⁣Reducing debt is almost always a good idea. The only exception is when you’re using debt to make an investment that will pay a return. Here’s how the rich do it... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣OK, today we’re going to talk about how to weed out the wrong lawn care providers… Have you considered hiring a lawn care service? If you’d rather spend the summer enjoying your lawn rather than mowing, fertilizing and treating it for weeds, maybe it’s time to hire someone to do that for you. Here are 7 tips for choosing the right lawn care provider... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about when an all-cash offer is the right move… Surprisingly, lots of people make all-cash offers on houses. According to one study, up to 29% of single-family home and condo purchases in 2017 were all-cash. Here are the advantages and disadvantages to purchasing a home with all cash… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Did you know there's a way to do home renovations that actually pays for itself - even turns a profit... without having to pay out of pocket? Here's how… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Instead of just working harder to make more money, why not make the money you have work harder for you. Here are four strategies to make that happen... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣It sounds crazy, doesn’t it? Negative interest rates. You put money in the bank and instead of earning interest, you have to PAY the bank for keeping your money safe! In essence, that’s what negative interest rates are. Here’s what every homeowner needs to know about so-called “negative interest rates”... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣OK, today we’re going to talk about how you can use your accountant to ACCELERATE your speed to financial freedom… Think about it. We get expert advice for our health, car maintenance, legal issues, etc. But most of us think we can muddle through day-to-day money management on our own. Sadly, it’s usually only when we reach a crisis that we ask for professional help. Instead of waiting… Here are 6 vital questions to ask your accountant today… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about how to convert a construction loan into a traditional mortgage… If you’re planning to build a house or do a major renovation, you usually can’t qualify for a traditional mortgage because there’s no existing home to use as collateral. What you need is a construction loan, which is based on the projected future value of the completed property. Generally, construction loans are interest-only while the house is being built. Then when⁣
construction is complete, you refinance into a regular mortgage. Here’s how the process works… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Today we're going to talk about how to save for a down payment. Back in the day, you could buy a big house for $100,000. But now it seems like that’s just the price for the down payment. Most of the time, your down payment will be 20%. So on a $500,000 house, that’s $100,000 down! Even a $300,000 condo would require a $60,000 down payment. Here are 5 ways to save for a down payment… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣I just created a brand new video for you that talks about a proven strategy for maximizeing the resale value of your home. According to a recent SmartMoney article, this strategy can add up to 15% to a home's value. Find out exactly how to do it here... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024

⁣There's a reason why most of the wealthiest people on the planet are self-employed business owners -- it pays! And with unemployment still relatively high, more and more people are choosing to start their own businesses. Fortunately, thanks to innovations in technology, this is a lot easier than it used to be. Here are 7 reasons why it pays to own your own business... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Did you know that according to the National Association of Realtors, millennials are now the largest segment of home buyers? Since this generation has different tastes and needs than its parents, it’s important for home sellers to change their marketing strategy. Here are 10 things every homeowner needs to know about selling to millennials… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about 5 reasons you should consider a pre-listing home inspection… Homebuyers often get a home inspection done during the closing process. But from the seller’s perspective, that can be a little late. If the inspector finds issues, the deal may fall through or the seller may have to rush around making last minute repairs. As a seller, you’re much better off paying for a home inspection BEFORE you list your home. Here are 5 reasons to consider doing a pre-listing home inspection… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about several important things to look for when shopping for a credit card. Credit cards offer a lot of different features and advantages. What you have to figure out is which features work best for you and save you the most money. Here are 5 options to consider when shopping for a credit card… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about how to prepare your finances for a natural disaster or pandemic… The thing about crisis situations is that you never know when to expect them. The only way to cope is by being prepared. Here are 4 ways to prepare your finances to help you make it through challenging times… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Before you consider refinancing your existing mortgage, it’s important for you to determine the break-even point, which represents how soon the cost of the refinance will be recaptured through lower monthly payments. The answer to this question depends on multiple factors. Here's what you need to know before refinancing... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Purchasing a house is a big step. Here are 7 Factors for Choosing the Right Home at the Right Price... ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Contrary to popular belief, the secret to creating wealth has less to do with “tactics” and more to do with “mindset.” In other words, you can’t get rich with a poor mindset any more than you can go poor with a rich mindset. It’s all in the way you think! In this new video, you'll discover "10 Ways The Rich Think Differently Than The Poor." Check it out… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.

⁣Ok, today we are going to talk about how your student loans can affect the home buying process… If you’re a first-time buyer, chances are you may have student loan debt. But that doesn’t mean you can’t qualify for a mortgage. Student loans don’t affect your ability to get a mortgage any more than credit card debt or a car loan. Here’s what you need to know… ⁣If you are looking for a top-notch mortgage professional in Toronto call us at, (866) 492-4024.