⁣Ok, today we are going to review everything you need to know about second mortgages… What is a second mortgage? A second mortgage is an additional loan taken out on a property that’s already mortgaged. Second mortgages are riskier for lenders than first mortgages because they’re in second position on your property's title. As a result, the interest rate on second mortgages is higher. Here’s what you need to know about second mortgages… ⁣If you are looking
for a top-notch mortgage advisor in Spring call us at, 559.306.7676

⁣Ok, today we are going to talk about refinancing your mortgage and how you can speed up the process… Whether you’re refinancing to access extra cash or lock in a rate before they rise further, you want things to happen quickly. Here are 6 steps to refinancing (and how to speed up the process)… ⁣If you are looking
for a top-notch mortgage advisor in Spring call us at, 559.306.7676

⁣Ok, today we are going to talk about alternative lending and how it can help people who normally wouldn’t qualify for a mortgage… According to a recent study, up to 20% more borrowers are being rejected by traditional lenders since the Government of Canada introduced its new mortgage stress tests. Here’s what every borrower needs to know about alternative lending… ⁣If you are looking
for a top-notch mortgage advisor in Spring call us at, 559.306.7676

⁣Ok, today we are going to talk key things to know about buying a new construction home… Buying a new construction home offers many advantages: customization, energy efficiency, no worn-out systems to replace. But sometimes it’s not as simple as buying an existing home. Here are 7 things you need to know about buying a new construction home…. ⁣If you are looking
for a top-notch mortgage advisor in Spring call us at, 559.306.7676

⁣Ok, today we are going to talk about how to buy a house in a seller’s market… In a seller’s market—when there are more buyers than homes for sale—it’s not easy to get your offer accepted. Sellers may have so many options that they prefer to accept only unconditional offers that eliminate delays or possible hiccups. Here are 9 tips to make your offer stand out… ⁣If you are looking
for a top-notch mortgage advisor in Spring call us at, 559.306.7676

⁣Ok, today we are going to talk about 5 advantages of making a 20% down payment… With houses being so expensive, coming up with a 20% down payment isn’t easy. Some buyers consider making a 20% or more down payment in order to avoid paying for mortgage insurance, which increases monthly payments. Here are 5 excellent reasons to pay 20% down (if possible)… ⁣If you are looking
for a top-notch mortgage advisor in Spring call us at, 559.306.7676

⁣Ok, today we are going to cover 5 steps for determining how much home you can afford to buy… Buying a home involves lots of decisions… • condo or single family? • big or small? • inner city or suburban? • new or old? But the biggest and most important decision is: how much can I afford? Here are 5 steps to figure out home much home you can afford… ⁣If you are looking
for a top-notch mortgage advisor in Spring call us at, 559.306.7676

⁣Ok, today we are going to talk about 5 financial tips for after you purchase your first home… Home ownership can be a huge step toward financial security. But it’s not the ONLY step. All the budgeting and financial planning you did to buy your first home are essential life skills that will help you achieve other equally important goals. Here are 5 tips to help first-time buyers keep overall finances on track… ⁣If you are looking
for a top-notch mortgage advisor in Spring call us at, 559.306.7676

⁣Ok, today we are going to talk about 3 things you need to do before house hunting… Finding for your dream home is a lot easier if you get your finances in shape before you start looking. If you’re thinking about buying within the next year, now’s the perfect time to start preparing. Here are the first 3 steps to take before house hunting… ⁣If you are looking
for a top-notch mortgage advisor in Spring call us at, 559.306.7676

⁣Ok, today we are going to talk about how your student loans can affect the home buying process… If you’re a first-time buyer, chances are you may have student loan debt. But that doesn’t mean you can’t qualify for a mortgage. Student loans don’t affect your ability to get a mortgage any more than credit card debt or a car loan. Here’s what you need to know… ⁣If you are looking
for a top-notch mortgage advisor in Spring call us at, 559.306.7676

⁣Ok, today we’re going to talk about three things NOT to buy while prices are high… As the economy rebounds or booms, prices on everything from clothing to computers can rise. Consumers feel confident spending and the resulting demand feeds inflation. On top of that, if there were any supply-chain interruptions or delays in the past (like what we experienced during COVID-19), these shortages drive up prices even further. During any temporary period of high prices here are 3 especially expensive things to put off buying…⁣ ⁣If you are looking
for a top-notch mortgage advisor in Spring call us at, 559.306.7676

⁣Ok, today we are going to talk about 4 ways to get the lowest possible refinance rate… If you’re thinking about refinancing, there are ways to make your rate even lower than you think. Here are 4 ways to make sure you get the lowest possible refinance rate… ⁣If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392

⁣Ok, today we are going to talk about how Airbnb income will help you qualify for mortgage refinancing… Are you renting your home through Airbnb? Or ever thought about it? You might after you read about some of the perks you can get when it comes to refinancing or qualifying for a second mortgage. Here are 7 tips for using Airbnb income when applying for a mortgage… ⁣If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392

⁣Ok, today we are going to talk about how to pay off your credit card so you can live a stress-free future… If you’re like most people, emergencies, illnesses, job losses or more can put a dent in your credit cards. To make matters worse, most credit cards have high interest rates that make them difficult to pay off. But paying off your cards is exactly what you need to do to achieve a secure and stress-free financial future. Here are 6 tips for paying off your credit cards… ⁣If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392

⁣Ok, today we are going to talk about when it is smart to pay off your mortgage early… Being mortgage-free sounds wonderful. But as with most financial choices, there are pros and cons. Before using an inheritance, a raise or savings to pay off your mortgage early, there are some important things to consider. Here’s 7 things to consider if you want to pay your mortgage off early… ⁣If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392

⁣Today we are going to talk about how to pay off your mortgage sooner (without breaking the bank)… Getting a mortgage may seem like a life sentence. You’ll be chipping away at it for decades to come—and there’s no time off for good behavior! But in reality, there are some relatively painless things you can do to pay off your mortgage sooner and save interest! Here are 4 tips for paying off your mortgage sooner… ⁣If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392

⁣Ok, today we are going to talk about how to rebuild your finances if you’ve suffered from financial abuse… Being in an unhealthy relationship could be emotionally, physically, or even financially damaging. And according to recent statistics, 99% of domestic violence also includes financial abuse. Here’s what to do if you’re in a financially abusive situation, or if you’re recovering from one… ⁣If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392

⁣Ok, today we are going to talk about how to refinance an existing mortgage while buying a second home… Refinancing your existing home while buying a second property can be complicated, but it can still make sense. Here’s what you should know and consider… ⁣If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392

⁣A word of warning for you: When your mortgage comes up for renewal... Don’t be too quick to sign that mortgage renewal letter. Over 70% of Canadian mortgage holders do just that, and what is the usual result? — a higher rate and a mortgage product that might not be best suited to their interests. Here's how to ensure you get the best mortgage available... ⁣If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392

⁣Ok, today we are going to talk ways to access the home equity… If you’re equity rich and cash poor, it might make sense to draw equity from your home. Here are 3 ways to access the equity in your home… ⁣If you are looking
for a top-notch mortgage advisor in Braunfels call us at, 210-279-4392