Mortgage
Ok, today we are going to talk about why it’s important to price your house right. When you list your house, you want it to sell fast and at a high price. In order for that to happen, it needs to be priced right. But this is where it gets tricky. Price it too low, and it may sell quickly but you’ll leave money on the table. Price it too high, and it may take months and several price reductions to sell. Here are 5 reasons why it’s important to price your house right… If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163
Ok, today we are going to talk about rent to own deals… If you can’t qualify for a mortgage, or maybe don’t have funds for a down payment, there’s another way to achieve home ownership. Instead of buying, consider renting to own. Before entering into a rent to own deal, here are some questions to ask… If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163
Ok, today we are going to talk about the pros and cons for buying a house verses building new… Deciding whether to buy an existing house or build a brand new one can be complicated. There are so many factors to consider. Here’s a list of pros and cons for both building new and buying an existing home… If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163
Today we are going to talk about how to buy a house that’s not on the market… In a competitive real estate market, it may be difficult to find the house you’re looking for. And when you finally find it, you could be outbid by another buyer. That’s why many buyers are looking for homes BEFORE they’re listed. Here’s how to buy a house that’s not yet listed on the market… If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163
Ok, today we are going to talk about 4 tips to successfully flip a house… If you’re a fan of house-flipping TV shows, you know how tempting this can be. Any time you buy a house with the intention of quickly reselling at a profit, you’re flipping. But it’s not as easy as it sounds. Here are 4 tips for flipping a house for profit… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.
Ok, today we are going to talk about what iBuying is and how it works… One of the advantages of today’s real estate marketplace is the number of choices you have of ways to sell your house. You can sell your house yourself, use a traditional Realtor, use a discount broker, sell online, etc. And now, there’s an even newer choice: using an iBuyer. The “i” in iBuyer stands for “instant.” Here’s what iBuying is and how it works… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.
Ok, today we are going to talk about 5 advantages of making a 20% down payment… With houses being so expensive, coming up with a 20% down payment isn’t easy. Some buyers consider making a 20% or more down payment in order to avoid paying for mortgage insurance, which increases monthly payments. Here are 5 excellent reasons to pay 20% down (if possible)… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.
Ok, today we are going to talk about the best way to refinance your home… Depending on your goals and financial situation, refinancing your mortgage can be a powerful tool. But it’s important to understand the benefits you’re looking for and what type of refinance is right for you. Here’s how to choose between two refinancing options… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.
Ok, today we are going to talk about how to make a successful offer in a seller’s market… Buying a home in a seller’s market isn’t easy. Selection is limited, prices are high and competition is fierce. But it’s still possible to get the home you want at a price you can afford. Here are 5 tips for making a successful offer in a seller’s market… If you are looking for a top-notch mortgage broker in Mississauga call us at, 416-451-4158.
Ok, today we are going to talk about what closing costs are tax deductible… Closing costs can easily be thousands of dollars on most home purchases. But there is a way to save a little money. Some of the closing costs on your principal residence are tax deductible. Here are three costs you can deduct as well as the costs you can’t… If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.
Ok, today we are going to talk about how to leverage the equity in your home to build wealth… The best way to build wealth is to own a home. Every payment you make increases your equity, which is the difference between your home’s market value and how much you owe on your mortgage. You can increase equity further by making bigger mortgage payments and by making home improvements. Here’s what every home owner needs to know to about leveraging their home equity to build wealth… If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.
Ok, today we are going to talk about what cost of living is and how to calculate it for your city… Cost of living is the amount it costs to maintain a certain lifestyle in a particular place at a moment in time. The costs that figure into it include: • Housing • Food • Taxes • Clothing • Education • Transportation • Entertainment Here’s how to calculate it based on where you live… If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.
Ok, today we are going to talk about how home ownership can help you build wealth… When you buy a home, you’re not just putting a roof over your head. You’re building wealth. Of course, there are other ways to build wealth, like taking an extra job, investing in stocks, etc. But historically, one of the most efficient and reliable ways to build wealth is through home ownership. A National Association of Realtors report found that in 2021 the net worth of homeowners was about $300,000 compared to just $8,000 for renters. That’s huge! Here’s how home ownership helps you build wealth… If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.
Ok, today we are going to talk about when the best time to do certain updates on your home is… Timing renovations can be tricky. The sooner you remodel, the longer you have to enjoy your beautiful new home. But if you remodel too far in advance of selling, everything’s going to look outdated by the time you list your home. Here’s a yearly schedule broken down that will help you know when to update what… If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.
Ok, today we are going to talk about basic home maintenance you should be doing yearly, every 5-10 years and onward… Ongoing expenses like mortgage payments, property taxes and insurance are an expected part of homeownership. But there’s an additional ongoing expense you also need to budget for… And that is regular homeownership maintenance expenditures. On average, annual maintenance will cost 1% - 3% of your home’s purchase price. However, this can be reduced by maintaining regular preventative maintenance. Here’s your complete maintenance checklist… If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.
Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know… If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.
Ok, today we are going to talk about why you need homeowner’s insurance and how it keeps you protected… Homeowner’s insurance is an important and required part of home ownership. Here are the 3 main reasons why you need homeowner’s insurance… If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.
Rocky river mortgage broker reveals 4 ways to prepare your finances for a natural disaster or pandem
Ok, today we are going to talk about how to prepare your finances for a natural disaster or pandemic… The thing about crisis situations is that you never know when to expect them. The only way to cope is by being prepared. Here are 4 ways to prepare your finances to help you make it through challenging times… If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.
Ok, today we are going to talk about 4 risks of home equity loans… A home equity loan lets you borrow some of the equity you’ve built up in your home. For most people home equity loans are a convenient, affordable way to access extra cash. But they’re not without risk. Here are 4 things to consider before applying for a home equity loan… If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.
Ok, today we are going to talk about how to maximize the sale price of your home… Selling your home isn’t as simple as putting up a For Sale sign. There are many things to do in advance to prepare yourself financially and make sure your home sells for top dollar. Here are 5 ways to maximize the sale price of your home… If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.