today we are going to talk about 6 ways your family can save money, but still have fun. Making the most of time as a family doesn’t have to mean spending a bunch of money. In fact, you could be earning some! Here are 6 ways to save money and stay social… If you are looking for a top-notch mortgage lender in Shelby Township call us at, 248-202-4937.

Ok, today we are going to talk about how to profit the most from your tax refund… Like millions of other taxpayers, you may have received a refund this year. So what now? How will you spend that money? Here are a few SMART ways to use your tax refund… If you are looking for a top-notch mortgage lender in Shelby Township call us at, 248-202-4937.

Ok, today we are going to talk about 5 ways you can win the bidding war… If you’re house shopping in a competitive market, you’re likely to encounter a bidding war. Unfortunately, bidding wars can be frustrating, expensive and time consuming. However, it’s still possible to get the house you want. Here are 5 ways to win a bidding war… If you are looking for a top-notch mortgage lender in Shelby Township call us at, 248-202-4937.

Ok, today we are going to talk about 5 reasons why you should NOT get a mortgage online… Online transactions have become so fast, reliable and convenient, we do almost everything online—from buying groceries to banking, paying bills and shopping. So why not get a mortgage online too? After all, mortgage sites promise choice, simplicity and approval within minutes. But should we really feel secure borrowing hundreds of thousands of dollars with a click of a button on a laptop or smartphone, without professional assistance? Here are 5 reasons why it’s NOT a good idea to get a mortgage online… If you are looking for a top-notch mortgage lender in Shelby Township call us at, 248-202-4937.

Ok, today we are going to talk about some important things to consider before downsizing your home… In 1950, the average single-family home in the US was 1,000 square feet, and today it’s 2,600 square feet. The difference is even more dramatic when you consider how much larger families were in the 1950s! Some find themselves living in unnecessarily large homes, which leaves room for downsizing and saving. But before you rush in to selling and buying small, here are 5 things to consider before downsizing… If you are looking for a top-notch mortgage lender in Shelby Township call us at, 248-202-4937.

Ok, today we are going to talk about buying a home at an auction… Auctions aren’t just for rich people. When houses are sold at auction, the prices can be downright cheap. Here’s how to save BIG by buying a home at an auction…. If you are looking for a top-notch mortgage lender in Shelby Township call us at, 248-202-4937.

Ok, today we are going to talk about 6 things to do before you list your house. If you’re thinking of selling soon, you’ve probably already started working on enhancements like painting, replacing appliances, installing new flooring or re-grouting bathrooms. But there are lots of little maintenance items you need to take care of too. Here are 6 things to do before you list your house. If you are looking for a top-notch loan officer in Houston call us at, 713-961-5363.

Ok, today we are going to talk about an important thing you should do before you buy in an area… test drive the neighbourhood! You wouldn’t think of buying a car without driving it first. And buying new shoes usually involves wearing them around the store a couple of times. So how do you know you’ll actually like the neighbourhood you’re considering, unless you try it out? Here are 4 ways to test drive a neighbourhood. If you are looking for a top-notch loan officer in Houston call us at, 713-961-5363.

Ok, today we are going to talk about three things you need to know before you borrow from your home equity. Accessing your home equity through a home equity line of credit (HELOC) or cash-out refinance can be an affordable way to pay for renovations or education. Here are 3 things you need to know before applying for a HELOC. If you are looking for a top-notch loan officer in Houston call us at, 713-961-5363.

Ok, today we are going to talk about the 9 questions to ask your Realtor before you list your home with them. Finding and selecting a Realtor is an important step in the selling process. Recent data suggests that “For Sale by Owner” houses sell for about 25% less than houses sold by Realtors. To find the Realtor who’ll work best for you, interview two or three and ask them important things about their work experience, past sales, qualifications, etc. Here are 9 questions to ask your Realtor before you list. If you are looking for a top-notch loan officer in Houston call us at, 713-961-5363.

Ok, today we are going to talk about how to furnish your home on a budget. If you’ve just bought a home, you may feel pressured to furnish the whole thing all at once, which can be expensive. But there are many ways to moderate costs. Here are 6 tips for furnishing your home on a budget. If you are looking for a top-notch loan officer in Houston call us at, 713-961-5363.

Ok, today we are going to talk about how to start investing. Obviously, there are several things to take care of before you can start investing. You need to cover rent or mortgage payments, monthly bills, groceries, etc., and you also need some money set aside for emergencies. But once you’ve accomplished that, it’s time to start investing for the future. Here are 5 steps to help you start investing. If you are looking for a top-notch loan officer in Houston call us at, 713-961-5363.

Ok, today we are going to talk about 5 things you need to know about foreclosures. Heaven forbid, you get several months late on mortgage payments, your lender’s last resort is to initiate foreclosure. This is a lengthy and expensive process for your lender, but its impact on you can be even more negative.
Here’s 5 facts you need to know about the foreclosure process. If you are looking for a top-notch loan officer in Houston call us at, 713-961-5363.

here's a reason why investing in Real Estate is the #1 millionaire-maker in the world... IT WORKS! Sure, real estate is a big investment. But remember it IS an investment. In fact, if you purchase a property strategically, it can help you generate income, tax savings and capital appreciation. Here are six proven strategies to make money with real estate... If you are looking for a top-notch loan officer in Grand Junction call us at, 720-338-8764.

Question for you: Is your Financial Planner a Professional, Entrepreneur or Self-employed? That may sound like a funny question. After all, what difference does the job status of your financial planner make? Actually, it can make a big difference to the advice and investment knowledge you’re receiving. Here’s what you need to know about choosing the right Financial Planner… If you are looking for a top-notch loan officer in Grand Junction call us at, 720-338-8764.

Ok, today we are going to talk about the expense of hiring a real estate agent and if it’s really worth it to you… When you’re selling a home, so much money is at stake, you can’t afford to make a mistake. That’s why over 90% of buyers and sellers work with a Realtor. But let’s face it, Real estate commissions are expensive. Are Realtors really worth it? Here’s what good Realtors do to earn every penny of their commissions… If you are looking for a top-notch loan officer in Grand Junction call us at, 720-338-8764.

Ok, today we are going to talk about 10 factors that determine your home’s value… Coming up with the right price for your home is a science. It’s not based on how much you love your home or how much money you need to get out of it. It’s based on what a potential buyer is willing to pay for a home like yours in the current market. Here are 10 factors that determine your home’s worth… If you are looking for a top-notch loan officer in Grand Junction call us at, 720-338-8764.