⁣Ok, today we are going to talk about 6 things to do before you list your house… If you’re thinking of selling soon, you’ve probably already started working on enhancements like painting, replacing appliances, installing new flooring or re-grouting bathrooms. But there are lots of little maintenance items you need to take care of too. Here are 6 things to do before you list your house… ⁣If you are looking
for a top-notch loan originator in Melbourne call us at, 201-951-3755

⁣Ok, today we are going to talk about when it’s acceptable to back out of an offer and how to do it… It’s only natural to have second thoughts after making a major decision. But if your offer to buy a house is accepted and THEN you decide to back out of it, things can get a little complicated. It’s definitely possible, but it can be expensive and create legal issues. Here are some things to consider… ⁣If you are looking
for a top-notch loan originator in Melbourne call us at, 201-951-3755

⁣Ok, today we are going to talk about 7 ways to stay warm this winter without spending a fortune on heating… Home heating costs seem to rise every year, and this winter may be even more costly for you if you’re spending more time at home or working from home. But there are ways to reduce heating costs without shivering until spring. Here are 7 ways to stay warm without paying a huge heat bill… ⁣If you are looking
for a top-notch loan originator in Melbourne call us at, 201-951-3755

⁣Ok, today we are going to talk about 4 ways to improve technology throughout your home… With growing numbers of us working and learning from home, it’s more essential now than ever before that our homes can accommodate modern technologies. Whether you’re looking to update your home, or on the market for a new home, there are a few things to do and look for to update your home. Here are 4 ways to give your home a tech tune up… ⁣If you are looking
for a top-notch loan originator in Melbourne call us at, 201-951-3755

⁣Ok, today we are going to talk about how to start investing… Obviously, there are several things to take care of before you can start investing. You need to cover rent or mortgage payments, monthly bills, groceries, etc., and you also need some money set aside for emergencies. But once you’ve accomplished that, it’s time to start investing for the future. Here are 5 steps to help you start investing… ⁣If you are looking
for a top-notch loan originator in Melbourne call us at, 201-951-3755

⁣Ok, today we are going to talk about 5 things you need to know about foreclosures… Heaven forbid, you get several months late on mortgage payments, your lender’s last resort is to initiate foreclosure. This is a lengthy and expensive process for your lender, but its impact on you can be even more negative. Here’s 5 facts you need to know about the foreclosure process… ⁣If you are looking
for a top-notch loan originator in Melbourne call us at, 201-951-3755

⁣Ok, today we are going to talk about how you can buy a home without visiting it in person… Today, more buyers are making offers on homes sight unseen. Reasons for this could include: • Being too busy for physical shopping • Living on the other side of the country • Feeling totally comfortable with online purchases • Preferring the safety of physical distance Here are 6 tips for buying a house sight unseen… ⁣If you are looking
for a top-notch mortgage broker in Bradenton call us at, 813-892-8666

⁣Ok, today we are going to talk about real estate planning and why it’s necessary… You don’t have to be wealthy to have an estate plan. No matter who you are, you probably have possessions you’d like your children to have once you’re gone. And you definitely want to have a say in who will take care of your kids if you die before your time. Here are 4 reasons why you should start thinking about estate planning today… ⁣If you are looking
for a top-notch mortgage broker in Bradenton call us at, 813-892-8666

⁣Ok, today we are going to talk about how to pay off your credit card so you can live a stress-free future… If you’re like most people, emergencies, illnesses, job losses or more can put a dent in your credit cards. To make matters worse, most credit cards have high interest rates that make them difficult to pay off. But paying off your cards is exactly what you need to do to achieve a secure and stress-free financial future. Here are 6 tips for paying off your credit cards… ⁣If you are looking
for a top-notch mortgage broker in Bradenton call us at, 813-892-8666

⁣Ok, today we are going to talk about how to make a long-distance move stress free… Major life changes are always stressful. And moving from one city or region to another is definitely a major change. Here are 5 steps you can take to help eliminate the stress of moving… ⁣If you are looking
for a top-notch mortgage broker in Bradenton call us at, 813-892-8666

⁣Ok, today we are going to talk about how you can save time and money paying your utility bills on your home… Monthly bills are inevitable and predictable. But for some people, bills come as a surprise just when they can least afford them. Here’s 6 tips to save you time and money paying your utility bills… ⁣If you are looking
for a top-notch mortgage broker in Bradenton call us at, 813-892-8666

⁣Ok, today we are going to talk about the expense of hiring a real estate agent and if it’s really worth it to you… When you’re selling a home, so much money is at stake, you can’t afford to make a mistake. That’s why over 90% of buyers and sellers work with a Realtor. But let’s face it, Real estate commissions are expensive. Are Realtors really worth it? Here’s what good Realtors do to earn every penny of their commissions… ⁣If you are looking
for a top-notch mortgage broker in Bradenton call us at, 813-892-8666

⁣Ok, today we are going to talk ways to access the home equity… If you’re equity rich and cash poor, it might make sense to draw equity from your home. Here are 3 ways to access the equity in your home… ⁣If you are looking
for a top-notch mortgage broker in Bradenton call us at, 813-892-8666

⁣Ok, today we are going to talk about when the best time to do certain updates on your home is… Timing renovations can be tricky. The sooner you remodel, the longer you have to enjoy your beautiful new home. But if you remodel too far in advance of selling, everything’s going to look outdated by the time you list your home. Here’s a yearly schedule broken down that will help you know when to update what… ⁣If you are looking
for a top-notch mortgage broker in Bradenton call us at, 813-892-8666

⁣Ok, today we are going to talk about 7 ways to stay warm this winter without spending a fortune on heating… Home heating costs seem to rise every year, and this winter may be even more costly for you if you’re spending more time at home or working from home. But there are ways to reduce heating costs without shivering until spring. Here are 7 ways to stay warm without paying a huge heat bill… ⁣If you are looking
for a top-notch mortgage broker in Bradenton call us at, 813-892-8666

⁣Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know… ⁣If you are looking
for a top-notch mortgage broker in Bradenton call us at, 813-892-8666

⁣Ok, today we are going to talk about how to convert a construction loan into a traditional mortgage… If you’re planning to build a house or do a major renovation, you usually can’t qualify for a traditional mortgage because there’s no existing home to use as collateral. What you need is a construction loan, which is based on the projected future value of the completed property. Generally, construction loans are interest-only while the house is being built. Then when construction is complete, you refinance into a regular mortgage. Here’s how the process works… ⁣If you are looking
for a top-notch mortgage broker in Bradenton call us at, 813-892-8666

⁣Ok, today we are going to talk about how to manage your finances during a recession… Nobody welcomes a recession. But if you’re among the fortunate majority that still has an income and a home, a recession can actually be a time of valuable learning and growth. Here are 5 ways to manage your finances during a recession… ⁣If you are looking
for a top-notch mortgage broker in Bradenton call us at, 813-892-8666

⁣Ok, today we are going to talk about 6 things you need to examine closely in a home inspection… Buying a home is a huge investment, and unfortunately, we’re not all qualified to judge whether a home is worth the money. That’s why it’s essential to hire a professional home inspector. Here are 6 things to pay extra attention to in any home inspection… ⁣If you are looking
for a top-notch mortgage broker in Bradenton call us at, 813-892-8666

⁣Ok, today we are going to talk about why you need homeowner’s insurance and how it keeps you protected… Homeowner’s insurance is an important and required part of home ownership. Here are the 3 main reasons why you need homeowner’s insurance… ⁣If you are looking
for a top-notch mortgage broker in Bradenton call us at, 813-892-8666