Mortgage

Rocky river mortgage broker reveals 6 things to pay extra attention to in any home inspection…
2:55
Jelani's Financial Gems
9 Views · 3 years ago

⁣Ok, today we are going to talk about 6 things you need to examine closely in a home inspection… Buying a home is a huge investment, and unfortunately, we’re not all qualified to judge whether a home is worth the money. That’s why it’s essential to hire a professional home inspector. Here are 6 things to pay extra attention to in any home inspection…⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

Rocky river mortgage broker reveals 6 ways to upgrade your home office
2:33
Jelani's Financial Gems
8 Views · 3 years ago

⁣Ok, today we are going to talk about how to create or update your home office space… The COVID pandemic introduced many of us to working from home. And regardless of being in a pandemic or not, many of us will continue to and have been working from home already. So now’s the time to make your home office as efficient, comfortable and uplifting as possible. Here are 6 ways to make your home office work better…⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

Rocky river mortgage broker reveals How to recover from financial abuse
2:18
Jelani's Financial Gems
15 Views · 3 years ago

⁣Ok, today we are going to talk about how to rebuild your finances if you’ve suffered from financial abuse… Being in an unhealthy relationship could be emotionally, physically, or even financially damaging. And according to recent statistics, 99% of domestic violence also includes financial abuse. Here’s what to do if you’re in a financially abusive situation, or if you’re recovering from one…⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

Rocky river mortgage broker reveals How to finance and custom-built home..
2:11
Jelani's Financial Gems
18 Views · 3 years ago

⁣Ok, today we are going to talk about how to convert a construction loan into a traditional mortgage… If you’re planning to build a house or do a major renovation, you usually can’t qualify for a traditional mortgage because there’s no existing home to use as collateral. What you need is a construction loan, which is based on the projected future value of the completed property. Generally, construction loans are interest-only while the house is being built. Then when construction is complete, you refinance into a regular mortgage. Here’s how the process works…⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

Rocky river mortgage broker reveals What is a “force majeure” clause, and does it apply to your mort
2:28
Jelani's Financial Gems
9 Views · 3 years ago

⁣Ok, today we are going to talk about what a force majeure clause is and where or not it applies to your mortgage… “Force majeure” is French for superior force. It’s a term used in legal documents that can sometimes let a person or business get out of a contract. Here’s what you need to know and when it could apply to you… ⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

Rocky river mortgage broker reveals How to buy a house that’s not on the market…
2:17
Jelani's Financial Gems
14 Views · 3 years ago

⁣Today we are going to talk about how to buy a house that’s not on the market… In a competitive real estate market, it may be difficult to find the house you’re looking for. And when you finally find it, you could be outbid by another buyer. That’s why many buyers are looking for homes BEFORE they’re listed. Here’s how to buy a house that’s not yet listed on the market…⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

Rocky river mortgage broker reveals Why you need cash reserves to buy a home…
2:14
Jelani's Financial Gems
18 Views · 3 years ago

⁣Ok, today we are going to talk about what cash reserves are and why you need them to buy a home… When buying a house, most people only think about saving enough to cover a down payment and closing costs. But lenders like to see more than that. Borrowers who have additional “cash reserves” are considered lower risk and are more likely to be approved for financing at the lowest possible rate. So, what are “cash reserves” and how can they benefit you? Take a look… ⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

Rocky river mortgage broker reveals How to finance a custom-built home
2:28
Jelani's Financial Gems
9 Views · 3 years ago

⁣Ok, today we are going to talk about how to finance a new home build… If you’re looking for a home that offers the latest energy efficiencies, low maintenance costs, and every amenity and convenience your family desires, maybe you should consider building new. Just keep in mind that financing new construction is a little more complicated. Here’s what you need to know…⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

Rocky river mortgage broker reveals 5 tips for buying a condo…
2:46
Jelani's Financial Gems
15 Views · 3 years ago

⁣Ok, today we are going to cover 5 tips for buying a condo… Millions of people have either decided that condo living suits their budget and lifestyle better than single-family homeownership, or they purchase condos as an investment, second home, or vacation property. There are important differences between buying a home and buying a condo. So, before you make an offer… Here are 5 tips for buying a condo…⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

Rocky river mortgage broker reveals 4 reasons you need a real estate plan…
2:43
Jelani's Financial Gems
16 Views · 3 years ago

⁣Ok, today we are going to talk about real estate planning and why it’s necessary… You don’t have to be wealthy to have an estate plan. No matter who you are, you probably have possessions you’d like your children to have once you’re gone. And you definitely want to have a say in who will take care of your kids if you die before your time. Here are 4 reasons why you should start thinking about estate planning today…⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

Rocky river mortgage broker reveals 5 best ways to use your home equity…
2:37
Jelani's Financial Gems
15 Views · 3 years ago

⁣Ok, today we are going to talk about 5 smart ways to use your home equity… Home equity is the difference between the value of your home and the unpaid balance of your mortgage. You can often access a percentage of that amount through a home equity loan or home equity line of credit (HELOC). Here are 5 of the best ways to use your home equity…⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

Columbia Loan Specialist reveals 6 tips for buying a home sight unseen…
2:55
Kimberly Kinney
15 Views · 3 years ago

⁣Ok, today we are going to talk about how you can buy a home without visiting it in person… Today, more buyers are making offers on homes sight unseen. Reasons for this could include: • Being too busy for physical shopping • Living on the other side of the country • Feeling totally comfortable with online purchases • Preferring the safety of physical distance Here are 6 tips for buying a house sight unseen… ⁣If you are looking for a top-notch Loan Specialist in Columbia call us at, 573-881-9325

Columbia Loan Specialist reveals Why you need homeowner’s insurance and what it covers…
2:17
Kimberly Kinney
19 Views · 3 years ago

⁣Ok, today we are going to talk about why you need homeowner’s insurance and how it keeps you protected… Homeowner’s insurance is an important and required part of home ownership. Here are the 3 main reasons why you need homeowner’s insurance… ⁣If you are looking for a top-notch Loan Specialist in Columbia call us at, 573-881-9325

Columbia Loan Specialist reveals Pros and cons for buying an existing house vs building new…
2:25
Kimberly Kinney
22 Views · 3 years ago

⁣Ok, today we are going to talk about the pros and cons for buying a house verses building new… Deciding whether to buy an existing house or build a brand new one can be complicated. There are so many factors to consider. Here’s a list of pros and cons for both building new and buying an existing home… ⁣If you are looking for a top-notch Loan Specialist in Columbia call us at, 573-881-9325

Columbia Loan Specialist reveals 5 reasons why it’s important to price your home right…
2:38
Kimberly Kinney
11 Views · 3 years ago

⁣Ok, today we are going to talk about why it’s important to price your house right. When you list your house, you want it to sell fast and at a high price. In order for that to happen, it needs to be priced right. But this is where it gets tricky. Price it too low, and it may sell quickly but you’ll leave money on the table. Price it too high, and it may take months and several price reductions to sell. Here are 5 reasons why it’s important to price your house right… ⁣If you are looking for a top-notch Loan Specialist in Columbia call us at, 573-881-9325

Rocky river mortgage broker reveals Pros and cons for buying an existing house vs building new…
2:29
Jelani's Financial Gems
11 Views · 3 years ago

⁣Ok, today we are going to talk about the pros and cons for buying a house verses building new… Deciding whether to buy an existing house or build a brand new one can be complicated. There are so many factors to consider. Here’s a list of pros and cons for both building new and buying an existing home…⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

Columbia Loan Specialist reveals How to buy a house that’s not on the market…
2:13
Kimberly Kinney
27 Views · 3 years ago

⁣Today we are going to talk about how to buy a house that’s not on the market… In a competitive real estate market, it may be difficult to find the house you’re looking for. And when you finally find it, you could be outbid by another buyer. That’s why many buyers are looking for homes BEFORE they’re listed. Here’s how to buy a house that’s not yet listed on the market… ⁣If you are looking for a top-notch Loan Specialist in Columbia call us at, 573-881-9325

Columbia Loan Specialist reveals 6 questions to ask about a rent to own deal
2:50
Kimberly Kinney
11 Views · 3 years ago

⁣Ok, today we are going to talk about rent to own deals… If you can’t qualify for a mortgage, or maybe don’t have funds for a down payment, there’s another way to achieve home ownership. Instead of buying, consider renting to own. Before entering into a rent to own deal, here are some questions to ask… ⁣If you are looking for a top-notch Loan Specialist in Columbia call us at, 573-881-9325

Rocky river mortgage broker reveals 6 tips for buying a home sight unseen
2:59
Jelani's Financial Gems
11 Views · 3 years ago

⁣Ok, today we are going to talk about how you can buy a home without visiting it in person… Today, more buyers are making offers on homes sight unseen. Reasons for this could include: • Being too busy for physical shopping • Living on the other side of the country • Feeling totally comfortable with online purchases • Preferring the safety of physical distance Here are 6 tips for buying a house sight unseen…⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.

Rocky river mortgage broker reveals When and how to back out of an accepted offer…
2:48
Jelani's Financial Gems
24 Views · 3 years ago

⁣Ok, today we are going to talk about when it’s acceptable to back out of an offer and how to do it… It’s only natural to have second thoughts after making a major decision. But if your offer to buy a house is accepted and THEN you decide to back out of it, things can get a little complicated. It’s definitely possible, but it can be expensive and create legal issues. Here are some things to consider…⁣If you are looking for a top-notch mortgage broker in Rocky river call us at, 330-361-1654.




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