⁣Ok, today we are going to talk about how to manage your finances during a recession… Nobody welcomes a recession. But if you’re among the fortunate majority that still has an income and a home, a recession can actually be a time of valuable learning and growth. Here are 5 ways to manage your finances during a recession…⁣If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163

⁣Ok, today we are going to talk about 5 things to look for and be aware of if they get noted in your home inspection… As any good Realtor will advise you, don’t even think about buying a house without a home inspection. Before you get emotionally attached to a home, invest a few hundred dollars in a thorough, professional home inspection. And if your report includes any of the following issues, consider walking away. Here are 5 home inspection red flags… ⁣If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163

⁣Ok, today we are going to talk about how to create or update your home office space… The COVID pandemic introduced many of us to working from home. And regardless of being in a pandemic or not, many of us will continue to and have been working from home already. So now’s the time to make your home office as efficient, comfortable and uplifting as possible. Here are 6 ways to make your home office work better…⁣If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163

⁣Ok, today we are going to talk about how to rebuild your finances if you’ve suffered from financial abuse… Being in an unhealthy relationship could be emotionally, physically, or even financially damaging. And according to recent statistics, 99% of domestic violence also includes financial abuse. Here’s what to do if you’re in a financially abusive situation, or if you’re recovering from one…⁣If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163

⁣Ok, today we are going to talk about how to convert a construction loan into a traditional mortgage… If you’re planning to build a house or do a major renovation, you usually can’t qualify for a traditional mortgage because there’s no existing home to use as collateral. What you need is a construction loan, which is based on the projected future value of the completed property. Generally, construction loans are interest-only while the house is being built. Then when construction is complete, you refinance into a regular mortgage. Here’s how the process works…⁣If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163

⁣Ok, today we are going to talk about what a force majeure clause is and where or not it applies to your mortgage… “Force majeure” is French for superior force. It’s a term used in legal documents that can sometimes let a person or business get out of a contract. Here’s what you need to know and when it could apply to you… ⁣If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163

⁣Ok, today we are going to talk about what cash reserves are and why you need them to buy a home… When buying a house, most people only think about saving enough to cover a down payment and closing costs. But lenders like to see more than that. Borrowers who have additional “cash reserves” are considered lower risk and are more likely to be approved for financing at the lowest possible rate. So, what are “cash reserves” and how can they benefit you? Take a look… ⁣If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163

⁣Ok, today we are going to talk about how to finance a new home build… If you’re looking for a home that offers the latest energy efficiencies, low maintenance costs, and every amenity and convenience your family desires, maybe you should consider building new. Just keep in mind that financing new construction is a little more complicated. Here’s what you need to know…⁣If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163

`⁣Ok, today we are going to talk about real estate planning and why it’s necessary… You don’t have to be wealthy to have an estate plan. No matter who you are, you probably have possessions you’d like your children to have once you’re gone. And you definitely want to have a say in who will take care of your kids if you die before your time. Here are 4 reasons why you should start thinking about estate planning today…⁣If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163

⁣Ok, today we are going to talk about three things you need to know before you borrow from your home equity… Accessing your home equity through a home equity line of credit (HELOC) or cash-out refinance can be an affordable way to pay for renovations or education. Here are 3 things you need to know before applying for a HELOC⁣...If you are looking for a top-notch mortgage advisor in Ann Arbor call us at, 248-303-0163

⁣Ok, today we are going to talk about 5 simple things you can do to your home to instantly boost the price when it hits the market… You don’t have to hire a professional stager to prepare sell your home. With a little guidance from a Realtor and a few simple touches, your home’s value can increase instantly. Here are 5 things you can do that can help you boost your asking price… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about how you can buy a home without visiting it in person… Today, more buyers are making offers on homes sight unseen. Reasons for this could include: • Being too busy for physical shopping • Living on the other side of the country • Feeling totally comfortable with online purchases • Preferring the safety of physical distance Here are 6 tips for buying a house sight unseen… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about how to save money renovating your home… Renovating can add comfort, convenience and value to your home. But renovations are often pricey. Here are 5 tips for updating your home without blowing your budget… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about how to furnish your home on a budget… If you’ve just bought a home, you may feel pressured to furnish the whole thing all at once, which can be expensive. But there are many ways to moderate costs. Here are 6 tips for furnishing your home on a budget… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about how to prepare your finances for a natural disaster or pandemic… The thing about crisis situations is that you never know when to expect them. The only way to cope is by being prepared. Here are 4 ways to prepare your finances to help you make it through challenging times… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

Ok, today we are going to talk about when the best days and months of the year are to list your home… If you’re thinking of selling your home, there’s never a bad time of year, but there certainly are perks to selling in the spring. Spring is usually the best time of year, and a recent survey gets even more specific, providing the best time to list, right down to time of day. Check it out to learn more… If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about why you need homeowner’s insurance and how it keeps you protected… Homeowner’s insurance is an important and required part of home ownership. Here are the 3 main reasons why you need homeowner’s insurance… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about 4 risks of home equity loans… A home equity loan lets you borrow some of the equity you’ve built up in your home. For most people home equity loans are a convenient, affordable way to access extra cash. But they’re not without risk. Here are 4 things to consider before applying for a home equity loan… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about how to start investing… Obviously, there are several things to take care of before you can start investing. You need to cover rent or mortgage payments, monthly bills, groceries, etc., and you also need some money set aside for emergencies. But once you’ve accomplished that, it’s time to start investing for the future. Here are 5 steps to help you start investing… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868

⁣Ok, today we are going to talk about what cash reserves are and why you need them to buy a home… When buying a house, most people only think about saving enough to cover a down payment and closing costs. But lenders like to see more than that. Borrowers who have additional “cash reserves” are considered lower risk and are more likely to be approved for financing at the lowest possible rate. So, what are “cash reserves” and how can they benefit you? Take a look… ⁣If you are looking for a top-notch mortgage loan originator in Naples call us at, 239-778-4868