⁣Ok, today we are going to talk about a decade-by-decade retirement plan… Saving for retirement is a challenging but essential goal. Government pensions likely won’t be enough to live on, so it’s up to you to provide a comfortable retirement income. Here is a retirement plan broken down for you, decade by decade… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about what a stratified market is and what it means to you… If you’re planning to buy or sell a house, you’re probably already familiar with the terms “buyer’s market” and “seller’s market.” In a buyer’s market, there are more homes than buyers, so prices drop and buyers get better deals. In a seller’s market there are more buyers than homes, so prices rise and sellers make more money. But there’s a third type of market, and it’s called a stratified market. Here’s what you need to know… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about three things you need to know before you borrow from your home equity… Accessing your home equity through a home equity line of credit (HELOC) or cash-out refinance can be an affordable way to pay for renovations or education. Here are 3 things you need to know before applying for a HELOC… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about how much home renovations can cost… Renovations can help make your home more comfortable and easier to sell. But depending on what you’re planning, they can also be expensive. To help you budget for your next project, the HomeAdvisor website has published a list of typical costs for renovation projects. Here’s a list of the most common renos and how much they cost… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about basic home maintenance you should be doing yearly, every 5-10 years and onward… Ongoing expenses like mortgage payments, property taxes and insurance are an expected part of homeownership. But there’s an additional ongoing expense you also need to budget for… And that is regular homeownership maintenance expenditures. On average, annual maintenance will cost 1% - 3% of your home’s purchase price. However, this can be reduced by maintaining regular preventative maintenance. Here’s your complete maintenance checklist… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Today we are going to talk about how to use budget tracking apps but stay safe doing it… Budget tracking apps like Quicken and mint.com can be a great way to manage household finances. But considering all the personal financial information you enter into these apps, are they safe to use? Most experts agree the apps are generally safe; it’s the people using them who pose the greatest risk. Here are 7 tips for using a budget tracking app (while keeping your info safe)…⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about 4 ways to improve technology throughout your home… With growing numbers of us working and learning from home, it’s more essential now than ever before that our homes can accommodate modern technologies. Whether you’re looking to update your home, or on the market for a new home, there are a few things to do and look for to update your home. Here are 4 ways to give your home a tech tune up… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to cover 5 tips for buying a condo… Millions of people have either decided that condo living suits their budget and lifestyle better than single-family homeownership, or they purchase condos as an investment, second home, or vacation property. There are important differences between buying a home and buying a condo. So, before you make an offer… Here are 5 tips for buying a condo… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about 5 things you need to know about foreclosures… Heaven forbid, you get several months late on mortgage payments, your lender’s last resort is to initiate foreclosure. This is a lengthy and expensive process for your lender, but its impact on you can be even more negative. Here’s 5 facts you need to know about the foreclosure process… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about when the best time to do certain updates on your home is… Timing renovations can be tricky. The sooner you remodel, the longer you have to enjoy your beautiful new home. But if you remodel too far in advance of selling, everything’s going to look outdated by the time you list your home. Here’s a yearly schedule broken down that will help you know when to update what… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about real estate planning and why it’s necessary… You don’t have to be wealthy to have an estate plan. No matter who you are, you probably have possessions you’d like your children to have once you’re gone. And you definitely want to have a say in who will take care of your kids if you die before your time. Here are 4 reasons why you should start thinking about estate planning today… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about why it’s important to price your house right. When you list your house, you want it to sell fast and at a high price. In order for that to happen, it needs to be priced right. But this is where it gets tricky. Price it too low, and it may sell quickly but you’ll leave money on the table. Price it too high, and it may take months and several price reductions to sell. Here are 5 reasons why it’s important to price your house right… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about how to manage your finances during a recession… Nobody welcomes a recession. But if you’re among the fortunate majority that still has an income and a home, a recession can actually be a time of valuable learning and growth. Here are 5 ways to manage your finances during a recession… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about how to finance a new home build… If you’re looking for a home that offers the latest energy efficiencies, low maintenance costs, and every amenity and convenience your family desires, maybe you should consider building new. Just keep in mind that financing new construction is a little more complicated. Here’s what you need to know… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Today we are going to talk about how to buy a house that’s not on the market… In a competitive real estate market, it may be difficult to find the house you’re looking for. And when you finally find it, you could be outbid by another buyer. That’s why many buyers are looking for homes BEFORE they’re listed. Here’s how to buy a house that’s not yet listed on the market… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about how to rebuild your finances if you’ve suffered from financial abuse… Being in an unhealthy relationship could be emotionally, physically, or even financially damaging. And according to recent statistics, 99% of domestic violence also includes financial abuse. Here’s what to do if you’re in a financially abusive situation, or if you’re recovering from one… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about rent to own deals… If you can’t qualify for a mortgage, or maybe don’t have funds for a down payment, there’s another way to achieve home ownership. Instead of buying, consider renting to own. Before entering into a rent to own deal, here are some questions to ask… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about how to convert a construction loan into a traditional mortgage… If you’re planning to build a house or do a major renovation, you usually can’t qualify for a traditional mortgage because there’s no existing home to use as collateral. What you need is a construction loan, which is based on the projected future value of the completed property. Generally, construction loans are interest-only while the house is being built. Then when construction is complete, you refinance into a regular mortgage. Here’s how the process works… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about how to build your savings up FAST! Have an unexpected financial need? Rather than borrowing or putting it on your credit card—which just makes your financial situation worse—consider accelerated saving. Here are 7 ways to accelerate your savings…⁣If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163

⁣Ok, today we are going to talk about how to furnish your home on a budget… If you’ve just bought a home, you may feel pressured to furnish the whole thing all at once, which can be expensive. But there are many ways to moderate costs. Here are 6 tips for furnishing your home on a budget…⁣If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163