⁣Ok, today we are going to talk about what cash reserves are and why you need them to buy a home… When buying a house, most people only think about saving enough to cover a down payment and closing costs. But lenders like to see more than that. Borrowers who have additional “cash reserves” are considered lower risk and are more likely to be approved for financing at the lowest possible rate. So, what are “cash reserves” and how can they benefit you? Take a look… ⁣If you're looking for a top-notch mortgage broker in Round Rock, call us at ⁣⁣(512) 887-3604.

⁣Ok, today we are going to talk about 4 risks of home equity loans… A home equity loan lets you borrow some of the equity you’ve built up in your home. For most people home equity loans are a convenient, affordable way to access extra cash. But they’re not without risk. Here are 4 things to consider before applying for a home equity loan… ⁣If you're looking for a top-notch mortgage broker in Round Rock, call us at ⁣⁣(512) 887-3604.

⁣Ok, today we are going to talk about the 9 questions to ask your Realtor before you list your home with them… Finding and selecting a Realtor is an important step in the selling process. Recent data suggests that “For Sale by Owner” houses sell for about 25% less than houses sold by Realtors. To find the Realtor who’ll work best for you, interview two or three and ask them important things about their work experience, past sales, qualifications, etc. Here are 9 questions to ask your Realtor before you list… ⁣If you're looking for a top-notch mortgage broker in Round Rock, call us at ⁣⁣(512) 887-3604.

⁣Ok, today we are going to talk about how to save money renovating your home… Renovating can add comfort, convenience and value to your home. But renovations are often pricey. Here are 5 tips for updating your home without blowing your budget… ⁣If you're looking for a top-notch mortgage broker in Round Rock, call us at ⁣⁣(512) 887-3604.

⁣Ok, today we are going to talk about a decade-by-decade retirement plan… Saving for retirement is a challenging but essential goal. Government pensions likely won’t be enough to live on, so it’s up to you to provide a comfortable retirement income. Here is a retirement plan broken down for you, decade by decade… ⁣If you are looking for a top-notch mortgage specialist in Miramar call us at, 832-876-4202

⁣Ok, today we are going to talk about 5 simple things you can do to your home to instantly boost the price when it hits the market… You don’t have to hire a professional stager to prepare sell your home. With a little guidance from a Realtor and a few simple touches, your home’s value can increase instantly. Here are 5 things you can do that can help you boost your asking price… ⁣If you're looking for a top-notch mortgage broker in Round Rock, call us at ⁣⁣(512) 887-3604.

⁣Ok, today we are going to talk about when it’s acceptable to back out of an offer and how to do it… It’s only natural to have second thoughts after making a major decision. But if your offer to buy a house is accepted and THEN you decide to back out of it, things can get a little complicated. It’s definitely possible, but it can be expensive and create legal issues. Here are some things to consider… ⁣If you are looking for a top-notch mortgage specialist in Miramar call us at, 832-876-4202

⁣Ok, today we are going to talk about how to furnish your home on a budget… If you’ve just bought a home, you may feel pressured to furnish the whole thing all at once, which can be expensive. But there are many ways to moderate costs. Here are 6 tips for furnishing your home on a budget… ⁣If you are looking for a top-notch mortgage specialist in Miramar call us at, 832-876-4202

⁣Ok, today we are going to talk about when the best days and months of the year are to list your home… If you’re thinking of selling your home, there’s never a bad time of year, but there certainly are perks to selling in the spring. Spring is usually the best time of year, and a recent survey gets even more specific, providing the best time to list, right down to time of day. Check it out to learn more… ⁣If you're looking for a top-notch mortgage broker in Round Rock, call us at ⁣⁣(512) 887-3604.

⁣Ok, today we are going to talk about how to rebuild your finances if you’ve suffered from financial abuse… Being in an unhealthy relationship could be emotionally, physically, or even financially damaging. And according to recent statistics, 99% of domestic violence also includes financial abuse. Here’s what to do if you’re in a financially abusive situation, or if you’re recovering from one… ⁣If you are looking for a top-notch mortgage specialist in Miramar call us at, 832-876-4202

⁣Ok, today we are going to talk about how to save money on home insurance… Insurance is absolutely essential to home ownership. You have to be confident that your investment and your family are adequately protected. However, there’s no reason to pay more for home insurance than you have to. Here are 7 ways to save money on home insurance…Ok, today we are going to talk about how to save money on home insurance… Insurance is absolutely essential to home ownership. You have to be confident that your investment and your family are adequately protected. However, there’s no reason to pay more for home insurance than you have to. Here are 7 ways to save money on home insurance… ⁣If you're looking for a top-notch mortgage broker in Round Rock, call us at ⁣⁣(512) 887-3604.

⁣Ok, today we are going to talk about how to manage your finances during a recession… Nobody welcomes a recession. But if you’re among the fortunate majority that still has an income and a home, a recession can actually be a time of valuable learning and growth. Here are 5 ways to manage your finances during a recession… ⁣If you are looking for a top-notch mortgage specialist in Miramar call us at, 832-876-4202

⁣Ok, today we are going to talk about when it’s acceptable to back out of an offer and how to do it… It’s only natural to have second thoughts after making a major decision. But if your offer to buy a house is accepted and THEN you decide to back out of it, things can get a little complicated. It’s definitely possible, but it can be expensive and create legal issues. Here are some things to consider… ⁣If you're looking for a top-notch mortgage broker in Round Rock, call us at ⁣⁣(512) 887-3604.

⁣Ok, today we are going to talk about 5 things you need to know about foreclosures… Heaven forbid, you get several months late on mortgage payments, your lender’s last resort is to initiate foreclosure. This is a lengthy and expensive process for your lender, but its impact on you can be even more negative. Here’s 5 facts you need to know about the foreclosure process… ⁣If you are looking for a top-notch mortgage specialist in Miramar call us at, 832-876-4202

⁣Ok, today we are going to talk about 4 ways to improve technology throughout your home… With growing numbers of us working and learning from home, it’s more essential now than ever before that our homes can accommodate modern technologies. Whether you’re looking to update your home, or on the market for a new home, there are a few things to do and look for to update your home. Here are 4 ways to give your home a tech tune up… ⁣If you are looking for a top-notch mortgage specialist in Miramar call us at, 832-876-4202

⁣Ok, today we are going to talk about what a force majeure clause is and where or not it applies to your mortgage… “Force majeure” is French for superior force. It’s a term used in legal documents that can sometimes let a person or business get out of a contract. Here’s what you need to know and when it could apply to you… ⁣If you're looking for a top-notch mortgage broker in Round Rock, call us at ⁣⁣(512) 887-3604.

⁣Today we are going to talk about how to use budget tracking apps but stay safe doing it… Budget tracking apps like Quicken and mint.com can be a great way to manage household finances. But considering all the personal financial information you enter into these apps, are they safe to use? Most experts agree the apps are generally safe; it’s the people using them who pose the greatest risk. Here are 7 tips for using a budget tracking app (while keeping your info safe)… ⁣If you are looking for a top-notch mortgage specialist in Miramar call us at, 832-876-4202

⁣Ok, today we are going to talk about when it is smart to pay off your mortgage early… Being mortgage-free sounds wonderful. But as with most financial choices, there are pros and cons. Before using an inheritance, a raise or savings to pay off your mortgage early, there are some important things to consider. Here’s 7 things to consider if you want to pay your mortgage off early… ⁣If you're looking for a top-notch mortgage broker in Round Rock, call us at ⁣⁣(512) 887-3604.

⁣Ok, today we are going to talk about how much home renovations can cost… Renovations can help make your home more comfortable and easier to sell. But depending on what you’re planning, they can also be expensive. To help you budget for your next project, the HomeAdvisor website has published a list of typical costs for renovation projects. Here’s a list of the most common renos and how much they cost… ⁣If you are looking for a top-notch mortgage specialist in Miramar call us at, 832-876-4202

⁣Ok, today we are going to talk about how to create or update your home office space… The COVID pandemic introduced many of us to working from home. And regardless of being in a pandemic or not, many of us will continue to and have been working from home already. So now’s the time to make your home office as efficient, comfortable and uplifting as possible. Here are 6 ways to make your home office work better… ⁣If you're looking for a top-notch mortgage broker in Round Rock, call us at ⁣⁣(512) 887-3604.