⁣Ok, today we are going to talk about 5 advantages of making a 20% down payment… With houses being so expensive, coming up with a 20% down payment isn’t easy. Some buyers consider making a 20% or more down payment in order to avoid paying for mortgage insurance, which increases monthly payments. Here are 5 excellent reasons to pay 20% down (if possible)… ⁣If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392

⁣Ok, today we are going to talk about how to calculate how much house you can afford. Before starting to look for that perfect home, take a close look at your finances. The reality is your dream home will remain a dream if you can’t afford it. Here’s 6 steps to calculate how much house you can afford…If you are looking for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392

⁣Ok, today we are going to talk about 5 financial tips for after you purchase your first home… Home ownership can be a huge step toward financial security. But it’s not the ONLY step. All the budgeting and financial planning you did to buy your first home are essential life skills that will help you achieve other equally important goals. Here are 5 tips to help first-time buyers keep overall finances on track… ⁣If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392

⁣Ok, today we are going to talk about 3 things you need to do before house hunting… Finding for your dream home is a lot easier if you get your finances in shape before you start looking. If you’re thinking about buying within the next year, now’s the perfect time to start preparing. Here are the first 3 steps to take before house hunting… ⁣If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392

⁣Ok, today we are going to talk about how your student loans can affect the home buying process… If you’re a first-time buyer, chances are you may have student loan debt. But that doesn’t mean you can’t qualify for a mortgage. Student loans don’t affect your ability to get a mortgage any more than credit card debt or a car loan. Here’s what you need to know… ⁣If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392

⁣Ok, today we’re going to talk about three things NOT to buy while prices are high… As the economy rebounds or booms, prices on everything from clothing to computers can rise. Consumers feel confident spending and the resulting demand feeds inflation. On top of that, if there were any supply-chain interruptions or delays in the past (like what we experienced during COVID-19), these shortages drive up prices even further. During any temporary period of high prices here are 3 especially expensive things to put off buying… ⁣If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392

⁣Ok, today we are going to talk about how to create or update your home office space… The COVID pandemic introduced many of us to working from home. And regardless of being in a pandemic or not, many of us will continue to and have been working from home already. So now’s the time to make your home office as efficient, comfortable and uplifting as possible. Here are 6 ways to make your home office work better… ⁣If you're looking
for a top-notch mortgage broker in LaGrange, call us at (706) 302-9016.

⁣Ok, today we are going to talk about how to rebuild your finances if you’ve suffered from financial abuse… Being in an unhealthy relationship could be emotionally, physically, or even financially damaging. And according to recent statistics, 99% of domestic violence also includes financial abuse. Here’s what to do if you’re in a financially abusive situation, or if you’re recovering from one… ⁣If you're looking
for a top-notch mortgage broker in LaGrange, call us at (706) 302-9016.

⁣Ok, today we are going to talk about how to convert a construction loan into a traditional mortgage… If you’re planning to build a house or do a major renovation, you usually can’t qualify for a traditional mortgage because there’s no existing home to use as collateral. What you need is a construction loan, which is based on the projected future value of the completed property. Generally, construction loans are interest-only while the house is being built. Then when construction is complete, you refinance into a regular mortgage. Here’s how the process works… ⁣If you're looking
for a top-notch mortgage broker in LaGrange, call us at (706) 302-9016.

⁣Ok, today we are going to talk about what a force majeure clause is and where or not it applies to your mortgage… “Force majeure” is French for superior force. It’s a term used in legal documents that can sometimes let a person or business get out of a contract. Here’s what you need to know and when it could apply to you… ⁣If you're looking
for a top-notch mortgage broker in LaGrange, call us at (706) 302-9016.

⁣Today we are going to talk about how to buy a house that’s not on the market… In a competitive real estate market, it may be difficult to find the house you’re looking for. And when you finally find it, you could be outbid by another buyer. That’s why many buyers are looking for homes BEFORE they’re listed. Here’s how to buy a house that’s not yet listed on the market… ⁣If you're looking
for a top-notch mortgage broker in LaGrange, call us at (706) 302-9016.

⁣Ok, today we are going to talk about what cash reserves are and why you need them to buy a home… When buying a house, most people only think about saving enough to cover a down payment and closing costs. But lenders like to see more than that. Borrowers who have additional “cash reserves” are considered lower risk and are more likely to be approved for financing at the lowest possible rate. So, what are “cash reserves” and how can they benefit you? Take a look… ⁣If you're looking
for a top-notch mortgage broker in LaGrange, call us at (706) 302-9016.

⁣Ok, today we are going to talk about how to finance a new home build… If you’re looking for a home that offers the latest energy efficiencies, low maintenance costs, and every amenity and convenience your family desires, maybe you should consider building new. Just keep in mind that financing new construction is a little more complicated. Here’s what you need to know… ⁣If you're looking
for a top-notch mortgage broker in LaGrange, call us at (706) 302-9016.

⁣Ok, today we are going to cover 5 tips for buying a condo… Millions of people have either decided that condo living suits their budget and lifestyle better than single-family homeownership, or they purchase condos as an investment, second home, or vacation property. There are important differences between buying a home and buying a condo. So, before you make an offer… Here are 5 tips for buying a condo… ⁣If you're looking
for a top-notch mortgage broker in LaGrange, call us at (706) 302-9016.

⁣Ok, today we are going to talk about real estate planning and why it’s necessary… You don’t have to be wealthy to have an estate plan. No matter who you are, you probably have possessions you’d like your children to have once you’re gone. And you definitely want to have a say in who will take care of your kids if you die before your time. Here are 4 reasons why you should start thinking about estate planning today… ⁣If you're looking
for a top-notch mortgage broker in LaGrange, call us at (706) 302-9016.

⁣Ok, today we are going to talk about three things you need to know before you borrow from your home equity… Accessing your home equity through a home equity line of credit (HELOC) or cash-out refinance can be an affordable way to pay for renovations or education. Here are 3 things you need to know before applying for a HELOC… ⁣If you're looking
for a top-notch mortgage broker in LaGrange, call us at (706) 302-9016.

⁣Ok, today we are going to talk about the pros and cons for buying a house verses building new… Deciding whether to buy an existing house or build a brand new one can be complicated. There are so many factors to consider. Here’s a list of pros and cons for both building new and buying an existing home… ⁣If you're looking
for a top-notch mortgage broker in LaGrange, call us at (706) 302-9016.

⁣Ok, today we are going to talk about how you can buy a home without visiting it in person… Today, more buyers are making offers on homes sight unseen. Reasons for this could include: • Being too busy for physical shopping • Living on the other side of the country • Feeling totally comfortable with online purchases • Preferring the safety of physical distance Here are 6 tips for buying a house sight unseen… ⁣If you're looking
for a top-notch mortgage broker in LaGrange, call us at (706) 302-9016.

⁣Ok, today we are going to talk about when it’s acceptable to back out of an offer and how to do it… It’s only natural to have second thoughts after making a major decision. But if your offer to buy a house is accepted and THEN you decide to back out of it, things can get a little complicated. It’s definitely possible, but it can be expensive and create legal issues. Here are some things to consider… ⁣If you're looking
for a top-notch mortgage broker in LaGrange, call us at (706) 302-9016.

⁣Ok, today we are going to talk about how to build your savings up FAST! Have an unexpected financial need? Rather than borrowing or putting it on your credit card—which just makes your financial situation worse—consider accelerated saving. Here are 7 ways to accelerate your savings… ⁣If you're looking
for a top-notch mortgage broker in LaGrange, call us at (706) 302-9016.